How do I schedule a tour of 7645 SW 193rd Lane, Cutler Bay, FL 33157?

Use the Tour button on this listing to request a showing of 7645 SW 193rd Lane, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 7645 SW 193rd Lane, Cutler Bay, FL 33157 still available?

7645 SW 193rd Lane, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 83 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 7645 SW 193rd Lane, Cutler Bay, FL 33157?

With 20% down ($157,800) on the $789,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7645 SW 193rd Lane, Cutler Bay, FL 33157 is about $4,147/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 7645 SW 193rd Lane, Cutler Bay, FL 33157?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 7645 SW 193rd Lane, Cutler Bay, FL 33157 have an HOA fee?

Yes: 7645 SW 193rd Lane, Cutler Bay, FL 33157 carries an HOA fee of about $524 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 7645 SW 193rd Lane, Cutler Bay, FL 33157?

7645 SW 193rd Lane, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 7645 SW 193rd Lane, Cutler Bay, FL 33157?

Often, yes. The right offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

83 Days on Market

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All Listings

$789,000

7645 SW 193rd Lane

Cutler Bay, FL 33157

CUTLER CAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

2,723

Living Sq Ft

2005

Year Built

Estimated monthly payment

$4,147 /mo

Principal and interest only, based on $157,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $524/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $789,000
Days on Site: 83 Days
Bedrooms: 4
Total Baths: 4
Full Baths: 3
Partial Baths: 1
Living Area: 2,723 sqft
Total Sq Ft: 3,263 sqft
Lot Size: 0.18 Acres
Year Built: 2005
Property Type: Single Family
MLS #: A12033718
Property Tax: $8,083 (2025)
HOA Fees: $524 / Monthly
Subdivision: CUTLER CAY
Development: Cutler Cay
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Spacious, highly sought-after one-story Bergamo Model, energy efficient (solar panels paid in full), 4 bed, 3.5 bath, 2-car garage home w/UPDATED ROOF (2018) and UPDATED beautiful Wood-Look Tile in ALL bedrooms and closets, on a spacious 7,650 SF lot. Dramatic ceiling heights throughout its 2,723 SF of living area are a defining feature, delivering visual impact and an extraordinary sense of space, making every room feel large-scale, bright and grand. Situated in the distinguished, guard-gated, resort-like, community of Cutler Cay with top tier amenities: large fitness center, tennis, basketball, pickle ball, playground, pool, jacuzzi, sauna, etc. UPDATES: Roof (2018), Exterior Paint (2019), AC (2021), Solar Water Heater (2023), Accordion Shutters, Gutters, Kitchen Sink, Kitchen Plantation Shutters, Shades, EV Charge Outlet & Storage Shelving in Garage, Elfa Shelving System. HOA includes cable, high-speed internet, ADT Security Monitoring, front-yard professional landscaping maintenance, 24-hr security. Original Owner. Total SF: 3,263. One of the most unique and popular developments, Cutler Cay is a private, gated community of 505 single-family luxury homes featuring soaring 10-15 FOOT Ceilings. Influenced by Spanish and Mediterranean-style architecture, these residences were built between 2004 and 2007. The residences offer 4 to 7 bedrooms and 2 to 7 bathrooms and range in size from 2,488 to 6,015 square feet of living space. Amenities include a generous clubhouse and recreation facility spanning over 5 acres, a heated swimming pool, gym, sauna, steam room, basketball, pickell and tennis courts. The homes at Cutler Cay offer a private luxury community South Florida lifestyle.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2005
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage
Direction Faces: Southeast
Lot Size (Acres): 0.18
Living Sq Ft: 2,723
Total Sq Ft: 3,263
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Solar Hot Water / Washer
Cooling: Attic Fan / Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Tile
Interior Features: Breakfast Bar / Bidet / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / High Ceilings / Main Level Primary / Soaking Tub / Separate Shower / Walk In Closets
Laundry: Laundry Tub
Windows: Blinds

Exterior Features

Construction: Block
Roof: Spanish Tile
Pool Features: Association
Lot Features: Sprinklers Automatic / Sprinkler System
View: Garden

Community & HOA

HOA Fee: $524 / Monthly
HOA Includes: Cable Tv / Internet / Maintenance Grounds / Recreation Facilities / Security
Association Amenities: Clubhouse / Fitness Center / Gated / Management / Maintenance / Pool / Sauna / Spa Hot Tub / Security / Tennis Courts
Community Features: Home Owners Association / Property Manager On Site
Security: Smoke Detectors / Security Guard
Pets Allowed: Yes
Financing Terms: Cash / Conventional
Restrictions: Limited Number Vehicles / No Truck / No Trailer Parking / Rental Restriction
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Cutler Cay

View Community Details →

Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity Realty lists homes in Cutler Cay for 1% commission and represents buyers at no cost.

Homes for Sale: 28
Under Contract: 2
Median List Price: $1,114,500
Median $/Sq Ft: $280
Avg Days on Market: 111

View all 28 homes for sale in Cutler Cay →

Frequently Asked Questions

How do I schedule a tour of 7645 SW 193rd Lane, Cutler Bay, FL 33157?: Use the Tour button on this listing to request a showing of 7645 SW 193rd Lane, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 7645 SW 193rd Lane, Cutler Bay, FL 33157 still available?: 7645 SW 193rd Lane, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 83 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7645 SW 193rd Lane, Cutler Bay, FL 33157?: With 20% down ($157,800) on the $789,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7645 SW 193rd Lane, Cutler Bay, FL 33157 is about $4,147/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7645 SW 193rd Lane, Cutler Bay, FL 33157?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7645 SW 193rd Lane, Cutler Bay, FL 33157 have an HOA fee?: Yes: 7645 SW 193rd Lane, Cutler Bay, FL 33157 carries an HOA fee of about $524 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7645 SW 193rd Lane, Cutler Bay, FL 33157?: 7645 SW 193rd Lane, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7645 SW 193rd Lane, Cutler Bay, FL 33157?: Often, yes. The right offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of The Kellado Group LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$789,000