$695,000
1120 98th Street 203
BAY BREEZE RESIDENCES CON
Explore the area: Bay Harbor Islands homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $695,000
- Price per sq ft
- $562
- Vs. nearby sales
- 17.1% below
- Days on market
- 6
This 2-bedroom condo in ZIP 33154 is listed at $695,000, or $562 per square foot. It has been on the market for 6 days. The 6 most recent condo sales in the closings shown below sold at a median of $678 per square foot, so the asking price is 17.1% below what comparable homes here actually sold for.
Estimated monthly payment
$3,653 /mo
Principal and interest only, based on $139,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,483/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $695,000
- Days on Site
- 6 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,236 sqft
- Total Sq Ft
- 1,236 sqft
- Year Built
- 2016
- Property Type
- Condo
- MLS #
- A12119820
- Property Tax
- $10,386 (2025)
- HOA Fees
- $1,483 / Monthly
- Subdivision
- BAY BREEZE RESIDENCES CON
- County
- Miami Dade
- Status
- Active
About This Property
Enjoy island living or explore an income-producing opportunity at Bay Breeze Residences, a boutique 17-unit building in Bay Harbor Islands. This renovated 2BR/2BA corner residence offers 1,236 SF, tile floors, impact windows, in-unit washer/dryer, an open balcony with urban views, and two covered parking spaces. Floor-to-ceiling glazing brings natural light into the living and dining areas, while the corner layout adds privacy. A full kitchen and walk-in closets provide everyday comfort. Amenities include a rooftop pool and sundeck, secured entry, and elevator. A park and adjacent dog park sit across the street. Easily walk to oceanfront beaches, Bal Harbour Shops, and a variety of shops and dining venues. Ruth K. Broad Bay Harbor K–8 Center is also nearby. An optional professionally managed rental pool offers a hands-off approach, with operating expenses deducted before owner distributions, which are allocated by square footage. Rental pool participants pay a reduced monthly maintenance fee. Personal use is available subject to program terms, cleaning charges, and income adjustments. Enjoy the flexibility of a full-time home, seasonal getaway, or managed rental investment in a walkable island setting between Miami Beach and the mainland. Buyer to verify current rental rules, program terms, fees, parking rights, and financial information. Some photos have been digitally modified using AI to add or change furniture, artwork, plants, and decorative accessories.
MLS media linkGeneral Features
- Property Type
- Condo
- Status
- Active
- Year Built
- 2016
- Property Condition
- Resale / Updated Remodeled
- Number of Stories
- 6
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Garage
- Living Sq Ft
- 1,236
- Total Sq Ft
- 1,236
Interior Features
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Bedroom On Main Level / Closet Cabinetry / Walk In Closets
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Exterior Features
- Balcony / Outdoor Living Area
- Pool Features
- Heated
- Patio & Porch
- Open / Balcony
- View
- Garden
Community & HOA
- HOA Fee
- $1,483 / Monthly
- HOA Includes
- Common Areas / Hvac / Hot Water / Maintenance Grounds / Maintenance Structure / Pest Control / Pools / Reserve Fund
- Association Amenities
- Management / Pool / Parking / Storage / Trash / Elevators
- Security
- Secured Garage Parking / Security Fence
- Pets Allowed
- Pet Restrictions / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- See Remarks
- MLS Area
- 2220
Schools
- Elementary School
- Ruth K. Broad Bay Harbor K-8
- High School
- Miami Beach
About the Area
Browse Bay Harbor Islands homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Bay Harbor Islands includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Bay Harbor Islands listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 177
- Median List Price
- $1,272,500
- Median $/Sq Ft
- $905
- Avg Days on Market
- 168
Frequently Asked Questions
- How do I schedule a tour of 1120 98th Street 203, Bay Harbor Islands, FL 33154?
- Use the Tour button on this listing to request a showing of 1120 98th Street 203, Bay Harbor Islands, FL 33154. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 1120 98th Street 203, Bay Harbor Islands, FL 33154 still available?
- 1120 98th Street 203, Bay Harbor Islands, FL 33154 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 1120 98th Street 203, Bay Harbor Islands, FL 33154?
- With 20% down ($139,000) on the $695,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1120 98th Street 203, Bay Harbor Islands, FL 33154 is about $3,653/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 1120 98th Street 203, Bay Harbor Islands, FL 33154?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1120 98th Street 203, Bay Harbor Islands, FL 33154. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 1120 98th Street 203, Bay Harbor Islands, FL 33154 have an HOA fee?
- Yes: 1120 98th Street 203, Bay Harbor Islands, FL 33154 carries an HOA fee of about $1,483 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 1120 98th Street 203, Bay Harbor Islands, FL 33154?
- 1120 98th Street 203, Bay Harbor Islands, FL 33154 is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 1120 98th Street 203, Bay Harbor Islands, FL 33154?
- Often, yes. The right offer on 1120 98th Street 203, Bay Harbor Islands, FL 33154 depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Robert Bourne Real Estate LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$695,000
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Listed by Robert J Bourne, Robert Bourne Real Estate LLC
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Recent Sales
Recently sold homes in ZIP 33154
These are the last 6 recorded closings in ZIP 33154, with the price each home actually sold for rather than what it was listed at. They closed at a median of $733 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,509,000
Sold · October 14, 2026
10205 Collins Avenue 206
3 bed · 2.5 bath · 2,060 sqft · $733/sqft
$10,000 over the asking price
Sold$590,000
Sold · October 13, 2026
1120 98th Street 301
2 bed · 2 bath · 1,175 sqft · $502/sqft
$5,000 over the asking price
Sold$405,000
Sold · October 9, 2026
9225 Collins Avenue 1003
1 bed · 2 bath · 918 sqft · $441/sqft
Sold$5,000,000
Sold · October 2, 2026
1135 103rd Street 701
3 bed · 3.5 bath · 3,174 sqft · $1,575/sqft
$200,000 under the asking price
Sold$299,000
Sold · October 2, 2026
10074 E Bay Harbor Drive 74A
1 bed · 1 bath · 480 sqft · $623/sqft
Sold$2,310,000
Sold · October 1, 2026
10275 Collins Avenue 1110
2 bed · 2.5 bath · 1,407 sqft · $1,642/sqft
$240,000 under the asking price
See every recorded sale in ZIP 33154 or find out what your ZIP 33154 home is worth.






