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7436 SW 188th Lane, Cutler Bay, FL 33157
Active
127 Days on Market
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$840,000

7436 SW 188th Lane

Cutler Bay, FL 33157

CUTLER CAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

How this price compares

List price
$840,000
Price per sq ft
$265
Original price
Unchanged
Days on market
127

This 5-bedroom single-family home in Cutler Cay is listed at $840,000, or $265 per square foot. It has been on the market for 127 days.

5
Bedrooms
5
Bathrooms
3,168
Living Sq Ft
2007
Year Built

Estimated monthly payment

$4,415 /mo

Principal and interest only, based on $168,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $508/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price
$840,000
Days on Site
127 Days
Bedrooms
5
Total Baths
5
Full Baths
4
Partial Baths
1
Living Area
3,168 sqft
Total Sq Ft
4,010 sqft
Lot Size
0.19 Acres
Year Built
2007
Property Type
Single Family
MLS #
A11973224
Property Tax
$15,492 (2025)
HOA Fees
$508 / Monthly
Subdivision
CUTLER CAY
Development
CUTLER CAY
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

Located in the desirable gated community of Cutler Cay, this spacious 5-bedroom, 4.5-bath home offers a functional layout with high ceilings and bright, open living areas. The well-designed floor plan provides generous bedrooms and comfortable spaces for everyday living and entertaining.The fenced backyard offers privacy, plenty of room to relax, and space to add a pool. With its great layout and ample square footage, this home is ideal for both homeowners and investors. Currently tenant-occupied with a lease in place through October 19. A great opportunity to own in Cutler Cay with space, privacy, and long-term value. Resort style amenities, gym, sauna, yoga, tennis/pickleball courts, basketball court, heated pool, playground...HOA includes internet, cable, ADT alarm, front lawn maintenance, 24-hour security.

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
2007
Property Condition
Resale
Number of Stories
2
Levels
Two
Garage Spaces
2
Parking
Driveway
Direction Faces
Northeast
Lot Size (Acres)
0.19
Living Sq Ft
3,168
Total Sq Ft
4,010
Sewer
Public Sewer
Water Source
Public
Zoning
0100

Interior Features

Appliances
Dryer / Dishwasher / Disposal / Microwave / Refrigerator / Washer
Cooling
Central Air / Electric
Heating
Central / Electric
Flooring
Other / Tile
Interior Features
Bidet / Bedroom On Main Level / Breakfast Area / Bathtub / Closet Cabinetry / Dining Area / Separate Formal Dining Room / Dual Sinks / High Ceilings / Kitchen Island / Main Level Primary / Soaking Tub / Separate Shower
Total Rooms
1
Furnished
Unfurnished

Exterior Features

Construction
Block
Roof
Barrel
Exterior Features
Outdoor Living Area / Room For Pool
Pool Features
Association
Patio & Porch
Patio
View
Garden / Other

Community & HOA

HOA Fee
$508 / Monthly
HOA Includes
Common Areas / Cable Tv / Internet / Recreation Facilities / Security
Association Amenities
Clubhouse / Fitness Center / Gated / Management / Maintenance / Other / Pool / Sauna / Spa Hot Tub / Security / Sidewalks / Tennis Courts
Community Features
Home Owners Association / Property Manager On Site / Street Lights
Security
Smoke Detectors / Security Guard
Pets Allowed
Dogs Ok / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Ok To Lease
MLS Area
2600

This home's HOA fee works out to $508 a month, in line with the $508 median across 18 homes for sale in Cutler Cay. See Cutler Cay HOA fees

Schools

Elementary School
Dr. Edward L. Whigham
Middle School
Cutler Bay Middle
High School
Miami Southridge

Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
18
Under Contract
4
Median List Price
$1,142,000
Median $/Sq Ft
$269
Avg Days on Market
73
View all 18 homes for sale in Cutler Cay →
How do I schedule a tour of 7436 SW 188th Lane, Cutler Bay, FL 33157?
Use the Tour button on this listing to request a showing of 7436 SW 188th Lane, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 7436 SW 188th Lane, Cutler Bay, FL 33157 still available?
7436 SW 188th Lane, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 127 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7436 SW 188th Lane, Cutler Bay, FL 33157?
With 20% down ($168,000) on the $840,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7436 SW 188th Lane, Cutler Bay, FL 33157 is about $4,415/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7436 SW 188th Lane, Cutler Bay, FL 33157?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7436 SW 188th Lane, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7436 SW 188th Lane, Cutler Bay, FL 33157 have an HOA fee?
Yes: 7436 SW 188th Lane, Cutler Bay, FL 33157 carries an HOA fee of about $508 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7436 SW 188th Lane, Cutler Bay, FL 33157?
7436 SW 188th Lane, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7436 SW 188th Lane, Cutler Bay, FL 33157?
Often, yes. The right offer on 7436 SW 188th Lane, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

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Listed by Serap Cardak, Coldwell Banker Realty

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