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9045 SW 203rd Terrace, Cutler Bay, FL 33189
Active
23 Days on Market
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How this price compares

List price
$440,000
Price per sq ft
$275
Original price
Unchanged
Days on market
23

This 3-bedroom townhouse in Old Cutler Cove Addn is listed at $440,000, or $275 per square foot. It has been on the market for 23 days.

3
Bedrooms
3
Bathrooms
1,598
Living Sq Ft
2005
Year Built

Estimated monthly payment

$2,312 /mo

Principal and interest only, based on $88,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $150/mo HOA are not included.

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Listing Snapshot

Price
$440,000
Days on Site
23 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,598 sqft
Total Sq Ft
1,598 sqft
Year Built
2005
Property Type
Townhouse
MLS #
A12091417
Property Tax
$1,327 (2025)
HOA Fees
$150 / Monthly
Subdivision
OLD CUTLER COVE ADDN
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

GREAT VALUE IN CUTLER BAY! Don’t miss this excellent opportunity to own a well-maintained home in a desirable Cutler Bay location. This property offers important major updates already completed, including a new A/C system installed in 2024 and a new tankless water heater installed in 2025. The home also features an upgraded kitchen with beautiful updated cabinetry, adding both style and functionality. Perfect for a first-time buyer, growing family, or investor, this property offers a great combination of comfort, upgrades, and long-term value. Conveniently located near shopping, dining, parks, schools, and US-1. A great opportunity at a competitive price—come see the value for yourself.

MLS media link

General Features

Property Type
Townhouse
Status
Active
Year Built
2005
Number of Stories
2
Levels
Two
Garage Spaces
0
Living Sq Ft
1,598
Total Sq Ft
1,598
Structure Type
Townhouse

Interior Features

Appliances
Dryer / Refrigerator / Washer
Cooling
Central Air / Ceiling Fans
Heating
Central
Flooring
Laminate / Tile
Interior Features
Closet Cabinetry / Upper Level Primary
Furnished
Unfurnished

Exterior Features

Construction
CBS Concrete Block Structure / Block
Exterior Features
Lighting
Pool Features
Association

Community & HOA

HOA Fee
$150 / Monthly
HOA Includes
Maintenance Grounds / Pools
Association Amenities
Clubhouse / Pool
Community Features
Home Owners Association
Security
None
Pets Allowed
Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
No Restrictions / Okay To Lease1st Year / Ok To Lease
MLS Area
2600

Schools

Elementary School
Gulfstream
Middle School
Cutler Bay Middle
High School
Miami Southridge

Old Cutler Cove is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $669,000 to $724,900. Homes were built between 1973 and 1974. Pure Equity lists homes in Old Cutler Cove and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
3
Under Contract
1
Median List Price
$475,000
Median $/Sq Ft
$275
Avg Days on Market
95
View all 3 homes for sale in Old Cutler Cove →
How do I schedule a tour of 9045 SW 203rd Terrace, Cutler Bay, FL 33189?
Use the Tour button on this listing to request a showing of 9045 SW 203rd Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 9045 SW 203rd Terrace, Cutler Bay, FL 33189 still available?
9045 SW 203rd Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 23 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 9045 SW 203rd Terrace, Cutler Bay, FL 33189?
With 20% down ($88,000) on the $440,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9045 SW 203rd Terrace, Cutler Bay, FL 33189 is about $2,312/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 9045 SW 203rd Terrace, Cutler Bay, FL 33189?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9045 SW 203rd Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 9045 SW 203rd Terrace, Cutler Bay, FL 33189 have an HOA fee?
Yes: 9045 SW 203rd Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $150 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 9045 SW 203rd Terrace, Cutler Bay, FL 33189?
9045 SW 203rd Terrace, Cutler Bay, FL 33189 is zoned for Gulfstream (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 9045 SW 203rd Terrace, Cutler Bay, FL 33189?
Often, yes. The right offer on 9045 SW 203rd Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Prime Realty of South Florida

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

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Listed by Danny Quintero, Prime Realty of South Florida

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