$1,950,000
7770 SW 188TH Terrace
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $1,950,000
- Price per sq ft
- $494
- Vs. nearby sales
- 112% above
- Days on market
- 8
This 5-bedroom single-family home in Cutler Cay is listed at $1,950,000, or $494 per square foot. It has been on the market for 8 days. The 6 most recent single-family home sales in the closings shown below sold at a median of $233 per square foot, so the asking price is 112% above what comparable homes here actually sold for.
Estimated monthly payment
$10,248 /mo
Principal and interest only, based on $390,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $509/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $1,950,000
- Days on Site
- 8 Days
- Bedrooms
- 5
- Total Baths
- 4
- Full Baths
- 4
- Partial Baths
- 0
- Living Area
- 3,945 sqft
- Total Sq Ft
- 5,039 sqft
- Lot Size
- 0.28 Acres
- Year Built
- 2005
- Property Type
- Single Family
- MLS #
- B26092957
- Property Tax
- $10,752 (2026)
- HOA Fees
- $509 / Monthly
- Subdivision
- CUTLER CAY
- Development
- Cutler Cay
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Standard
About This Property
Welcome to your newly renovated lakefront home in gated Cutler Cay. This exquisite 5 bedroom, 4 full baths with newly renovated en-suite bath, glass-enclosed marble rain showers, floating vanities, smart toilets, wood floors in all bedrooms, whole-home smart lighting, Sonos sound, custom built-ins and closets, induction kitchen, new air conditioning, epoxy garage with Tesla charger, plus a heated pool, spa and tiki hut facing spectacular lake sunsets. 1 bedroom and 1 full cabana bath located at entry level. balcony off primary and additional bedroom. Designer ready! Dual staircase. Full size laundry room. Complete Hurricane Impact windows & doors. Gated Cutler Cay w/ clubhouse, fitness, tennis, sauna+. Detailed property portfolio available upon request. Agents see attached.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2005
- Property Condition
- Resale / Updated Remodeled
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Garage Door Opener / Paver Block / On Street / See Remarks
- Direction Faces
- North
- Lot Size (Acres)
- 0.28
- Living Sq Ft
- 3,945
- Total Sq Ft
- 5,039
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Disposal / Ice Maker / Microwave / Refrigerator / Wine Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central / Electric
- Flooring
- Marble / Tile / Wood
- Fireplace
- Yes
- Spa
- Yes
- Spa Features
- Heated / In Ground
- Interior Features
- Breakfast Bar / Bidet / Built In Features / Breakfast Area / Bathtub / Closet Cabinetry / Cathedral Ceilings / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Eat In Kitchen / High Ceilings / Kitchen Island / Kitchen Dining Combo / Pantry / Sitting Area In Primary / Split Bedrooms / Soaking Tub / Separate Shower / Upper Level Primary
- Laundry
- Inside / Lower Level / Laundry Room
- Windows
- Storm Windows
- Main Level Bedrooms
- 1
- Main Level Baths
- 1
- Total Rooms
- 2
- Furnished
- Unfurnished
Exterior Features
- Construction
- CBS Concrete Block Structure / Block / Stucco
- Roof
- Barrel / Tile
- Exterior Features
- Balcony / Lighting / Outdoor Living Area
- Architectural Style
- Contemporary
- Private Pool
- Yes
- Pool Features
- Energy Star Qualified Pool Pump / Fenced / Heated / In Ground / Pool Equipment / Private / Pool Spa Combo / Waterfall / Outside Bath Access
- Patio & Porch
- Covered / Deck / Patio / Balcony
- Lot Features
- Corner Lot / Cul De Sac / Oversized Lot / Quarter To Half Acre Lot / Sprinkler System
- Waterfront Features
- Lake Front / None
- Frontage
- Waterfront
- Frontage Length
- 51.00 ft
- View
- Clubhouse / Lake / Pond / Pool / Water
Community & HOA
- HOA Fee
- $509 / Monthly
- HOA Name
- Cutler Cay
- HOA Includes
- Common Areas / Cable Tv / Internet / Recreation Facilities / Security
- Association Amenities
- Basketball Court / Clubhouse / Gated / Maintenance / Playground / Security / Sidewalks
- Community Features
- Home Owners Association / Gated / Street Lights
- Security
- Security System / Gated With Guard / Gated Community / Smoke Detectors / Security Guard
- Utilities
- Cable Available / Sewer Connected / Underground Utilities
- Pets Allowed
- No
- Financing Terms
- Cash / Conventional / Exchange1031
- Restrictions
- No Boats / No Rv / No Smoking / No Trailer Parking / Okay To Lease1st Year / Ok To Lease
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 23
- Under Contract
- 4
- Median List Price
- $1,155,000
- Median $/Sq Ft
- $276
- Avg Days on Market
- 95
Frequently Asked Questions
- How do I schedule a tour of 7770 SW 188TH Terrace, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 7770 SW 188TH Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7770 SW 188TH Terrace, Cutler Bay, FL 33157 still available?
- 7770 SW 188TH Terrace, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 8 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7770 SW 188TH Terrace, Cutler Bay, FL 33157?
- With 20% down ($390,000) on the $1,950,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7770 SW 188TH Terrace, Cutler Bay, FL 33157 is about $10,248/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7770 SW 188TH Terrace, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7770 SW 188TH Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7770 SW 188TH Terrace, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 7770 SW 188TH Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $509 monthly (Cutler Cay). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7770 SW 188TH Terrace, Cutler Bay, FL 33157?
- 7770 SW 188TH Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7770 SW 188TH Terrace, Cutler Bay, FL 33157?
- Often, yes. The right offer on 7770 SW 188TH Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of The Cove Guspav Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$1,950,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Sharon S Allen, The Cove Guspav Realty
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in Cutler Cay
These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $233 per square foot. The most recent closed on October 8, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,060,000
Sold · October 8, 2026
7823 SW 195th Terrace
5 bed · 4 bath · 4,717 sqft · $225/sqft
$29,000 under the asking price
Sold$1,101,000
Sold · October 1, 2026
7965 SW 195th Street
5 bed · 4 bath · 4,717 sqft · $233/sqft
$49,000 under the asking price
Sold$830,000
Sold · September 15, 2026
7753 SW 193rd Street
5 bed · 4 bath · 3,945 sqft · $210/sqft
$58,777 under the asking price
Sold$850,000
Sold · July 20, 2026
19528 SW 79th Place
5 bed · 3.5 bath · 3,061 sqft · $278/sqft
$40,000 under the asking price
Sold$1,100,000
Sold · July 17, 2026
7613 SW 188th Terrace
5 bed · 4 bath · 4,717 sqft · $233/sqft
$100,000 under the asking price
Sold$1,085,000
Sold · June 1, 2026
7996 SW 195th Street
5 bed · 4.5 bath · 3,982 sqft · $272/sqft
$65,000 under the asking price
See every recorded sale in Cutler Cay or find out what your Cutler Cay home is worth.
