$649,900
Sold · May 21, 2026
7821 SW 197th Terrace
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $649,900
- Vs. list price
- At list
- Days on market
- 210
- Price per sq ft
- $293
This 4-bedroom single-family home in Saga Bay Sec 1 Pt 4 sold for $649,900 on May 21, 2026. That was exactly its final list price of $649,900. It first came on the market at $649,000, so the price was adjusted before it sold. It spent 210 days on the market. At $293 per square foot, it closed 17.5% below the $355 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $649,900
- Sold On
- May 21, 2026
- Days on Site
- 210 Days
- Bedrooms
- 4
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,219 sqft
- Total Sq Ft
- 2,767 sqft
- Lot Size
- 0.21 Acres
- Year Built
- 1987
- Property Type
- Single Family
- MLS #
- A11885012
- Property Tax
- $10,722 (2024)
- HOA Fees
- $148 / Quarterly
- Subdivision
- SAGA BAY SEC 1 PT 4
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Welcome to your dream home in Cutler Bay! This elegant 4-bedroom, 2-bathroom residence offers 2,219 SQ.FT. of living space on a spacious 9,147 SQ.FT. corner lot. Featuring soaring cathedral ceilings, mature fruit trees, and a private patio—perfect for relaxing or entertaining. Nestled in a peaceful neighborhood with easy access to top-rated schools, parks, and shopping centers. A wonderful canvas to bring your personal touch and create lasting memories.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1987
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Parking
- Driveway
- Direction Faces
- South
- Lot Size (Acres)
- 0.21
- Living Sq Ft
- 2,219
- Total Sq Ft
- 2,767
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Electric Range / Refrigerator
- Cooling
- Other
- Heating
- Other
- Flooring
- Ceramic Tile / Other
- Interior Features
- Bedroom On Main Level / Main Level Primary / Other / Sitting Area In Primary / Bar
- Total Rooms
- 4
Exterior Features
- Construction
- Block
- Roof
- Shingle
- Private Pool
- Yes
- Pool Features
- Above Ground
Community & HOA
- HOA Fee
- $148 / Quarterly
- Community Features
- Home Owners Association
- Financing Terms
- Cash / Conventional / FHA
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Sec 1 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $550,000 to $655,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Saga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 8
- Median List Price
- $799,000
- Median $/Sq Ft
- $344
- Avg Days on Market
- 114
Frequently Asked Questions
- How do I schedule a tour of 7821 SW 197th Terrace, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 7821 SW 197th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7821 SW 197th Terrace, Cutler Bay, FL 33189 still available?
- 7821 SW 197th Terrace, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 210 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7821 SW 197th Terrace, Cutler Bay, FL 33189?
- With 20% down ($129,980) on the $649,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7821 SW 197th Terrace, Cutler Bay, FL 33189 is about $3,416/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7821 SW 197th Terrace, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7821 SW 197th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7821 SW 197th Terrace, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 7821 SW 197th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $148 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7821 SW 197th Terrace, Cutler Bay, FL 33189?
- 7821 SW 197th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7821 SW 197th Terrace, Cutler Bay, FL 33189?
- Often, yes. The right offer on 7821 SW 197th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Fuenteseca Properties, LLC.
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$649,900
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Listed by Osmany Fuenteseca, Fuenteseca Properties, LLC.
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Recent Sales
Recently sold homes in Saga Bay Sec 1 Pt 4
These are the last 6 recorded closings in Saga Bay Sec 1 Pt 4, with the price each home actually sold for rather than what it was listed at. They closed at a median of $379 per square foot. The most recent closed on August 24, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$650,000
Sold · August 24, 2026
8121 SW 205th Street
4 bed · 2 bath · 1,972 sqft · $330/sqft
$5,000 under the asking price
Sold$770,000
Sold · July 20, 2026
7970 SW 198th Street
3 bed · 2.5 bath · 2,032 sqft · $379/sqft
$25,000 under the asking price
Sold$815,000
Sold · July 13, 2026
7840 SW 197th Terrace
4 bed · 3 bath · 1,979 sqft · $412/sqft
$20,000 under the asking price
Sold$535,000
Sold · June 22, 2026
20401 SW 83rd Avenue
3 bed · 2 bath · 1,877 sqft · $285/sqft
$15,000 under the asking price
Sold$725,000
Sold · June 9, 2026
8121 SW 203rd Street
3 bed · 2 bath · 1,660 sqft · $437/sqft
$24,000 under the asking price
Sold$765,000
Sold · April 16, 2026
19901 SW 81st Court
3 bed · 2 bath · 3,162 sqft · $242/sqft
See every recorded sale in Saga Bay Sec 1 Pt 4 or find out what your Saga Bay Sec 1 Pt 4 home is worth.
