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Bay Harbor Island, Bay Harbor Islands, FL home for sale at 1130 100th Street 3D

Bay Harbor Island Bay Harbor Islands, FL Homes For Sale & Real Estate

Bay Harbor Island, Bay Harbor Islands, FL, is a new construction community in Miami-Dade County with 43 homes for sale right now. Bay Harbor Island is a luxury community in Bay Harbor Islands, Miami-Dade County, Florida.

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Bay Harbor Island real estate market

There are 43 active listings for sale in Bay Harbor Island right now. The median list price is $3,350,000, or about $1449 per square foot. Listings span $1,499,000 to $36,500,000, so there is inventory across most budgets. Homes are averaging 164 days on market. These figures update from the MLS as the market moves.

MLS data updated October 11, 2026
Active Listings
43
Median List Price
$3,350,000
Median $/Sq Ft
$1449
Avg Days on Market
164
Price Range
$1,499,000 to $36,500,000
What kind of homes are in Bay Harbor Islands?
Bay Harbor Islands offers a mix of single-family homes and low-rise condominium buildings on an island in Biscayne Bay. That range lets buyers choose a private waterfront house or a lower-maintenance condo within the same small Miami-Dade town. Current listings span a wide price range, so the market covers several housing types under one town.
How much do homes cost in Bay Harbor Islands?
Pure Equity currently tracks about 40 active listings in Bay Harbor Islands, with a median price near 3,400,000 dollars. Prices range from around 1,750,000 dollars to more than 36,500,000 dollars at the top of the waterfront market. These figures are a current-market snapshot and shift as inventory turns over, so ask for the latest numbers.
Is Bay Harbor Islands walkable?
Yes. Bay Harbor Islands has a small, walkable town center that puts shops and everyday errands within reach on foot. The town sits on an island in Biscayne Bay near Bal Harbour, so beaches, dining, and shopping in that area are close by. The compact island layout keeps most of the community a short distance from the water.
Where is Bay Harbor Islands located?
Bay Harbor Islands is an island town in Miami-Dade County on Biscayne Bay, just west of Bal Harbour on Florida's southeast coast. The location gives residents quick access to nearby beaches and the shopping and dining around Bal Harbour, while keeping a quieter, residential feel on the island itself.
Are there waterfront homes in Bay Harbor Islands?
Many properties in Bay Harbor Islands sit close to Biscayne Bay because the town occupies an island. Waterfront homes make up the higher end of the market, which is why the price range reaches well past 36,500,000 dollars. Buyers targeting a waterfront property should plan for luxury pricing and confirm current flood and insurance requirements before making an offer.
What have homes sold for in Bay Harbor Island?
Twenty-two properties closed in the past twelve months, from $1,900,000 to $21,770,000. The median sale was $3,750,000, or about $1,333 a square foot. Older single-family homes on East Broadview Drive closed from $4,200,000 to $6,150,000, while waterfront properties on West Broadview Drive closed between $18,000,000 and $21,770,000.
What do condos cost in Bay Harbor Island?
Recent condo closings ran from $1,900,000 to $4,512,000. Two-bedroom units of about 1,750 to 1,850 square feet closed between $2,200,000 and $2,542,000. Many active listings are in buildings finished in the last two years, and asking prices for new penthouses run higher than recent resale closings.
What are the HOA fees for condos in Bay Harbor Island?
Condo fees in listings range from about $100 to $7,627 a month, with a median of about $3,375. Fees usually cover common areas and building maintenance, and many include water, security and insurance. Single-family homes generally have no association. Compare each building's budget and reserves before you choose.
How negotiable are prices in Bay Harbor Island?
Quite negotiable. The median sale over the past year closed at about 91 percent of the final asking price and took 94 days. Large waterfront sales closed well under asking, such as a new home listed at $24,750,000 that closed at $21,770,000. Buyers should study closed sales rather than asking prices.
Are there waterfront homes with docks in Bay Harbor Island?
Yes. Sixteen listings report bayfront and 15 report canal frontage, mostly on West Broadview Drive. One recent listing describes 80 feet of frontage in a no-wake zone with dockage for a large vessel. Confirm seawall condition, dock permits and water depth during your inspection.
Is it common to tear down homes in Bay Harbor Island?
Many older homes from the 1950s through the 1970s sell largely for their land, and several vacant lots have closed recently, including an interior lot at $3,650,000. New custom homes are going up across the island. If you are buying to build, check town zoning, setbacks and flood elevation rules first.
Can you rent out a condo in Bay Harbor Island?
Often, yes, but rules vary. Twenty-one listings say leasing is allowed and ten allow it in the first year of ownership. Some buildings and the town have their own limits. Twenty-six rentals were listed in the past year, with a median of $6,075 a month.
What schools serve Bay Harbor Island?
Most listings show Ruth K. Broad Bay Harbor K-8 and Miami Beach High, and a few show Miami Beach Nautilus Middle. Confirm the assignment for a specific address with Miami-Dade County Public Schools, since zones can change from year to year.
How many homes are for sale in Bay Harbor Island?
There are 43 active listings for sale in Bay Harbor Island right now, and these counts update from the MLS as homes come on the market and go under contract. The top of the market here asks many times the entry level, so Bay Harbor Island covers very different kinds of buyer under one name. Ask us to set up a search alert and you will see new Bay Harbor Island listings the day they reach the market.
What is the median home price in Bay Harbor Island?
The median list price in Bay Harbor Island is $3,350,000, or roughly $1449 per square foot. The median is the midpoint of what is currently listed, so about half of Bay Harbor Island homes ask more and half ask less, within a broader range of $1,499,000 to $36,500,000. The median sits in the lower part of that range, so most Bay Harbor Island homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
What price range do homes in Bay Harbor Island cover?
Homes for sale in Bay Harbor Island currently range from about $1,499,000 at the entry level to $36,500,000 at the top of the market. That spread reflects the local mix, from smaller condos and townhomes up to larger single-family and luxury homes, with the median list price around $3,350,000. That is a wide spread, so Bay Harbor Island genuinely holds homes at very different budgets rather than one price point. Tell us your budget and must-haves and we will send the Bay Harbor Island listings that actually fit.
How long do homes take to sell in Bay Harbor Island?
Homes in Bay Harbor Island are averaging 164 days on market, measured from the day a listing goes live to the day it goes under contract. That is a slow pace, so sellers here should expect to price carefully and buyers often have time to compare before committing. Days on market in Bay Harbor Island also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.

