$714,500
20605 SW 82nd Court
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $714,500
- Price per sq ft
- $351
- Vs. nearby sales
- In line
- Days on market
- 5
This 3-bedroom single-family home in Saga Bay Sec 1 Pt 5 is listed at $714,500, or $351 per square foot. It has been on the market for 5 days. The 6 most recent single-family home sales in the closings shown below sold at a median of $355 per square foot, so the asking price is in line with what comparable homes here actually sold for.
Estimated monthly payment
$3,755 /mo
Principal and interest only, based on $142,900 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $60/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $714,500
- Days on Site
- 5 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,033 sqft
- Total Sq Ft
- 2,477 sqft
- Lot Size
- 0.19 Acres
- Year Built
- 1974
- Property Type
- Single Family
- MLS #
- A12117347
- Property Tax
- $8,662 (2025)
- HOA Fees
- $60 / Monthly
- Subdivision
- SAGA BAY SEC 1 PT 5
- Development
- Saga Bay
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Beautifully renovated 3-bedroom, 2-bath residence on an 8,400-square-foot lot in sought-after Saga Bay, just minutes from Black Point Marina. Designed for the South Florida lifestyle, this move-in-ready home combines modern finishes, thoughtful updates, and exceptional indoor-outdoor living. The open-concept layout features spacious living and dining areas overlooking the covered patio and backyard, creating an inviting setting for everyday living and entertaining. The kitchen is equipped with a gas cooktop, pot filler, wall oven, coffee bar, oversized island, and quartz countertops. Additional highlights include porcelain tile flooring throughout, impact windows and doors, impact garage door, recessed lighting, EV charger, high-efficiency air conditioning system, and a 2018 roof. Both bathrooms have been updated with contemporary finishes, while the primary bath features heated floors. The covered patio, outdoor kitchen, fenced backyard, gated access, and space for boat or RV storage enhance year-round enjoyment near parks, schools, shopping, dining, and waterfront recreation.SELLER OFFERS A $10,000 CONTRIBUTION towards buyer closing costs, prepaid expenses, or an interest rate buy-down, plus an ASSUMABLE MORTGAGE at 6.125% subject to lender approval! (PennyMac).This spectacular home will not last!
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1974
- Property Condition
- Updated Remodeled
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 1
- Parking
- Driveway
- Direction Faces
- West
- Lot Size (Acres)
- 0.19
- Living Sq Ft
- 2,033
- Total Sq Ft
- 2,477
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Gas Range / Gas Water Heater / Microwave / Oven / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Interior Features
- Closet Cabinetry / Entrance Foyer / Kitchen Island / Pantry / Separate Shower
- Laundry
- Laundry Tub
- Total Rooms
- 1
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Shingle
- Exterior Features
- Built In Barbecue / Barbecue / Outdoor Living Area / Room For Pool
- Patio & Porch
- Porch
- View
- Garden
Community & HOA
- HOA Fee
- $60 / Monthly
- Association Amenities
- Other
- Community Features
- Home Owners Association
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Other Restrictions
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Sec 1 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $550,000 to $655,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Saga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 8
- Median List Price
- $799,000
- Median $/Sq Ft
- $344
- Avg Days on Market
- 109
Frequently Asked Questions
- How do I schedule a tour of 20605 SW 82nd Court, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 20605 SW 82nd Court, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 20605 SW 82nd Court, Cutler Bay, FL 33189 still available?
- 20605 SW 82nd Court, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 5 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 20605 SW 82nd Court, Cutler Bay, FL 33189?
- With 20% down ($142,900) on the $714,500 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20605 SW 82nd Court, Cutler Bay, FL 33189 is about $3,755/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 20605 SW 82nd Court, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20605 SW 82nd Court, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 20605 SW 82nd Court, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 20605 SW 82nd Court, Cutler Bay, FL 33189 carries an HOA fee of about $60 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 20605 SW 82nd Court, Cutler Bay, FL 33189?
- 20605 SW 82nd Court, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 20605 SW 82nd Court, Cutler Bay, FL 33189?
- Often, yes. The right offer on 20605 SW 82nd Court, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of The Keyes Company
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$714,500
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Listed by Paul Ackerman, The Keyes Company
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Recent Sales
Recently sold homes in Saga Bay Sec 1 Pt 5
These are the last 6 recorded closings in Saga Bay Sec 1 Pt 5, with the price each home actually sold for rather than what it was listed at. They closed at a median of $379 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$849,000
Sold · September 30, 2026
8020 SW 198th Street
5 bed · 3 bath · 2,800 sqft · $303/sqft
Sold$650,000
Sold · August 24, 2026
8121 SW 205th Street
4 bed · 2 bath · 1,972 sqft · $330/sqft
$5,000 under the asking price
Sold$770,000
Sold · July 20, 2026
7970 SW 198th Street
3 bed · 2.5 bath · 2,032 sqft · $379/sqft
$25,000 under the asking price
Sold$815,000
Sold · July 13, 2026
7840 SW 197th Terrace
4 bed · 3 bath · 1,979 sqft · $412/sqft
$20,000 under the asking price
Sold$535,000
Sold · June 22, 2026
20401 SW 83rd Avenue
3 bed · 2 bath · 1,877 sqft · $285/sqft
$15,000 under the asking price
Sold$725,000
Sold · June 9, 2026
8121 SW 203rd Street
3 bed · 2 bath · 1,660 sqft · $437/sqft
$24,000 under the asking price
See every recorded sale in Saga Bay Sec 1 Pt 5 or find out what your Saga Bay Sec 1 Pt 5 home is worth.
