$740,000
Sold · June 16, 2026
7964 SW 199th Terrace
Cutler Bay, FL 33189
SAGA BAY SEC 1 PT 9
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $740,000
- Vs. list price
- 1.3% under
- Days on market
- N/A
- Price per sq ft
- $420
This 3-bedroom single-family home in ZIP 33189 sold for $740,000 on June 16, 2026. That was 1.3% below its final list price of $750,000. At $420 per square foot, it closed 22.8% above the $342 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $740,000
- Sold On
- June 16, 2026
- Days on Site
- 0 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,764 sqft
- Total Sq Ft
- 2,433 sqft
- Lot Size
- 0.22 Acres
- Year Built
- 1976
- Property Type
- Single Family
- MLS #
- A12016835
- Property Tax
- $5,808 (2025)
- HOA Fees
- $161 / Quarterly
- Subdivision
- SAGA BAY SEC 1 PT 9
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Experience elevated lakefront living in the highly sought-after Saga Bay community of Cutler Bay. This exceptional 3-bedroom, 2-bath single-family residence offers breathtaking water views from the expansive kitchen featuring stainless steel appliances, granite countertops, and an open layout designed for entertaining. Step outside to your private waterfront retreat complete with a large covered patio, oversized tiki hut with generous lounge areas, floating dock, and a white sand beach ideal for launching paddleboards and sailboats. Saga Bay residents enjoy exclusive access to two neighborhood beaches, scenic parks with playgrounds, walking trails, and pickleball courts, creating the perfect blend of luxury, recreation, and South Florida waterfront living at its finest.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1976
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- North
- Lot Size (Acres)
- 0.22
- Living Sq Ft
- 1,764
- Total Sq Ft
- 2,433
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dishwasher / Electric Range / Refrigerator
- Cooling
- Ceiling Fans / Electric
- Heating
- Electric
- Flooring
- Ceramic Tile
- Interior Features
- Breakfast Bar / Bedroom On Main Level / Family Dining Room / Separate Shower
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block
- Roof
- Shingle
- Exterior Features
- Outdoor Living Area
- Patio & Porch
- Patio
- Waterfront Features
- Lake Front / None
- Frontage Length
- 0.00 ft
- View
- Lake
Community & HOA
- HOA Fee
- $161 / Quarterly
- Association Amenities
- Maintenance / Picnic Area
- Community Features
- Home Owners Association
- Utilities
- Cable Available
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 275
- Under Contract
- 73
- Median List Price
- $599,000
- Median Sale Price (September)
- $555,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 90
Frequently Asked Questions
- How do I schedule a tour of 7964 SW 199th Terrace, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 7964 SW 199th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7964 SW 199th Terrace, Cutler Bay, FL 33189 still available?
- 7964 SW 199th Terrace, Cutler Bay, FL 33189 is currently listed as Sold. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7964 SW 199th Terrace, Cutler Bay, FL 33189?
- With 20% down ($150,000) on the $750,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7964 SW 199th Terrace, Cutler Bay, FL 33189 is about $3,942/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7964 SW 199th Terrace, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7964 SW 199th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7964 SW 199th Terrace, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 7964 SW 199th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $161 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7964 SW 199th Terrace, Cutler Bay, FL 33189?
- 7964 SW 199th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7964 SW 199th Terrace, Cutler Bay, FL 33189?
- Often, yes. The right offer on 7964 SW 199th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of BHHS EWM Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$740,000
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Listed by Emily A. Mejia, BHHS EWM Realty
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Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $342 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$519,000
Sold · October 14, 2026
9770 SW 210th Street
3 bed · 2 bath · 1,518 sqft · $342/sqft
$1,000 under the asking price
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$600,000
Sold · October 2, 2026
10015 SW 213th Terrace
3 bed · 2 bath · 1,458 sqft · $412/sqft
Sold$649,990
Sold · October 1, 2026
8961 SW 215th Terrace
4 bed · 3 bath · 2,061 sqft · $315/sqft
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$849,000
Sold · September 30, 2026
8020 SW 198th Street
5 bed · 3 bath · 2,800 sqft · $303/sqft
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
