$769,000
7645 SW 193rd Lane
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $769,000
- Price per sq ft
- $282
- Original price
- $789,000
- Days on market
- 130
This 4-bedroom single-family home in Cutler Cay is listed at $769,000, or $282 per square foot. The asking price has come down 2.5% from its original $789,000. It has been on the market for 130 days.
Estimated monthly payment
$4,041 /mo
Principal and interest only, based on $153,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $524/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $769,000
- Days on Site
- 130 Days
- Bedrooms
- 4
- Total Baths
- 4
- Full Baths
- 3
- Partial Baths
- 1
- Living Area
- 2,723 sqft
- Total Sq Ft
- 3,263 sqft
- Lot Size
- 0.18 Acres
- Year Built
- 2005
- Property Type
- Single Family
- MLS #
- A12033718
- Property Tax
- $8,083 (2025)
- HOA Fees
- $524 / Monthly
- Subdivision
- CUTLER CAY
- Development
- Cutler Cay
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Spacious, highly sought-after one-story Bergamo Model, 4 bed, 3.5 bath, 2-car garage home w/UPDATED ROOF (2018) and updated beautiful Wood-Look Tile in all bedrooms and closets, on a spacious 7,650 SF lot. Dramatic ceiling heights throughout its 2,723 SF of living area are a defining feature, delivering visual impact and an extraordinary sense of space, making every room feel large-scale, bright and grand. Situated in the distinguished, guard-gated, resort-like, community of Cutler Cay with top tier amenities: large fitness center, tennis, basketball, pickle ball, playground, pool, jacuzzi, sauna, etc. UPDATES: Roof (2018), Exterior Paint (2019), AC (2021), Solar Water Heater (2023), Accordion Shutters, Gutters, Kitchen Sink, Kitchen Plantation Shutters, Shades, EV Charge Outlet & Storage Shelving in Garage, Elfa Shelving System. Solar Panels (PAID IN FULL) HOA includes cable, high-speed internet, ADT Security Monitoring, front-yard professional landscaping maintenance, 24-hr security. Original Owner. Total SF: 3,263. One of the most unique and popular developments, Cutler Cay is a private, gated community of 505 single-family luxury homes featuring soaring 10-15 FOOT Ceilings. Influenced by Spanish and Mediterranean-style architecture, these residences were built between 2004 and 2007. The residences offer 4 to 7 bedrooms and 2 to 7 bathrooms and range in size from 2,488 to 6,015 square feet of living space. Amenities include a generous clubhouse and recreation facility spanning over 5 acres, a heated swimming pool, gym, sauna, steam room, basketball, pickell and tennis courts. The homes at Cutler Cay offer a private luxury community South Florida lifestyle.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2005
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- Southeast
- Lot Size (Acres)
- 0.18
- Living Sq Ft
- 2,723
- Total Sq Ft
- 3,263
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Solar Hot Water / Washer
- Cooling
- Attic Fan / Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Tile
- Interior Features
- Breakfast Bar / Bidet / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / High Ceilings / Main Level Primary / Soaking Tub / Separate Shower / Walk In Closets
- Laundry
- Laundry Tub
- Windows
- Blinds
- Total Rooms
- 3
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Spanish Tile
- Pool Features
- Association
- Lot Features
- Sprinklers Automatic / Sprinkler System
- View
- Garden
Community & HOA
- HOA Fee
- $524 / Monthly
- HOA Includes
- Cable Tv / Internet / Maintenance Grounds / Recreation Facilities / Security
- Association Amenities
- Clubhouse / Fitness Center / Gated / Management / Maintenance / Pool / Sauna / Spa Hot Tub / Security / Tennis Courts
- Community Features
- Home Owners Association / Property Manager On Site
- Security
- Smoke Detectors / Security Guard
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Limited Number Vehicles / No Truck / No Trailer Parking / Ok To Lease / Rental Restriction
- MLS Area
- 2600
This home's HOA fee works out to $524 a month, in line with the $508 median across 18 homes for sale in Cutler Cay. See Cutler Cay HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 18
- Under Contract
- 4
- Median List Price
- $1,142,000
- Median $/Sq Ft
- $269
- Avg Days on Market
- 73
Frequently Asked Questions
- How do I schedule a tour of 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 7645 SW 193rd Lane, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7645 SW 193rd Lane, Cutler Bay, FL 33157 still available?
- 7645 SW 193rd Lane, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 130 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- With 20% down ($153,800) on the $769,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7645 SW 193rd Lane, Cutler Bay, FL 33157 is about $4,041/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7645 SW 193rd Lane, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 7645 SW 193rd Lane, Cutler Bay, FL 33157 carries an HOA fee of about $524 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- 7645 SW 193rd Lane, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- Often, yes. The right offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of The Kellado Group LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$769,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Alejandra Avedano, The Kellado Group LLC
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in Cutler Cay
These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $233 per square foot. The most recent closed on October 8, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,060,000
Sold · October 8, 2026
7823 SW 195th Terrace
5 bed · 4 bath · 4,717 sqft · $225/sqft
$29,000 under the asking price
Sold$1,101,000
Sold · October 1, 2026
7965 SW 195th Street
5 bed · 4 bath · 4,717 sqft · $233/sqft
$49,000 under the asking price
Sold$830,000
Sold · September 15, 2026
7753 SW 193rd Street
5 bed · 4 bath · 3,945 sqft · $210/sqft
$58,777 under the asking price
Sold$850,000
Sold · July 20, 2026
19528 SW 79th Place
5 bed · 3.5 bath · 3,061 sqft · $278/sqft
$40,000 under the asking price
Sold$1,100,000
Sold · July 17, 2026
7613 SW 188th Terrace
5 bed · 4 bath · 4,717 sqft · $233/sqft
$100,000 under the asking price
Sold$1,085,000
Sold · June 1, 2026
7996 SW 195th Street
5 bed · 4.5 bath · 3,982 sqft · $272/sqft
$65,000 under the asking price
See every recorded sale in Cutler Cay or find out what your Cutler Cay home is worth.