Bay Harbor Island, Bay Harbor Islands, FL, is a new construction community in Miami-Dade County with 43 homes for sale right now. Bay Harbor Island is a luxury community in Bay Harbor Islands, Miami-Dade County, Florida. Properties are priced from $1,800,000 to $34,500,000. Pure Equity lists homes in Bay Harbor Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Bay Harbor Island is the plat name that covers most of the Town of Bay Harbor Islands in north Miami-Dade, zip code 33154. Listings use it for nearly everything on the island: older and new single-family homes along East and West Broadview Drive, vacant lots on the numbered streets, and a fast-growing group of boutique condo buildings on East and West Bay Harbor Drive and Kane Concourse. Build years run from the early 1950s to buildings still being finished. That range is the key fact about this market. A 1950s house on a quarter acre and a new penthouse a few blocks away are part of the same community, and they are priced in very different ways.

For owners thinking about selling, 22 properties closed in the past twelve months, from $1,900,000 to $21,770,000. The median sale was $3,750,000, and the median price per square foot was about $1,333, with a range from $769 to $3,381. The median sale took 94 days and closed at about 91 percent of the final asking price. That gap between asking and closing is wider than in most South Florida neighborhoods, and it shows up across houses, lots and condos alike. Buyers here are patient and well informed, and they negotiate.

Single-family sales tell a story about land value. Older houses on East Broadview Drive closed at $4,200,000 for a 1953 home, $4,570,000 for a 1971 home and $6,150,000 for a 1952 home in May. On the west side, where lots face the water, the numbers are far higher. A 2002 waterfront house on West Broadview Drive closed at $20,000,000, a new 8,007 square foot home on the same street closed at $21,770,000, and a 0.45-acre vacant lot there closed at $18,000,000. An interior lot on 93rd Street sold for $3,650,000. If you own an older house, a buyer may be pricing your land rather than your floor plan, so prepare for both conversations.

