How do I schedule a tour of 1176 97th Street 404, Bay Harbor Islands, FL?

Use the Tour button on this listing to request a showing of 1176 97th Street 404, Bay Harbor Islands, FL. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 1176 97th Street 404, Bay Harbor Islands, FL still available?

1176 97th Street 404, Bay Harbor Islands, FL is currently listed as Active, and has been on the market 117 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 1176 97th Street 404, Bay Harbor Islands, FL?

With 20% down ($699,000) on the $3,495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1176 97th Street 404, Bay Harbor Islands, FL is about $18,368/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 1176 97th Street 404, Bay Harbor Islands, FL?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1176 97th Street 404, Bay Harbor Islands, FL. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 1176 97th Street 404, Bay Harbor Islands, FL have an HOA fee?

Yes: 1176 97th Street 404, Bay Harbor Islands, FL carries an HOA fee of about $6,620 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 1176 97th Street 404, Bay Harbor Islands, FL?

1176 97th Street 404, Bay Harbor Islands, FL is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 1176 97th Street 404, Bay Harbor Islands, FL?

Often, yes. The right offer on 1176 97th Street 404, Bay Harbor Islands, FL depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

117 Days on Market

1 / 30

All Listings

$3,495,000

1176 97th Street 404

Bay Harbor Islands, FL

THE WELL BAY HARBOR

Explore the area: Bay Harbor Islands homes for sale · Miami Dade County real estate

Price Check

How this price compares

List price: $3,495,000
Price per sq ft: $1,503
Original price: $3,650,000
Days on market: 117

This 3-bedroom condo in The Well Bay Harbor is listed at $3,495,000, or $1,503 per square foot. The asking price has come down 4.2% from its original $3,650,000. It has been on the market for 117 days.

Bedrooms

Bathrooms

2,326

Living Sq Ft

2026

Year Built

Estimated monthly payment

$18,368 /mo

Principal and interest only, based on $699,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $6,620/mo HOA are not included.

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Listing Snapshot

Price: $3,495,000
Days on Site: 117 Days
Bedrooms: 3
Total Baths: 4
Full Baths: 3
Partial Baths: 1
Living Area: 2,326 sqft
Year Built: 2026
Property Type: Condo
MLS #: A12027529
HOA Fees: $6,620 / Monthly
Subdivision: THE WELL BAY HARBOR
Development: THE WELL BAY HARBOR
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Experience elevated wellness living at THE WELL Bay Harbor Islands, a boutique luxury residential community designed to nurture mind, body, and spirit. This new corner residence offers 3 bedrooms, 3.5 bathrooms, expansive floor-to-ceiling glass windows, and seamless indoor-outdoor living through a private terrace. Thoughtfully curated interiors feature custom Italian cabinetry, quartz countertops, Sub-Zero and Wolf appliances, spa-inspired bathrooms, aromatherapy integration, and advanced air and water purification systems. Residents enjoy over 22,000 SF of world-class wellness amenities, including a rooftop ozone saltwater pool with cabanas, fitness and wellness center, sauna and steam rooms, cold plunge, treatment rooms, tea room, reading lounge, concierge and valet services, and over 150 monthly wellness classes. Additional highlights include a functional medicine doctor onsite, paddle boards and kayaks on Bay Harbor Bay, Zen gardens, and a house car to a private beach club. Developed by Terra Group and David Martin, with interiors by Meyer Davis, THE WELL offers a rare opportunity to live in Miami’s most exclusive wellness-focused community. Ideally located in Bay Harbor Islands, minutes from Bal Harbour Shops, beaches, fine dining, and top Miami destinations. Furnishings by Vesta.

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General Features

Property Type: Condo
Status: Active
Year Built: 2026
Property Condition: New Construction
New Construction: Yes
Number of Stories: 8
Garage Spaces: 2
Parking: Assigned / Valet
Direction Faces: West
Living Sq Ft: 2,326

Interior Features

Appliances: Dishwasher / Electric Range / Microwave / Oven / Refrigerator / Trash Compactor / Washer
Cooling: Central Air
Heating: Central
Flooring: Other / Wood
Interior Features: Built In Features / Bedroom On Main Level / Bathtub / Garden Tub Roman Tub / Kitchen Island / Living Dining Room / Main Level Primary / Soaking Tub / Separate Shower
Furnished: Unfurnished

Exterior Features

Construction: Block
Exterior Features: Balcony / Outdoor Living Area
Pool Features: Heated
Patio & Porch: Open / Balcony
View: Bay / Garden / Intercoastal

Community & HOA

HOA Fee: $6,620 / Monthly
HOA Includes: Common Areas / Cable Tv
Association Amenities: Cabana / Fitness Center / Pool / Elevators
Community Features: Home Owners Association
Security: Security System / Closed Circuit Cameras / Elevator Secured / Fire Sprinkler System / Lobby Secured / Smoke Detectors / Security Guard
Pets Allowed: Yes
Financing Terms: Cash / Conventional
Restrictions: Other Restrictions
MLS Area: 2220

This home's HOA fee works out to $6,620 a month, 17% above the $5,638 median across 8 homes for sale in The Well Bay Harbor. See The Well Bay Harbor HOA fees

Schools

Elementary School: Ruth K. Broad Bay Harbor K-8
High School: Miami Beach

About the Community

The Well Bay Harbor

View Community Details →

The Well Bay Harbor is an age-restricted 55+ community in Bay Harbor Islands, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $3,000,000 to $4,700,000. At least one resident per home must be 55 or older. Pure Equity lists homes in The Well Bay Harbor and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 9
Under Contract: 1
Median List Price: $3,495,000
Median $/Sq Ft: $1,472
Avg Days on Market: 93

View all 9 homes for sale in The Well Bay Harbor →

Frequently Asked Questions

How do I schedule a tour of 1176 97th Street 404, Bay Harbor Islands, FL?: Use the Tour button on this listing to request a showing of 1176 97th Street 404, Bay Harbor Islands, FL. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1176 97th Street 404, Bay Harbor Islands, FL still available?: 1176 97th Street 404, Bay Harbor Islands, FL is currently listed as Active, and has been on the market 117 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1176 97th Street 404, Bay Harbor Islands, FL?: With 20% down ($699,000) on the $3,495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1176 97th Street 404, Bay Harbor Islands, FL is about $18,368/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1176 97th Street 404, Bay Harbor Islands, FL?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1176 97th Street 404, Bay Harbor Islands, FL. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1176 97th Street 404, Bay Harbor Islands, FL have an HOA fee?: Yes: 1176 97th Street 404, Bay Harbor Islands, FL carries an HOA fee of about $6,620 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1176 97th Street 404, Bay Harbor Islands, FL?: 1176 97th Street 404, Bay Harbor Islands, FL is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1176 97th Street 404, Bay Harbor Islands, FL?: Often, yes. The right offer on 1176 97th Street 404, Bay Harbor Islands, FL depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Compass Florida, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$3,495,000