$485,000
22578 SW 89th Place
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $485,000
- Price per sq ft
- $318
- Vs. nearby sales
- 23.3% above
- Days on market
- N/A
This 3-bedroom townhouse in Lakes By The Bay Gee is listed at $485,000, or $318 per square foot. The 6 most recent townhouse sales in the closings shown below sold at a median of $258 per square foot, so the asking price is 23.3% above what comparable homes here actually sold for.
Estimated monthly payment
$2,549 /mo
Principal and interest only, based on $97,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $130/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $485,000
- Days on Site
- 0 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,526 sqft
- Total Sq Ft
- 1,805 sqft
- Year Built
- 2006
- Property Type
- Townhouse
- MLS #
- A12095685
- Property Tax
- $6,155 (2025)
- HOA Fees
- $130 / Monthly
- Subdivision
- LAKES BY THE BAY GEE
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Enjoy privacy, beautiful lake views, and breathtaking sunsets from this completely renovated lakefront townhome in the gated community of The Isles of Bayshore. Bright and spacious, this 3-bedroom, 2.5-bath home was fully renovated in 2022 with impact windows and doors, solar panels, whole-home water filtration, new A/C, and a new water heater.The open kitchen features custom cabinetry, ample storage, a pantry, stainless steel appliances, an eat-in counter, and stunning lake views. The spacious dining and living areas flow into a bright family room, ideal for an office or additional living space. A half bath and access to the private, pavered lakefront patio complete the first floor.Upstairs, three generously sized bedrooms feature beautiful flooring. The primary suite offers a large walk-in closet and an ensuite bath with double sinks and an oversized shower. A convenient laundry room includes a newer washer and dryer (less than one year old).Enjoy resort-style amenities with a low HOA, including a clubhouse, two pools, Jacuzzi, fitness center, playground, and bike/jog paths. Additional features include a one-car garage with automatic opener and a dedicated 240V outlet ready for an electric vehicle.Owner occupied. 24-hour minimum notice required. Pre-approval letter required to schedule showings.
MLS media linkGeneral Features
- Property Type
- Townhouse
- Status
- Active
- Year Built
- 2006
- Property Condition
- Updated Remodeled
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Parking
- Garage / Garage Door Opener / Guest
- Living Sq Ft
- 1,526
- Total Sq Ft
- 1,805
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Interior Features
- Upper Level Primary / Walk In Closets
Exterior Features
- Construction
- Block
- Exterior Features
- Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio
- Waterfront
- Yes
- Waterfront Features
- Lake Front / Other
- View
- Lake
Community & HOA
- HOA Fee
- $130 / Monthly
- HOA Includes
- Common Areas / Maintenance Grounds / Pools / Recreation Facilities
- Association Amenities
- Clubhouse / Fitness Center / Maintenance Grounds / Playground / Pool
- Community Features
- Home Owners Association
- Security
- Fire Alarm / Smoke Detectors / Security Fence
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- Ok To Lease
- MLS Area
- 2600
This home's HOA fee works out to $130 a month, 20% above the $108 median across 4 homes for sale in Lakes By The Bay Gee. See Lakes By The Bay Gee HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Gee is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $429,900 to $580,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay Gee and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 4
- Under Contract
- 2
- Median List Price
- $467,450
- Median $/Sq Ft
- $284
- Avg Days on Market
- 144
Frequently Asked Questions
- How do I schedule a tour of 22578 SW 89th Place, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 22578 SW 89th Place, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 22578 SW 89th Place, Cutler Bay, FL 33190 still available?
- 22578 SW 89th Place, Cutler Bay, FL 33190 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 22578 SW 89th Place, Cutler Bay, FL 33190?
- With 20% down ($97,000) on the $485,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 22578 SW 89th Place, Cutler Bay, FL 33190 is about $2,549/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 22578 SW 89th Place, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 22578 SW 89th Place, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 22578 SW 89th Place, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 22578 SW 89th Place, Cutler Bay, FL 33190 carries an HOA fee of about $130 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 22578 SW 89th Place, Cutler Bay, FL 33190?
- 22578 SW 89th Place, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 22578 SW 89th Place, Cutler Bay, FL 33190?
- Often, yes. The right offer on 22578 SW 89th Place, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Yaliesy Ginard R.E. Broker
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.
$485,000
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Listed by Yaliesy Ginard, Yaliesy Ginard R.E. Broker
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Recent Sales
Recently sold homes in Lakes By The Bay Gee
These are the last 6 recorded closings in Lakes By The Bay Gee, with the price each home actually sold for rather than what it was listed at. They closed at a median of $259 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$430,000
Sold · September 30, 2026
8979 SW 225th Street
4 bed · 3 bath · 1,712 sqft · $251/sqft
$9,000 under the asking price
Sold$449,500
Sold · July 24, 2026
22569 SW 89th Place
4 bed · 2.5 bath · 1,720 sqft · $261/sqft
Sold$445,000
Sold · July 9, 2026
22424 SW 89th Path
4 bed · 2.5 bath · 1,720 sqft · $259/sqft
$4,500 under the asking price
Sold$396,000
Sold · June 26, 2026
8877 SW 223rd Lane
3 bed · 2.5 bath · 1,463 sqft · $271/sqft
$33,900 under the asking price
Sold$410,000
Sold · April 8, 2026
8875 SW 223rd Lane
3 bed · 2.5 bath · 1,617 sqft · $254/sqft
$24,999 under the asking price
Sold$390,000
Sold · March 16, 2026
22526 SW 89th Place
3 bed · 2.5 bath · 1,526 sqft · $256/sqft
$9,000 under the asking price
See every recorded sale in Lakes By The Bay Gee or find out what your Lakes By The Bay Gee home is worth.
