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1135 103rd Street 405, Bay Harbor Islands, FL 33154
Active
1 Day on Market
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$3,478,000

1135 103rd Street 405

Bay Harbor Islands, FL 33154

BAY HARBOUR ISLANDS

Explore the area: Bay Harbor Islands homes for sale · Miami Dade County real estate

How this price compares

List price
$3,478,000
Price per sq ft
$1,700
Vs. nearby sales
150.7% above
Days on market
1

This 2-bedroom condo in ZIP 33154 is listed at $3,478,000, or $1,700 per square foot. It has been on the market for 1 day. The 6 most recent condo sales in the closings shown below sold at a median of $678 per square foot, so the asking price is 150.7% above what comparable homes here actually sold for.

2
Bedrooms
3
Bathrooms
2,046
Living Sq Ft
2024
Year Built

Estimated monthly payment

$18,278 /mo

Principal and interest only, based on $695,600 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $5,250/mo HOA are not included.

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Listing Snapshot

Price
$3,478,000
Days on Site
1 Days
Bedrooms
2
Total Baths
3
Full Baths
3
Partial Baths
0
Living Area
2,046 sqft
Total Sq Ft
2,046 sqft
Year Built
2024
Property Type
Condo
MLS #
A12117862
Property Tax
$37,332 (2025)
HOA Fees
$5,250 / Monthly
Subdivision
BAY HARBOUR ISLANDS
County
Miami Dade
Status
Active

About This Property

Wake up to unobstructed Biscayne Bay views at Onda Residence 405. Enjoy your morning coffee on the 406 SF terrace, linger over dinner alfresco, or have friends pick you up by boat at Onda’s private marina. A private elevator opens directly into this 2-bedroom, 3-bath residence with an enclosed den ideal for a home office or third bedroom. Italian craftsmanship is on display in the Snaidero kitchen with Miele appliances and the Statuarietto marble baths.With just 41 residences, Onda offers a rooftop pool, a wellness center with a spa, fitness center and yoga studio, plus concierge service, valet parking and EV charging.Set in the quiet waterfront enclave of Bay Harbor Islands, Onda pairs island tranquility with everyday convenience. A new generation of luxury waterfront residences is reshaping the island, while walkable streets and neighborhood restaurants remain part of its charm. Surfside Beach and Bal Harbour Shops are about a mile away, Aventura Mall is approximately 7 miles away, and Miami International Airport is approximately 15 miles away. The A-rated Ruth K. Broad Bay Harbor K–8 Center is just steps away. It’s an exceptional opportunity to own a modern waterfront residence in one of Miami’s most sought-after island communities.

MLS media link

General Features

Property Type
Condo
Status
Active
Year Built
2024
Number of Stories
8
Levels
Multi Split
Garage Spaces
2
Parking
Electric Vehicle Charging Stations / Valet
Living Sq Ft
2,046
Total Sq Ft
2,046

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Disposal
Cooling
Central Air
Heating
Central
Flooring
Marble
Interior Features
Bedroom On Main Level / Bathtub / Dual Sinks / Entrance Foyer / Elevator / Living Dining Room / Sitting Area In Primary / Soaking Tub / Separate Shower / Tub Shower / Walk In Closets
Laundry
Laundry Tub
Total Rooms
2

Exterior Features

Construction
Block
Exterior Features
Balcony / Outdoor Living Area
Architectural Style
Split Level
Pool Features
Association / Heated
Patio & Porch
Open / Balcony
Waterfront
Yes
View
Bay / Ocean / Water

Community & HOA

HOA Fee
$5,250 / Monthly
HOA Includes
Cable Tv / Hot Water / Internet / Maintenance Grounds / Maintenance Structure / Pools / Recreation Facilities / Roof / Sewer / Security / Trash / Water
Association Amenities
Business Center / Clubhouse / Fitness Center / Maintenance Grounds / Pool / Sauna / Spa Hot Tub / Elevators
Community Features
Home Owners Association
Security
Security System / Elevator Secured / Fire Alarm / Secured Garage Parking / Key Card Entry / Lobby Secured
Pets Allowed
Yes
Financing Terms
Cash / Conventional
Restrictions
Other Restrictions
MLS Area
2220

Schools

Elementary School
Ruth K. Broad Bay Harbor K-8
High School
Miami Beach

Browse Bay Harbor Islands homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Bay Harbor Islands includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Bay Harbor Islands listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale
177
Median List Price
$1,272,500
Median $/Sq Ft
$905
Avg Days on Market
168
View all 177 homes for sale in Bay Harbor Islands →
How do I schedule a tour of 1135 103rd Street 405, Bay Harbor Islands, FL 33154?
Use the Tour button on this listing to request a showing of 1135 103rd Street 405, Bay Harbor Islands, FL 33154. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1135 103rd Street 405, Bay Harbor Islands, FL 33154 still available?
1135 103rd Street 405, Bay Harbor Islands, FL 33154 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1135 103rd Street 405, Bay Harbor Islands, FL 33154?
With 20% down ($695,600) on the $3,478,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1135 103rd Street 405, Bay Harbor Islands, FL 33154 is about $18,278/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1135 103rd Street 405, Bay Harbor Islands, FL 33154?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1135 103rd Street 405, Bay Harbor Islands, FL 33154. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1135 103rd Street 405, Bay Harbor Islands, FL 33154 have an HOA fee?
Yes: 1135 103rd Street 405, Bay Harbor Islands, FL 33154 carries an HOA fee of about $5,250 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1135 103rd Street 405, Bay Harbor Islands, FL 33154?
1135 103rd Street 405, Bay Harbor Islands, FL 33154 is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1135 103rd Street 405, Bay Harbor Islands, FL 33154?
Often, yes. The right offer on 1135 103rd Street 405, Bay Harbor Islands, FL 33154 depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Interinvestments Realty, Inc.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$3,478,000

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Listed by Maria Luisa Giammarresi, Interinvestments Realty, Inc.

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