$849,000
8020 SW 198th Street
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- Asking price
- $849,000
- Price per sq ft
- $303
- Original price
- $879,000
- Days on market
- 30
This 5-bedroom single-family home in Saga Bay Sec 1 Pt 6 went under contract with an asking price of $849,000, or $303 per square foot. The asking price has come down 3.4% from its original $879,000. It spent 30 days on the market before going under contract.
Estimated monthly payment
$4,462 /mo
Principal and interest only, based on $169,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $849,000
- Days on Site
- 30 Days
- Bedrooms
- 5
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 2,800 sqft
- Total Sq Ft
- 4,024 sqft
- Lot Size
- 0.19 Acres
- Year Built
- 1976
- Property Type
- Single Family
- MLS #
- A12049494
- Property Tax
- $9,660 (2025)
- HOA Fees
- $162 / Quarterly
- Subdivision
- SAGA BAY SEC 1 PT 6
- County
- Miami Dade
- Status
- Under Contract
- Special Conditions
- Listed As Is
About This Property
Located in the desirable Saga Bay community, this 5-bedroom, 3-bath pool home offers the perfect combination of space, comfort, and modern efficiency. 2800 square feet of living space designed for growing or multi-generational families, the flexible floor plan features 3 bedrooms and 2 bathrooms upstairs and 2 bedrooms with 1 full bathroom on the first level, providing ideal separation for guests, extended family, or a home office.This move-in-ready home features a 2022 roof, impact windows and doors, a newly resurfaced saltwater pool, new upper and lower A/C units, and a renovated kitchen with new appliances, and many more updates. Built for entertaining, the home offers expansive upper and lower covered patio areas that overlook the private saltwater pool, creating the perfect indoor-outdoor flow for gatherings, weekend barbecues, or simply relaxing with family and friends.Located just steps from one of Saga Bay's many parks, residents enjoy an exceptional lifestyle with tennis and pickleball courts, walking paths with outdoor fitness equipment, open green spaces, a practice T-ball field, and a scenic lakefront park with picnic areas. Don't miss this rare opportunity to own a beautifully updated home in one of the area's most sought-after neighborhoods.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Under Contract
- Year Built
- 1976
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- North
- Lot Size (Acres)
- 0.19
- Living Sq Ft
- 2,800
- Total Sq Ft
- 4,024
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Built In Features / Family Dining Room / Main Level Primary / Separate Shower / Upper Level Primary
Exterior Features
- Construction
- Block
- Roof
- Shingle
- Exterior Features
- Balcony / Outdoor Living Area
- Private Pool
- Yes
- Pool Features
- In Ground / Pool Equipment
- Patio & Porch
- Open / Patio / Balcony
- View
- Other / Pool
Community & HOA
- HOA Fee
- $162 / Quarterly
- HOA Includes
- Security
- Association Amenities
- Maintenance / Picnic Area / Security / Sidewalks / Tennis Courts
- Community Features
- Home Owners Association
- Security
- Security Guard
- Utilities
- Underground Utilities
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Ok To Lease
- MLS Area
- 2600
This home's HOA fee works out to $54 a month, in line with the $54 median across 5 homes for sale in Saga Bay Sec 1 Pt 6. See Saga Bay Sec 1 Pt 6 HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Sec 1 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $550,000 to $655,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Saga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 8
- Median List Price
- $799,000
- Median $/Sq Ft
- $344
- Avg Days on Market
- 114
Frequently Asked Questions
- How do I schedule a tour of 8020 SW 198th Street, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 8020 SW 198th Street, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8020 SW 198th Street, Cutler Bay, FL 33189 still available?
- 8020 SW 198th Street, Cutler Bay, FL 33189 is currently listed as Under Contract, and has been on the market 30 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8020 SW 198th Street, Cutler Bay, FL 33189?
- With 20% down ($169,800) on the $849,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8020 SW 198th Street, Cutler Bay, FL 33189 is about $4,462/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8020 SW 198th Street, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8020 SW 198th Street, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8020 SW 198th Street, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 8020 SW 198th Street, Cutler Bay, FL 33189 carries an HOA fee of about $162 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8020 SW 198th Street, Cutler Bay, FL 33189?
- 8020 SW 198th Street, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8020 SW 198th Street, Cutler Bay, FL 33189?
- Often, yes. The right offer on 8020 SW 198th Street, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Miami Portfolio Collection
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 19, 2026.
$849,000
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Listed by Laura B Derrick, Miami Portfolio Collection
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Recent Sales
Recently sold homes in Saga Bay Sec 1 Pt 6
These are the last 6 recorded closings in Saga Bay Sec 1 Pt 6, with the price each home actually sold for rather than what it was listed at. They closed at a median of $379 per square foot. The most recent closed on August 24, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$650,000
Sold · August 24, 2026
8121 SW 205th Street
4 bed · 2 bath · 1,972 sqft · $330/sqft
$5,000 under the asking price
Sold$770,000
Sold · July 20, 2026
7970 SW 198th Street
3 bed · 2.5 bath · 2,032 sqft · $379/sqft
$25,000 under the asking price
Sold$815,000
Sold · July 13, 2026
7840 SW 197th Terrace
4 bed · 3 bath · 1,979 sqft · $412/sqft
$20,000 under the asking price
Sold$535,000
Sold · June 22, 2026
20401 SW 83rd Avenue
3 bed · 2 bath · 1,877 sqft · $285/sqft
$15,000 under the asking price
Sold$725,000
Sold · June 9, 2026
8121 SW 203rd Street
3 bed · 2 bath · 1,660 sqft · $437/sqft
$24,000 under the asking price
Sold$649,900
Sold · May 21, 2026
7821 SW 197th Terrace
4 bed · 2 bath · 2,219 sqft · $293/sqft
See every recorded sale in Saga Bay Sec 1 Pt 6 or find out what your Saga Bay Sec 1 Pt 6 home is worth.
