$430,000
22602 SW 89th Court
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $430,000
- Price per sq ft
- $251
- Vs. nearby sales
- In line
- Days on market
- 376
This 4-bedroom townhouse in Lakes By The Bay Gee is listed at $430,000, or $251 per square foot. It has been on the market for 376 days. The 6 most recent townhouse sales in the closings shown below sold at a median of $258 per square foot, so the asking price is in line with what comparable homes here actually sold for.
Estimated monthly payment
$2,260 /mo
Principal and interest only, based on $86,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $115/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $430,000
- Days on Site
- 376 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 1,712 sqft
- Total Sq Ft
- 1,982 sqft
- Year Built
- 2006
- Property Type
- Townhouse
- MLS #
- A12102760
- Property Tax
- $8,871 (2025)
- HOA Fees
- $115 / Monthly
- Subdivision
- LAKES BY THE BAY GEE
- County
- Miami Dade
- Status
- Active
About This Property
Rare income-producing opportunity in the sought-after Lakes by the Bay GEE community in Cutler Bay. This two-story 4-bedroom, 3 full bath townhouse is currently generating consistent government-backed rental income with a Housing Choice Voucher (Section 8) tenant in place for 3+ years, zero collection issues, lease through December 2026, tenant seeking renewal.The layout is a standout for rental investors: one full bedroom and full bath on the ground floor, ideal for multigenerational flexibility and maximum voucher eligibility. Upstairs, three additional bedrooms with high-grade laminate flooring. The main level features brand new ceramic tile, updated stainless steel appliances, granite countertops, a family room, and generous storage throughout. One-car finished garage plus driveway parking.Hurricane shutters, private yard, and a well-maintained exterior. The community delivers long-term tenant retention drivers: resort-style pool, clubhouse, fitness stations, playground, and a scenic walking path around the lake.Minutes to US-1, Florida's Turnpike, Black Point Marina, top-rated schools, dining, and shopping.HAP contract transfers to new owner at closing.
Virtual TourGeneral Features
- Property Type
- Townhouse
- Status
- Active
- Year Built
- 2006
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Living Sq Ft
- 1,712
- Total Sq Ft
- 1,982
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central / Electric
- Flooring
- Laminate / Tile
- Interior Features
- Main Level Primary
Exterior Features
- Construction
- Block
- Exterior Features
- Courtyard / Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Porch
- View
- Garden
Community & HOA
- HOA Fee
- $115 / Monthly
- Association Amenities
- Clubhouse / Pool
- Community Features
- Home Owners Association
- Security
- Security Guard
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- No Rv
- MLS Area
- 2600
This home's HOA fee works out to $115 a month, 6% above the $108 median across 4 homes for sale in Lakes By The Bay Gee. See Lakes By The Bay Gee HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Gee is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $429,900 to $580,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay Gee and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 4
- Median List Price
- $467,450
- Median $/Sq Ft
- $284
- Avg Days on Market
- 144
Frequently Asked Questions
- How do I schedule a tour of 22602 SW 89th Court, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 22602 SW 89th Court, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 22602 SW 89th Court, Cutler Bay, FL 33190 still available?
- 22602 SW 89th Court, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 376 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 22602 SW 89th Court, Cutler Bay, FL 33190?
- With 20% down ($86,000) on the $430,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 22602 SW 89th Court, Cutler Bay, FL 33190 is about $2,260/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 22602 SW 89th Court, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 22602 SW 89th Court, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 22602 SW 89th Court, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 22602 SW 89th Court, Cutler Bay, FL 33190 carries an HOA fee of about $115 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 22602 SW 89th Court, Cutler Bay, FL 33190?
- 22602 SW 89th Court, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 22602 SW 89th Court, Cutler Bay, FL 33190?
- Often, yes. The right offer on 22602 SW 89th Court, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Compass Florida, LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 9, 2026.
$430,000
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Listed by Karen Hurst, Compass Florida, LLC
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Recent Sales
Recently sold homes in Lakes By The Bay Gee
These are the last 6 recorded closings in Lakes By The Bay Gee, with the price each home actually sold for rather than what it was listed at. They closed at a median of $259 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$430,000
Sold · September 30, 2026
8979 SW 225th Street
4 bed · 3 bath · 1,712 sqft · $251/sqft
$9,000 under the asking price
Sold$449,500
Sold · July 24, 2026
22569 SW 89th Place
4 bed · 2.5 bath · 1,720 sqft · $261/sqft
Sold$445,000
Sold · July 9, 2026
22424 SW 89th Path
4 bed · 2.5 bath · 1,720 sqft · $259/sqft
$4,500 under the asking price
Sold$396,000
Sold · June 26, 2026
8877 SW 223rd Lane
3 bed · 2.5 bath · 1,463 sqft · $271/sqft
$33,900 under the asking price
Sold$410,000
Sold · April 8, 2026
8875 SW 223rd Lane
3 bed · 2.5 bath · 1,617 sqft · $254/sqft
$24,999 under the asking price
Sold$390,000
Sold · March 16, 2026
22526 SW 89th Place
3 bed · 2.5 bath · 1,526 sqft · $256/sqft
$9,000 under the asking price
See every recorded sale in Lakes By The Bay Gee or find out what your Lakes By The Bay Gee home is worth.
