How do I schedule a tour of 7548 SW 189th Street, Cutler Bay, FL 33157?

Use the Tour button on this listing to request a showing of 7548 SW 189th Street, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 7548 SW 189th Street, Cutler Bay, FL 33157 still available?

7548 SW 189th Street, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 27 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 7548 SW 189th Street, Cutler Bay, FL 33157?

With 20% down ($155,800) on the $779,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7548 SW 189th Street, Cutler Bay, FL 33157 is about $4,094/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 7548 SW 189th Street, Cutler Bay, FL 33157?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7548 SW 189th Street, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 7548 SW 189th Street, Cutler Bay, FL 33157 have an HOA fee?

Yes: 7548 SW 189th Street, Cutler Bay, FL 33157 carries an HOA fee of about $499 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 7548 SW 189th Street, Cutler Bay, FL 33157?

7548 SW 189th Street, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 7548 SW 189th Street, Cutler Bay, FL 33157?

Often, yes. The right offer on 7548 SW 189th Street, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

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$779,000

7548 SW 189th Street

Cutler Bay, FL 33157

CUTLER CAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Price Check

How this price compares

List price: $779,000
Price per sq ft: $312
Original price: Unchanged
Days on market: 27

This 4-bedroom single-family home in Cutler Cay is listed at $779,000, or $312 per square foot. It has been on the market for 27 days.

Bedrooms

Bathrooms

2,496

Living Sq Ft

2006

Year Built

Estimated monthly payment

$4,094 /mo

Principal and interest only, based on $155,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $499/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $779,000
Days on Site: 27 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 2,496 sqft
Total Sq Ft: 3,175 sqft
Lot Size: 0.18 Acres
Year Built: 2006
Property Type: Single Family
MLS #: A12080270
Property Tax: $7,624 (2025)
HOA Fees: $499 / Monthly
Subdivision: CUTLER CAY
Development: Cutler Cay
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the highly sought-after gated community of Cutler Cay. Offering a spacious and functional floor plan, this inviting home features generous living spaces and a wonderful backyard perfect for relaxing, entertaining, and enjoying the South Florida lifestyle.Cutler Cay offers resort-style living with a true country club feel and an exceptional array of amenities, including a state-of-the-art clubhouse, heated pool, fitness center, tennis and pickleball courts, basketball court, playground, sauna, steam room, and spa facilities. The HOA also includes internet, cable, ADT alarm service, front lawn maintenance, and 24-hour security. Enjoy an amenity-rich lifestyle in one of Cutler Bay’s most desirable communities and a wonderful place to call home.

MLS media link

General Features

Property Type: Single Family
Status: Active
Year Built: 2006
Number of Stories: 1
Levels: One
Garage Spaces: 2
Parking: Driveway
Direction Faces: East
Lot Size (Acres): 0.18
Living Sq Ft: 2,496
Total Sq Ft: 3,175
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Laminate / Tile
Interior Features: Bidet / Built In Features / Bedroom On Main Level / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / High Ceilings / Main Level Primary / Other / Pantry / Soaking Tub / Separate Shower / Walk In Closets
Laundry: Laundry Tub
Windows: Blinds / Drapes / Rods

Exterior Features

Construction: Block
Roof: Barrel
Exterior Features: Outdoor Living Area / Porch
Pool Features: Association
Patio & Porch: Porch / Screened
Lot Features: Fruit Trees
View: Garden

Community & HOA

HOA Fee: $499 / Monthly
HOA Includes: Common Areas / Cable Tv / Internet / Security
Association Amenities: Clubhouse / Fitness Center / Gated / Management / Other / Pool / Spa Hot Tub / Security / Tennis Courts
Community Features: Home Owners Association / Property Manager On Site
Security: Smoke Detectors / Security Guard
Pets Allowed: Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Ok To Lease
MLS Area: 2600

This home's HOA fee works out to $499 a month, in line with the $508 median across 18 homes for sale in Cutler Cay. See Cutler Cay HOA fees

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Cutler Cay

View Community Details →

Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 18
Under Contract: 5
Median List Price: $1,142,000
Median $/Sq Ft: $269
Avg Days on Market: 71

View all 18 homes for sale in Cutler Cay →

Frequently Asked Questions

How do I schedule a tour of 7548 SW 189th Street, Cutler Bay, FL 33157?: Use the Tour button on this listing to request a showing of 7548 SW 189th Street, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 7548 SW 189th Street, Cutler Bay, FL 33157 still available?: 7548 SW 189th Street, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 27 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7548 SW 189th Street, Cutler Bay, FL 33157?: With 20% down ($155,800) on the $779,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7548 SW 189th Street, Cutler Bay, FL 33157 is about $4,094/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7548 SW 189th Street, Cutler Bay, FL 33157?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7548 SW 189th Street, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7548 SW 189th Street, Cutler Bay, FL 33157 have an HOA fee?: Yes: 7548 SW 189th Street, Cutler Bay, FL 33157 carries an HOA fee of about $499 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7548 SW 189th Street, Cutler Bay, FL 33157?: 7548 SW 189th Street, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7548 SW 189th Street, Cutler Bay, FL 33157?: Often, yes. The right offer on 7548 SW 189th Street, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 1, 2026.

$779,000

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Listed by Serap Cardak, Coldwell Banker Realty

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Recently sold homes in Cutler Cay

These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $272 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.