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7846 SW 195th Street, Cutler Bay, FL 33157
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$1,155,000

7846 SW 195th Street

Cutler Bay, FL 33157

CUTLER CAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

How this price compares

List price
$1,155,000
Price per sq ft
$245
Vs. nearby sales
3.2% below
Days on market
N/A

This 5-bedroom single-family home in Cutler Cay is listed at $1,155,000, or $245 per square foot. The 6 most recent single-family home sales in the closings shown below sold at a median of $253 per square foot, so the asking price is 3.2% below what comparable homes here actually sold for.

5
Bedrooms
4
Bathrooms
4,717
Living Sq Ft
2006
Year Built

Estimated monthly payment

$6,070 /mo

Principal and interest only, based on $231,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $508/mo HOA are not included.

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Listing Snapshot

Price
$1,155,000
Days on Site
0 Days
Bedrooms
5
Total Baths
4
Full Baths
4
Partial Baths
0
Living Area
4,717 sqft
Total Sq Ft
3,966 sqft
Lot Size
0.2 Acres
Year Built
2006
Property Type
Single Family
MLS #
A12102025
Property Tax
$10,735 (2026)
HOA Fees
$508 / Monthly
Subdivision
CUTLER CAY
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

Welcome to a home where comfort, space, and the South Florida lifestyle come together beautifully! Offered for sale this beautifully maintained home with a private pool is nestled within the sought-after, guard-gated community of Cutler Cay. This inviting 5-bedroom, 4-bathroom Florence model features a newer roof, thoughtful design, quality construction, and everyday comfort.Designed for relaxed family living and effortless entertaining, the flexible floor plan includes a first-floor bedroom and full bathroom—ideal for guests, in-laws, a home office, or multi-generational living. A spacious kitchen, expansive living areas, and a 3-car garage offer the space and convenience today's buyers appreciate.Step outside to your private backyard oasis, complete with a pool and inviting outdoor living space—perfect for weekend gatherings or simply unwinding in South Florida's year-round sunshine.The home's concrete slab between the first and second floors is an additional highlight, reflecting its quality construction.The home offers access to Cutler Cay's exceptional amenities, including 24/7 guard-gated security, a resort-style clubhouse and swimming pool, fitness center, basketball, tennis and pickleball courts, playgrounds, internet, wifi and alarm included in monthly HOA.Cherished by its original owners and ready for its next chapter, this home offers an exceptional opportunity to create lasting memories in one of SFlorida's most inviting neighborhoods.

Virtual Tour

General Features

Property Type
Single Family
Status
Active
Year Built
2006
Number of Stories
2
Levels
Two
Garage Spaces
3
Parking
Driveway / Garage / Garage Door Opener
Direction Faces
North
Lot Size (Acres)
0.2
Living Sq Ft
4,717
Total Sq Ft
3,966
Sewer
Public Sewer
Water Source
Public
Zoning
0100

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Refrigerator / Trash Compactor
Cooling
Electric
Heating
Central
Flooring
Ceramic Tile / Tile
Interior Features
Breakfast Bar / Bidet / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Kitchen Dining Combo / Main Level Primary / Sitting Area In Primary / Soaking Tub / Separate Shower / Upper Level Primary
Windows
Blinds / Bay Windows
Total Rooms
1

Exterior Features

Construction
Block
Roof
Barrel
Private Pool
Yes
Pool Features
In Ground / Association
View
Garden

Community & HOA

HOA Fee
$508 / Monthly
HOA Includes
Common Areas / Internet / Maintenance Grounds / Security / Trash
Association Amenities
Clubhouse / Fitness Center / Gated / Other / Pool / Security / Tennis Courts
Community Features
Home Owners Association
Security
Fire Alarm / Smoke Detectors / Security Guard
Pets Allowed
Yes
Financing Terms
Conventional
Restrictions
Limited Number Vehicles / Ok To Lease
MLS Area
2600

This home's HOA fee works out to $508 a month, in line with the $508 median across 18 homes for sale in Cutler Cay. See Cutler Cay HOA fees

Schools

Elementary School
Dr. Edward L. Whigham
Middle School
Cutler Bay Middle
High School
Miami Southridge

Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
18
Under Contract
5
Median List Price
$1,142,000
Median $/Sq Ft
$269
Avg Days on Market
70
View all 18 homes for sale in Cutler Cay →
How do I schedule a tour of 7846 SW 195th Street, Cutler Bay, FL 33157?
Use the Tour button on this listing to request a showing of 7846 SW 195th Street, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 7846 SW 195th Street, Cutler Bay, FL 33157 still available?
7846 SW 195th Street, Cutler Bay, FL 33157 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7846 SW 195th Street, Cutler Bay, FL 33157?
With 20% down ($231,000) on the $1,155,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7846 SW 195th Street, Cutler Bay, FL 33157 is about $6,070/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7846 SW 195th Street, Cutler Bay, FL 33157?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7846 SW 195th Street, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7846 SW 195th Street, Cutler Bay, FL 33157 have an HOA fee?
Yes: 7846 SW 195th Street, Cutler Bay, FL 33157 carries an HOA fee of about $508 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7846 SW 195th Street, Cutler Bay, FL 33157?
7846 SW 195th Street, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7846 SW 195th Street, Cutler Bay, FL 33157?
Often, yes. The right offer on 7846 SW 195th Street, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Compass Florida, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 10, 2026.

$1,155,000

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Listed by Alicia C Levy, Compass Florida, LLC

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