How do I schedule a tour of 1135 103 Street 403, Bay Harbor Islands, FL 33154?

Use the Tour button on this listing to request a showing of 1135 103 Street 403, Bay Harbor Islands, FL 33154. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 1135 103 Street 403, Bay Harbor Islands, FL 33154 still available?

1135 103 Street 403, Bay Harbor Islands, FL 33154 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 1135 103 Street 403, Bay Harbor Islands, FL 33154?

With 20% down ($799,000) on the $3,995,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1135 103 Street 403, Bay Harbor Islands, FL 33154 is about $20,995/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 1135 103 Street 403, Bay Harbor Islands, FL 33154?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1135 103 Street 403, Bay Harbor Islands, FL 33154. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 1135 103 Street 403, Bay Harbor Islands, FL 33154 have an HOA fee?

Yes: 1135 103 Street 403, Bay Harbor Islands, FL 33154 carries an HOA fee of about $7,627 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 1135 103 Street 403, Bay Harbor Islands, FL 33154?

1135 103 Street 403, Bay Harbor Islands, FL 33154 is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 1135 103 Street 403, Bay Harbor Islands, FL 33154?

Often, yes. The right offer on 1135 103 Street 403, Bay Harbor Islands, FL 33154 depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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$3,995,000

1135 103 Street 403

Bay Harbor Islands, FL 33154

Bay Harbor Islands

Explore the area: Bay Harbor Islands homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

3,075

Living Sq Ft

2024

Year Built

Estimated monthly payment

$20,995 /mo

Principal and interest only, based on $799,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $7,627/mo HOA are not included.

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Listing Snapshot

Price: $3,995,000
Days on Site: 0 Days
Bedrooms: 3
Total Baths: 5
Full Baths: 4
Partial Baths: 1
Living Area: 3,075 sqft
Total Sq Ft: 3,387 sqft
Year Built: 2024
Property Type: Condo
MLS #: A12079978
Property Tax: $51,229 (2025)
HOA Fees: $7,627 / Monthly
Subdivision: Bay Harbor Islands
Development: ONDA RESIDENCES
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Onda is Bay Harbor Islands’ newest architectural landmark, completed in 2024. This expansive 3-bedroom + Den,4.5-bathroom condo offers 3,075 square feet of refined interior living space, thoughtfully designed to capture the serenity and beauty of its surroundings while delivering a truly elevated lifestyle. East and west-facing balconies showcase direct-water views, allowing you to enjoy glowing sunrises in the morning and tranquil sunsets in the evening. Floor-to-ceiling glass fills the residence with natural light and creates a seamless indoor-outdoor flow, ideal for both everyday living and entertaining. The Snaidero-designed kitchen blends Italian craftsmanship with modern functionality, featuring sleek custom cabinetry and a full suite of Miele appliances. Open living and dining areas are complemented by clean architectural lines and sophisticated finishes throughout. Each bedroom offers generous proportions and en-suite bathrooms with spa-inspired details, while the additional powder room provides convenience for guests. Located in the heart of Bay Harbor Islands, Onda offers a boutique island lifestyle defined by walkability, waterfront beauty and a sense of privacy. Just moments from Bal Harbour Shops, pristine beaches, fine dining and top schools, this residence delivers the perfect balance of tranquility and connectivity. A rare opportunity to own a modern waterfront home in one of Miami’s most desirable island communities.

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General Features

Property Type: Condo
Status: Active
Year Built: 2024
Number of Stories: 8
Garage Spaces: 2
Attached Garage: Yes
Parking: Assigned / Attached / Garage / Valet
Living Sq Ft: 3,075
Total Sq Ft: 3,387

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Oven / Refrigerator / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Marble / Tile
Interior Features: Built In Features / Bedroom On Main Level / Bathtub / Dual Sinks / Entrance Foyer / Eat In Kitchen / Elevator / Kitchen Island / Living Dining Room / Other / Pantry / Soaking Tub / Separate Shower / Walk In Closets
Windows: Blinds / Sliding
Total Rooms: 1

Exterior Features

Construction: Block
Exterior Features: Balcony / Outdoor Living Area
Private Pool: Yes
Pool Features: Private / Association / Heated
Patio & Porch: Open / Balcony
Waterfront: Yes
Waterfront Features: Bayfront / Other
View: Bay / Intercoastal / Water

Community & HOA

HOA Fee: $7,627 / Monthly
HOA Includes: Common Areas / Maintenance Grounds / Maintenance Structure / Sewer / Security / Trash / Water
Association Amenities: Business Center / Fitness Center / Maintenance Grounds / Management / Other / Pool / Sauna / Spa Hot Tub / Elevators
Security: Security System / Elevator Secured / Lobby Secured / Smoke Detectors
Pets Allowed: Pet Restrictions / Yes
55+ Community: Yes
Financing Terms: Cash / Conventional
Restrictions: Other Restrictions
MLS Area: 2220

Schools

Elementary School: Ruth K. Broad Bay Harbor K-8
High School: Miami Beach

About the Community

Bay Harbor Islands

View Community Details →

Bay Harbor Islands is a luxury waterfront, luxury community in Bay Harbor Islands, Miami-Dade County, Florida. Properties are priced from $965,000 to $4,500,000. Pure Equity Realty lists homes in Bay Harbor Islands for 1% commission and provides free buyer representation.

Homes for Sale: 11
Under Contract: 0
Median List Price: $2,100,000
Median $/Sq Ft: $1,077
Avg Days on Market: 131

View all 11 homes for sale in Bay Harbor Islands →

Frequently Asked Questions

How do I schedule a tour of 1135 103 Street 403, Bay Harbor Islands, FL 33154?: Use the Tour button on this listing to request a showing of 1135 103 Street 403, Bay Harbor Islands, FL 33154. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 1135 103 Street 403, Bay Harbor Islands, FL 33154 still available?: 1135 103 Street 403, Bay Harbor Islands, FL 33154 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1135 103 Street 403, Bay Harbor Islands, FL 33154?: With 20% down ($799,000) on the $3,995,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1135 103 Street 403, Bay Harbor Islands, FL 33154 is about $20,995/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1135 103 Street 403, Bay Harbor Islands, FL 33154?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1135 103 Street 403, Bay Harbor Islands, FL 33154. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1135 103 Street 403, Bay Harbor Islands, FL 33154 have an HOA fee?: Yes: 1135 103 Street 403, Bay Harbor Islands, FL 33154 carries an HOA fee of about $7,627 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1135 103 Street 403, Bay Harbor Islands, FL 33154?: 1135 103 Street 403, Bay Harbor Islands, FL 33154 is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1135 103 Street 403, Bay Harbor Islands, FL 33154?: Often, yes. The right offer on 1135 103 Street 403, Bay Harbor Islands, FL 33154 depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Douglas Elliman

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$3,995,000