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1120 98th Street 203, Bay Harbor Islands, FL 33154
Active
6 Days on Market
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$695,000

1120 98th Street 203

Bay Harbor Islands, FL 33154

BAY BREEZE RESIDENCES CON

Explore the area: Bay Harbor Islands homes for sale · Miami Dade County real estate

How this price compares

List price
$695,000
Price per sq ft
$562
Vs. nearby sales
17.1% below
Days on market
6

This 2-bedroom condo in ZIP 33154 is listed at $695,000, or $562 per square foot. It has been on the market for 6 days. The 6 most recent condo sales in the closings shown below sold at a median of $678 per square foot, so the asking price is 17.1% below what comparable homes here actually sold for.

2
Bedrooms
2
Bathrooms
1,236
Living Sq Ft
2016
Year Built

Estimated monthly payment

$3,653 /mo

Principal and interest only, based on $139,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,483/mo HOA are not included.

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Listing Snapshot

Price
$695,000
Days on Site
6 Days
Bedrooms
2
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,236 sqft
Total Sq Ft
1,236 sqft
Year Built
2016
Property Type
Condo
MLS #
A12119820
Property Tax
$10,386 (2025)
HOA Fees
$1,483 / Monthly
Subdivision
BAY BREEZE RESIDENCES CON
County
Miami Dade
Status
Active

About This Property

Enjoy island living or explore an income-producing opportunity at Bay Breeze Residences, a boutique 17-unit building in Bay Harbor Islands. This renovated 2BR/2BA corner residence offers 1,236 SF, tile floors, impact windows, in-unit washer/dryer, an open balcony with urban views, and two covered parking spaces. Floor-to-ceiling glazing brings natural light into the living and dining areas, while the corner layout adds privacy. A full kitchen and walk-in closets provide everyday comfort. Amenities include a rooftop pool and sundeck, secured entry, and elevator. A park and adjacent dog park sit across the street. Easily walk to oceanfront beaches, Bal Harbour Shops, and a variety of shops and dining venues. Ruth K. Broad Bay Harbor K–8 Center is also nearby. An optional professionally managed rental pool offers a hands-off approach, with operating expenses deducted before owner distributions, which are allocated by square footage. Rental pool participants pay a reduced monthly maintenance fee. Personal use is available subject to program terms, cleaning charges, and income adjustments. Enjoy the flexibility of a full-time home, seasonal getaway, or managed rental investment in a walkable island setting between Miami Beach and the mainland. Buyer to verify current rental rules, program terms, fees, parking rights, and financial information. Some photos have been digitally modified using AI to add or change furniture, artwork, plants, and decorative accessories.

MLS media link

General Features

Property Type
Condo
Status
Active
Year Built
2016
Property Condition
Resale / Updated Remodeled
Number of Stories
6
Garage Spaces
2
Attached Garage
Yes
Parking
Attached / Garage
Living Sq Ft
1,236
Total Sq Ft
1,236

Interior Features

Cooling
Central Air
Heating
Central
Flooring
Tile
Interior Features
Bedroom On Main Level / Closet Cabinetry / Walk In Closets

Exterior Features

Construction
CBS Concrete Block Structure / Block
Exterior Features
Balcony / Outdoor Living Area
Pool Features
Heated
Patio & Porch
Open / Balcony
View
Garden

Community & HOA

HOA Fee
$1,483 / Monthly
HOA Includes
Common Areas / Hvac / Hot Water / Maintenance Grounds / Maintenance Structure / Pest Control / Pools / Reserve Fund
Association Amenities
Management / Pool / Parking / Storage / Trash / Elevators
Security
Secured Garage Parking / Security Fence
Pets Allowed
Pet Restrictions / Yes
55+ Community
Yes
Financing Terms
Cash / Conventional
Restrictions
See Remarks
MLS Area
2220

Schools

Elementary School
Ruth K. Broad Bay Harbor K-8
High School
Miami Beach

Browse Bay Harbor Islands homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Bay Harbor Islands includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Bay Harbor Islands listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale
177
Median List Price
$1,272,500
Median $/Sq Ft
$905
Avg Days on Market
168
View all 177 homes for sale in Bay Harbor Islands →
How do I schedule a tour of 1120 98th Street 203, Bay Harbor Islands, FL 33154?
Use the Tour button on this listing to request a showing of 1120 98th Street 203, Bay Harbor Islands, FL 33154. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1120 98th Street 203, Bay Harbor Islands, FL 33154 still available?
1120 98th Street 203, Bay Harbor Islands, FL 33154 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1120 98th Street 203, Bay Harbor Islands, FL 33154?
With 20% down ($139,000) on the $695,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1120 98th Street 203, Bay Harbor Islands, FL 33154 is about $3,653/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1120 98th Street 203, Bay Harbor Islands, FL 33154?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1120 98th Street 203, Bay Harbor Islands, FL 33154. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1120 98th Street 203, Bay Harbor Islands, FL 33154 have an HOA fee?
Yes: 1120 98th Street 203, Bay Harbor Islands, FL 33154 carries an HOA fee of about $1,483 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1120 98th Street 203, Bay Harbor Islands, FL 33154?
1120 98th Street 203, Bay Harbor Islands, FL 33154 is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1120 98th Street 203, Bay Harbor Islands, FL 33154?
Often, yes. The right offer on 1120 98th Street 203, Bay Harbor Islands, FL 33154 depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Robert Bourne Real Estate LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

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Listed by Robert J Bourne, Robert Bourne Real Estate LLC

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