$750,000
Sold · September 9, 2025
8041 SW 197th Terrace
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $750,000
- Vs. list price
- 3.7% under
- Days on market
- 32
- Price per sq ft
- $256
This 3-bedroom single-family home in Saga Bay Sec 1 Pt 4 sold for $750,000 on September 9, 2025. That was 3.7% below its final list price of $779,000. It spent 32 days on the market. At $256 per square foot, it closed 27.9% below the $355 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $750,000
- Sold On
- September 9, 2025
- Days on Site
- 32 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,935 sqft
- Total Sq Ft
- 2,963 sqft
- Lot Size
- 0.18 Acres
- Year Built
- 1974
- Property Type
- Single Family
- MLS #
- A11812871
- Property Tax
- $6,574 (2024)
- HOA Fees
- $118 / Quarterly
- Subdivision
- SAGA BAY SEC 1 PT 4
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Welcome to this beautiful home where every detail has been thoughtfully updated with care. Freshly renovated this home is nestled in the highly desirable Cutler Bay area, loved for its inviting atmosphere, lush parks, and convenient access to the marina. Step inside to a bright, open layout featuring exposed wood beam ceilings, tile flooring throughout, and spacious living, dining, and family areas. The stunning kitchen shines with stainless steel appliances and ample room for cooking and entertaining. This home includes 3 bedrooms, 2 bathrooms, 2-car garage, PVC plumbing, and a large backyard with a pool and covered patio, perfect for relaxing or hosting. Just minutes from Black Point Marina, local dining, shops, and major highways, this home offers both comfort and convenience.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1974
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- South
- Lot Size (Acres)
- 0.18
- Living Sq Ft
- 2,935
- Total Sq Ft
- 2,963
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Ceramic Tile / Other / Tile
- Interior Features
- Breakfast Area / Dining Area / Separate Formal Dining Room / Entrance Foyer / Kitchen Dining Combo / Other / Sitting Area In Primary / Separate Shower / Walk In Closets
- Laundry
- In Garage
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block
- Roof
- Flat / Other / Tile
- Exterior Features
- Outdoor Living Area / Other
- Private Pool
- Yes
- Pool Features
- In Ground
- Patio & Porch
- Patio
- View
- Other
Community & HOA
- HOA Fee
- $118 / Quarterly
- Association Amenities
- None
- Community Features
- Home Owners Association
- Security
- Smoke Detectors
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Sec 1 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $550,000 to $655,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Saga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 8
- Median List Price
- $799,000
- Median $/Sq Ft
- $344
- Avg Days on Market
- 114
Frequently Asked Questions
- How do I schedule a tour of 8041 SW 197th Terrace, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 8041 SW 197th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8041 SW 197th Terrace, Cutler Bay, FL 33189 still available?
- 8041 SW 197th Terrace, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 32 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8041 SW 197th Terrace, Cutler Bay, FL 33189?
- With 20% down ($155,800) on the $779,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8041 SW 197th Terrace, Cutler Bay, FL 33189 is about $4,094/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8041 SW 197th Terrace, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8041 SW 197th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8041 SW 197th Terrace, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 8041 SW 197th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $118 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8041 SW 197th Terrace, Cutler Bay, FL 33189?
- 8041 SW 197th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8041 SW 197th Terrace, Cutler Bay, FL 33189?
- Often, yes. The right offer on 8041 SW 197th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Cuadra Group LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$750,000
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Listed by Maria Cuadra, Cuadra Group LLC
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Recent Sales
Recently sold homes in Saga Bay Sec 1 Pt 4
These are the last 6 recorded closings in Saga Bay Sec 1 Pt 4, with the price each home actually sold for rather than what it was listed at. They closed at a median of $379 per square foot. The most recent closed on August 24, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$650,000
Sold · August 24, 2026
8121 SW 205th Street
4 bed · 2 bath · 1,972 sqft · $330/sqft
$5,000 under the asking price
Sold$770,000
Sold · July 20, 2026
7970 SW 198th Street
3 bed · 2.5 bath · 2,032 sqft · $379/sqft
$25,000 under the asking price
Sold$815,000
Sold · July 13, 2026
7840 SW 197th Terrace
4 bed · 3 bath · 1,979 sqft · $412/sqft
$20,000 under the asking price
Sold$535,000
Sold · June 22, 2026
20401 SW 83rd Avenue
3 bed · 2 bath · 1,877 sqft · $285/sqft
$15,000 under the asking price
Sold$725,000
Sold · June 9, 2026
8121 SW 203rd Street
3 bed · 2 bath · 1,660 sqft · $437/sqft
$24,000 under the asking price
Sold$649,900
Sold · May 21, 2026
7821 SW 197th Terrace
4 bed · 2 bath · 2,219 sqft · $293/sqft
See every recorded sale in Saga Bay Sec 1 Pt 4 or find out what your Saga Bay Sec 1 Pt 4 home is worth.