Condo sellers face a different picture, mostly because of new construction. Recent condo closings ran from $1,900,000 for a three-bedroom of 1,657 square feet to $4,512,000 for a three-bedroom on Kane Concourse. Two-bedroom units of about 1,750 to 1,850 square feet closed between $2,200,000 and $2,542,000. At the time of writing there were 43 listings for sale and 11 under contract, with asking prices from $1,499,000 to $36,500,000 and a median of $3,950,000. Many of the active condos are in buildings finished in the last two years, so a resale has to compete with developer units. Pricing and condition matter more than ever.

Buyers of houses should look hard at elevation, structure and the water. Older homes on the island were built decades ago under the rules of their time, and one recent listing for a new home describes building above FEMA requirements, which shows where new construction is heading. Ask for an elevation certificate, a wind mitigation report and the flood insurance history on any house. On a waterfront lot, have the seawall and any dock inspected before you commit. On a condo, look at the building's age, its inspection status and whether a developer is still selling units, because all three affect financing and resale.

For buyers, the first choice is between a house and a condo. Houses sit on lots of about a quarter to three quarters of an acre, most with pools and two-car garages, and the waterfront lots on the west side offer bay or canal frontage. One recent listing describes 80 feet of water frontage in a no-wake zone with dockage for a large boat. Condos are mostly in low-rise and mid-rise buildings of six to eight stories, with names such as La Baia, ALMA, ONDA, MILA, Bijou, La Mare, Origin by Artefacto and The Well Bay Harbor appearing in listings.

Carrying costs depend almost entirely on which building you choose. Condo fees in listings run from about $100 to $7,627 a month, with a median of about $3,375. Most condo fees cover common areas, structural and grounds maintenance, and many also include water, trash, security and insurance. Newer buildings list amenities such as a pool, a fitness center, a spa or sauna and in some cases a rooftop pool. Single-family homes generally have no association. Ask every building for its budget, reserve plan and insurance coverage, and check the developer's warranty terms on any recently finished unit.

Pets are allowed in most listings, though 25 note restrictions. Leasing is permitted in many buildings, and ten listings say owners can lease in the first year, but rules differ building by building and the town has its own restrictions. Twenty-six rentals were listed over the past year, with a median of $6,075 a month. Listings show Ruth K. Broad Bay Harbor K-8 for elementary and middle grades and Miami Beach High for high school. Public water and sewer are standard.

Bay Harbor Island suits buyers who want a small, walkable town on the water with good schools, close to Bal Harbour and the beach. Compared with Miami Beach oceanfront towers, buildings here are smaller and quieter, and the single-family streets have more of a neighborhood feel. The tradeoff is price and ongoing construction, since teardowns and new buildings are steadily replacing older stock. For sellers, that means the buyer pool is deep but discerning, and a realistic price set against the right comparisons will do more than any amount of marketing.

Bay Harbor Islands is an upscale island town on Biscayne Bay in Miami-Dade County, sitting just west of Bal Harbour. The community pairs single-family homes with low-rise condominium buildings, so buyers can choose between a private house and a lower-maintenance residence within the same small town. Housing runs a wide range here. Pure Equity currently tracks about 40 active listings, with a median near 3,400,000 dollars and prices from 1,750,000 dollars up past 36,500,000 dollars for the top waterfront properties. Many homes and buildings sit close to the water, and the island layout keeps most of Bay Harbor Islands within a short distance of the bay. A small, walkable town center anchors day-to-day life.

Life in Bay Harbor Islands leans quiet and residential, which draws buyers who want proximity to the coast without the density of larger Miami-Dade neighborhoods. The walkable town center puts shops and everyday errands within reach on foot, and the location near Bal Harbour keeps beaches, dining, and shopping close by. The mix of single-family homes and low-rise condos suits a range of buyers, from families wanting a house on the bay to those looking for a simpler condo footprint. Given the price spread, from roughly 1,750,000 dollars to well into eight figures, expect a serious luxury market. Buyers should plan for waterfront pricing and confirm current flood, insurance, and any town-specific requirements before writing an offer.

