$455,000
20816 SW 103rd Place
Cutler Bay, FL 33189
CUTLER CREEK CLUB SEC 1
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $455,000
- Price per sq ft
- $371
- Original price
- Unchanged
- Days on market
- 1
This 3-bedroom townhouse in ZIP 33189 is listed at $455,000, or $371 per square foot. It has been on the market for 1 day.
Estimated monthly payment
$2,391 /mo
Principal and interest only, based on $91,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $455,000
- Days on Site
- 1 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,225 sqft
- Total Sq Ft
- 1,225 sqft
- Year Built
- 1981
- Property Type
- Townhouse
- MLS #
- A12102317
- Property Tax
- $3,890 (2025)
- HOA Fees
- $225 / Quarterly
- Subdivision
- CUTLER CREEK CLUB SEC 1
- County
- Miami Dade
- Status
- Active
About This Property
Welcome to this charming 3-bedroom, 2-bathroom one-story town home completely renovated in 2026 in the desirable Cutler Bay area. This well-maintained home features an open and spacious living area with beautiful wood-look flooring, a modern kitchen with granite countertops, and comfortable bedrooms offering plenty of natural light. Enjoy a peaceful water/canal view and a private outdoor setting perfect for relaxing or entertaining. AC 2016 and Roof 2016. The home also offers a paved driveway and convenient access to shopping, dining, major roadways, and everyday essentials. A wonderful opportunity for buyers looking for comfort, convenience, and South Florida living in a desirable Cutler Bay location. Easy to show!
Virtual TourGeneral Features
- Property Type
- Townhouse
- Status
- Active
- Year Built
- 1981
- Property Condition
- Resale
- Number of Stories
- 0
- Garage Spaces
- 2
- Direction Faces
- East
- Living Sq Ft
- 1,225
- Total Sq Ft
- 1,225
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Disposal / Microwave / Refrigerator
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Vinyl
- Interior Features
- Main Level Primary
- Total Rooms
- 2
Exterior Features
- Construction
- Block
- Exterior Features
- Outdoor Living Area
- Patio & Porch
- Patio / Porch
- Lot Features
- Fruit Trees
- Waterfront Features
- Canal Front / None
- View
- Canal
Community & HOA
- HOA Fee
- $225 / Quarterly
- HOA Includes
- Maintenance Grounds
- Association Amenities
- None
- Community Features
- Home Owners Association
- Security
- None
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
Schools
- Elementary School
- Cutler Ridge
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 353
- Median List Price
- $600,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 99
Frequently Asked Questions
- How do I schedule a tour of 20816 SW 103rd Place, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 20816 SW 103rd Place, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 20816 SW 103rd Place, Cutler Bay, FL 33189 still available?
- 20816 SW 103rd Place, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 20816 SW 103rd Place, Cutler Bay, FL 33189?
- With 20% down ($91,000) on the $455,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20816 SW 103rd Place, Cutler Bay, FL 33189 is about $2,391/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 20816 SW 103rd Place, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20816 SW 103rd Place, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 20816 SW 103rd Place, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 20816 SW 103rd Place, Cutler Bay, FL 33189 carries an HOA fee of about $225 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 20816 SW 103rd Place, Cutler Bay, FL 33189?
- 20816 SW 103rd Place, Cutler Bay, FL 33189 is zoned for Cutler Ridge (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 20816 SW 103rd Place, Cutler Bay, FL 33189?
- Often, yes. The right offer on 20816 SW 103rd Place, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Luxe Properties
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 8, 2026.
$455,000
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Listed by Ashley Nicole Brosky, Luxe Properties
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Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $334 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$600,000
Sold · September 30, 2026
9395 Nassau Drive
3 bed · 2 bath · 1,799 sqft · $334/sqft
$25,000 under the asking price
Sold$581,000
Sold · September 29, 2026
10451 SW 201st Terrace
3 bed · 2 bath · 1,104 sqft · $526/sqft
$18,900 under the asking price
Sold$665,000
Sold · September 29, 2026
20200 SW 90th Ave Road
4 bed · 2 bath · 2,203 sqft · $302/sqft
Sold$296,000
Sold · September 25, 2026
21130 SW 87th Avenue 304
2 bed · 2 bath · 991 sqft · $299/sqft
$19,000 under the asking price
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
