How do I schedule a tour of 7964 SW 199th Terrace, Cutler Bay, FL 33189?

Use the Tour button on this listing to request a showing of 7964 SW 199th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 7964 SW 199th Terrace, Cutler Bay, FL 33189 still available?

7964 SW 199th Terrace, Cutler Bay, FL 33189 is currently listed as Sold. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 7964 SW 199th Terrace, Cutler Bay, FL 33189?

With 20% down ($150,000) on the $750,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7964 SW 199th Terrace, Cutler Bay, FL 33189 is about $3,942/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 7964 SW 199th Terrace, Cutler Bay, FL 33189?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7964 SW 199th Terrace, Cutler Bay, FL 33189. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 7964 SW 199th Terrace, Cutler Bay, FL 33189 have an HOA fee?

Yes: 7964 SW 199th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $161 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 7964 SW 199th Terrace, Cutler Bay, FL 33189?

7964 SW 199th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 7964 SW 199th Terrace, Cutler Bay, FL 33189?

Often, yes. The right offer on 7964 SW 199th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

0 Days on Market

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$750,000

7964 SW 199th Terrace

Cutler Bay, FL 33189

SAGA BAY SEC 1 PT 9

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,764

Living Sq Ft

1976

Year Built

Estimated monthly payment

$3,942 /mo

Principal and interest only, based on $150,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price: $750,000
Days on Site: 0 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,764 sqft
Total Sq Ft: 2,433 sqft
Lot Size: 0.22 Acres
Year Built: 1976
Property Type: Single Family
MLS #: A12016835
Property Tax: $5,808 (2025)
HOA Fees: $161 / Quarterly
Subdivision: SAGA BAY SEC 1 PT 9
County: Miami Dade
Status: Sold
Special Conditions: Listed As Is

About This Property

Experience elevated lakefront living in the highly sought-after Saga Bay community of Cutler Bay. This exceptional 3-bedroom, 2-bath single-family residence offers breathtaking water views from the expansive kitchen featuring stainless steel appliances, granite countertops, and an open layout designed for entertaining. Step outside to your private waterfront retreat complete with a large covered patio, oversized tiki hut with generous lounge areas, floating dock, and a white sand beach ideal for launching paddleboards and sailboats. Saga Bay residents enjoy exclusive access to two neighborhood beaches, scenic parks with playgrounds, walking trails, and pickleball courts, creating the perfect blend of luxury, recreation, and South Florida waterfront living at its finest.

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General Features

Property Type: Single Family
Status: Sold
Year Built: 1976
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage
Direction Faces: North
Lot Size (Acres): 0.22
Living Sq Ft: 1,764
Total Sq Ft: 2,433
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dishwasher / Electric Range / Refrigerator
Cooling: Ceiling Fans / Electric
Heating: Electric
Flooring: Ceramic Tile
Interior Features: Breakfast Bar / Bedroom On Main Level / Family Dining Room / Separate Shower
Furnished: Unfurnished

Exterior Features

Construction: Block
Roof: Shingle
Exterior Features: Outdoor Living Area
Patio & Porch: Patio
Waterfront Features: Lake Front / None
Frontage Length: 0.00 ft
View: Lake

Community & HOA

HOA Fee: $161 / Quarterly
Association Amenities: Maintenance / Picnic Area
Community Features: Home Owners Association
Utilities: Cable Available
Pets Allowed: Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Area

Cutler Bay

View Cutler Bay Real Estate →

Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity Realty agent to schedule a private showing.

Homes for Sale: 321
Under Contract: 66
Median List Price: $612,000
Median Sale Price (August): $550,000
Median $/Sq Ft: $323
Avg Days on Market: 92

View all 321 homes for sale in Cutler Bay →

Frequently Asked Questions

How do I schedule a tour of 7964 SW 199th Terrace, Cutler Bay, FL 33189?: Use the Tour button on this listing to request a showing of 7964 SW 199th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 7964 SW 199th Terrace, Cutler Bay, FL 33189 still available?: 7964 SW 199th Terrace, Cutler Bay, FL 33189 is currently listed as Sold. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7964 SW 199th Terrace, Cutler Bay, FL 33189?: With 20% down ($150,000) on the $750,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7964 SW 199th Terrace, Cutler Bay, FL 33189 is about $3,942/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7964 SW 199th Terrace, Cutler Bay, FL 33189?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7964 SW 199th Terrace, Cutler Bay, FL 33189. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7964 SW 199th Terrace, Cutler Bay, FL 33189 have an HOA fee?: Yes: 7964 SW 199th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $161 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7964 SW 199th Terrace, Cutler Bay, FL 33189?: 7964 SW 199th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7964 SW 199th Terrace, Cutler Bay, FL 33189?: Often, yes. The right offer on 7964 SW 199th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of BHHS EWM Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$750,000