  • ✓Bay and canal frontage on many single-family lots
  • ✓Boat dockage on some waterfront homes
  • ✓Boutique condo buildings with pools and fitness centers
  • ✓Rooftop pools in some newer buildings
  • ✓Walkable town center along Kane Concourse
  • ✓Ruth K. Broad Bay Harbor K-8 on the island

Homes for sale in Bay Harbor Island

Homes for sale in Bay Harbor Island offer 2 to 7 bedrooms and 2.5 to 7.5 baths. Living areas run from about 1,662 to 6,906 square feet. The mix here includes condo, land and single family homes. Current prices run from $1,499,000 to $36,500,000. The homes on the market were built between 1950 and 2027.

Schools near Bay Harbor Island

Homes for sale in Bay Harbor Island are typically zoned for the Bay Harbor Islands public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the Miami-Dade school district before you buy.

Elementary School
Ruth K. Broad Bay Harbor K-8
Middle School
Miami Beach Nautilus
High School
Miami Beach

Where Bay Harbor Island is in Bay Harbor Islands

Centred on the homes listed and recently sold in Bay Harbor Island.

Bay Harbor Island HOA fees

Median HOA fee
$3,535/mo
Typical range
$2,738 to $4,826
Lowest to highest
$100 to $7,627
Listings with a fee
28 of 43

Across the 28 homes for sale in Bay Harbor Island that list an HOA fee, the median is $3,535 a month. Half of them fall between $2,738 and $4,826. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.

The fee most often covers trash pickup, building maintenance, grounds maintenance, common areas and pool upkeep. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.

Listings here most often mention pool, grounds maintenance, elevators, fitness center, clubhouse and spa hot tub.

All 31 listings that state a pet policy allow pets, some with size or number limits.

From current MLS listings in Bay Harbor Island; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.

Recently sold homes in Bay Harbor Island

These are the last 22 recorded closings in Bay Harbor Island, with the price each home actually sold for rather than what it was listed at. They closed at a median of $1,333 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

Earlier closed sales in Bay Harbor Island
AddressClosedSold forBeds / bathsSq ft$/sq ft
1045 93rd StreetJune 22, 2026$3,650,0000 / 0--
9640 W Broadview DriveJune 15, 2026$21,770,0008 / 98,007$2,719
1251 Kane ConcourseJune 8, 2026$3,850,0005 / 5.55,009$769
1135 103 606 606June 5, 2026$4,200,0004 / 4.53,523$1,192
1177 Kane Concourse 505May 27, 2026$4,512,0003 / 3.5--
1177 Kane Concourse 507May 27, 2026$2,542,0002 / 2.5--
9901 W Bay Harbor Drive 601May 19, 2026$1,900,0003 / 3.51,657$1,147
10121 E Broadview DriveMay 11, 2026$6,150,0004 / 32,848$2,159
9400 E Broadview DriveMay 6, 2026$4,570,0005 / 3.54,205$1,087
1177 Kane Concourse 504May 4, 2026$3,147,0003 / 3.5--
9521 E Bay Harbor Drive 604March 31, 2026$2,220,0003 / 3.52,089$1,063
1261 99th StreetJanuary 13, 2026$8,000,0008 / 8.56,001$1,333
1231 96th StreetNovember 17, 2025$3,200,0004 / 3.53,458$925
10301 E Broadview DriveNovember 7, 2025$9,470,0004 / 43,966$2,388
1260 99th StreetAugust 15, 2025$3,022,5004 / 22,093$1,444
10110 E Broadview DriveAugust 12, 2025$2,825,0003 / 31,824$1,549

See every recorded sale in Bay Harbor Island or find out what your Bay Harbor Island home is worth.

Bay Harbor Island market and home values

Values in Bay Harbor Island track the community's own sales more closely than any broad regional number. The median list price in Bay Harbor Island is around $3,350,000, or roughly $1,449 per square foot. That sits about 459% above the Miami-Dade County median, which shows where Bay Harbor Island lands in the local market. Recent asking prices have run from $1,499,000 to $36,500,000, so the home you choose within Bay Harbor Island matters as much as the community average. Homes here have recently taken about 164 days to go under contract, a useful gauge of how quickly the Bay Harbor Island market is moving. For pricing an offer or a listing, comparable sales within Bay Harbor Island carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Bay Harbor Island so you work from real numbers, not an estimate.

Bay Harbor Island compared to nearby Bay Harbor Islands communities

Bay Harbor Island sits 2 of 7 on median price among these Bay Harbor Islands communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.

CommunityHomesMedian$/Sq FtDays
The Well Bay Harbor9$3,495,000$1,47293
Bay Harbor Island this page43$3,350,000$1,449164
Kai At Bay Harbor6$1,990,000$912316
Le Jardin House5$1,030,000$851215
Bay Harbor One5$999,000$652153
One Bay Harbor5$958,200$739467
London Towers6$462,500$436357

Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.

Is Bay Harbor Island right for you?

A quick read on who fits Bay Harbor Island saves time before you visit. Bay Harbor Island suits a range of buyers, from first-time owners to move-up families, who want a home in Bay Harbor Islands with the everyday conveniences of the area close by. On price, Bay Harbor Island sits at the luxury end of the market, where buyers weigh the specific home, its finishes, and its setting closely. Whether Bay Harbor Island is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.

Living in Bay Harbor Island

Bay Harbor Islands is a small, walkable town, and daily life reflects that. Residents walk to the park and the shops and restaurants along Kane Concourse, and families walk or bike to Ruth K. Broad Bay Harbor K-8. Listings mention Bal Harbour Shops and the beach within a few minutes. Boaters on the west side keep vessels behind their homes, and one listing notes quick access to Haulover Inlet. Condo owners in the newer buildings use rooftop pools, fitness rooms and spas, and one building runs a members-only wellness club for its residents. Streets are quiet and lined with houses old and new, with construction a constant presence as older homes are replaced.

Bay Harbor Island location

Bay Harbor Island covers most of the Town of Bay Harbor Islands in Miami-Dade County, zip code 33154. Main streets include East and West Broadview Drive, East and West Bay Harbor Drive, Kane Concourse and the numbered streets from 93rd to 103rd. Listings describe Bal Harbour, the beach and Haulover Inlet as close by. According to current MLS listings, the island is zoned for Ruth K. Broad Bay Harbor K-8 and Miami Beach High, and a few listings show Miami Beach Nautilus Middle. Confirm the assignment for a specific address with Miami-Dade County Public Schools before you buy.

Buying a home in Bay Harbor Island

Buying in Bay Harbor Island follows the same path as the rest of Miami-Dade County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Miami-Dade County is about $3,516. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Bay Harbor Islands means you see new listings in Bay Harbor Island the day they reach the market.

Selling a home in Bay Harbor Island

A successful sale in Bay Harbor Island comes down to pricing, presentation, and marketing. List prices in Bay Harbor Island currently center around $3,350,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Bay Harbor Island owners in Bay Harbor Islands, so you can see what your property could sell for before you commit to listing.

What is your Bay Harbor Island home worth?

Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Bay Harbor Island.

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Listing agents and seller representation in Bay Harbor Island

Thinking about selling in Bay Harbor Island? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.

Conditions in Bay Harbor Island sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 164 days from listing to accepted offer, so build that into your moving timeline.

Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.

Pure Equity is a licensed Florida brokerage serving Bay Harbor Island. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.

More on this: how to choose a listing agent · selling a house with a roof at the end of its life

Realtors and real estate agents serving Bay Harbor Island

People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.

What separates real estate professionals in Bay Harbor Island is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.

More on this: how a flood zone affects your home value · does a busy street lower your home value? · selling and buying at the same time

Buyer's agents in Bay Harbor Island

A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.

Where buyers have room to negotiate, as they do in Bay Harbor Island, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Miami-Dade County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.

What representation costs

Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.

Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.

More on this: how commission is actually structured · what Florida sellers have to disclose · showings, access and what buyers notice

Search Bay Harbor Island with someone local

We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.

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Frequently asked questions

How do I find a listing agent in Bay Harbor Island?

Ask any listing agent you interview two questions. Which homes have they closed near Bay Harbor Island, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $3,350,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Miami-Dade County. You can reach the broker directly at (561) 835-5400.

What does a seller's agent actually do?

A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.

How much does a real estate agent cost in Bay Harbor Island?

Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.

What is the difference between a realtor, a real estate agent, and a broker?

A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Bay Harbor Island, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?

Do I need an agent to buy a home in Bay Harbor Island?

You are not legally required to use one, but most buyers in Bay Harbor Island do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.

Can one agent help me sell my current home and buy the next one?

Yes. For people moving within Miami-Dade County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.

Look up Bay Harbor Island property records

Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.

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