$1,339,000
Sold · May 20, 2026
7786 SW 188th Terrace
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $1,339,000
- Vs. list price
- 3% over
- Days on market
- 58
- Price per sq ft
- $339
This 5-bedroom single-family home in Cutler Cay sold for $1,339,000 on May 20, 2026. That was 3% above its final list price of $1,300,000. It spent 58 days on the market. At $339 per square foot, it closed 37.2% above the $247 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $1,339,000
- Sold On
- May 20, 2026
- Days on Site
- 58 Days
- Bedrooms
- 5
- Total Baths
- 4
- Full Baths
- 4
- Living Area
- 3,945 sqft
- Total Sq Ft
- 5,039 sqft
- Lot Size
- 0.29 Acres
- Year Built
- 2005
- Property Type
- Single Family
- MLS #
- A11941149
- Property Tax
- $11,539 (2025)
- HOA Fees
- $499 / Monthly
- Subdivision
- CUTLER CAY
- Development
- Cutler Cay
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Life is better by the water, especially when every evening ends with breathtaking lakefront sunsets. This one of a kind 5 bedroom, 4 bath residence is tucked away on a quiet cul-de-sac in the gated community of Cutler Cay, offering the perfect blend of privacy, comfort, and timeless style. Step inside to soaring ceilings, dual staircases, and sun filled living spaces designed for both everyday living and effortless entertaining. The updated kitchen features quartz countertops, modern appliances, and a cozy breakfast nook overlooking 150 feet of waterfront. A first floor bedroom adds flexibility for guests, multigenerational living, or a home office. Upstairs, the primary suite is a true retreat, complete with dual walk in closets, dual vanities, a soaking tub, walk in shower and a private balcony: the perfect place to unwind while enjoying serene lake views. A 15’ x 30’ pool design and quote with financing options are available upon request, allowing you to create your own backyard oasis.. Residents enjoy resort style amenities, including cable, internet and alarm service, plus a spectacular clubhouse with pool, spa, fitness center, tennis, pickleball, basketball courts and playground. All just minutes from the marina, parks, top schools, shopping and major expressways. Homes like this rarely come available, schedule your private showing and experience it for yourself. This is the one you’ve been waiting for!
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 2005
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Garage Door Opener
- Direction Faces
- Southwest
- Lot Size (Acres)
- 0.29
- Living Sq Ft
- 3,945
- Total Sq Ft
- 5,039
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Tile
- Interior Features
- Breakfast Bar / Bedroom On Main Level / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Main Level Primary / Sitting Area In Primary / Storage / Soaking Tub / Separate Shower / Upper Level Primary
Exterior Features
- Construction
- Block
- Roof
- Spanish Tile
- Exterior Features
- Room For Pool
- Architectural Style
- Mediterranean
- Private Pool
- Yes
- Pool Features
- In Ground / Association
- Lot Features
- Cul De Sac
- Waterfront Features
- Lake Front / None
- Frontage
- Waterfront
- Frontage Length
- 150.00 ft
- View
- Lake / Water
Community & HOA
- HOA Fee
- $499 / Monthly
- Association Amenities
- Clubhouse / Fitness Center / Gated / Maintenance / Pool / Sauna / Spa Hot Tub / Security / Tennis Courts
- Community Features
- Home Owners Association / Street Lights
- Security
- Smoke Detectors / Security Guard
- Utilities
- Cable Available
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / Va Loan
- Restrictions
- Limited Number Vehicles
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 18
- Under Contract
- 5
- Median List Price
- $1,142,000
- Median $/Sq Ft
- $269
- Avg Days on Market
- 70
Frequently Asked Questions
- How do I schedule a tour of 7786 SW 188th Terrace, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 7786 SW 188th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7786 SW 188th Terrace, Cutler Bay, FL 33157 still available?
- 7786 SW 188th Terrace, Cutler Bay, FL 33157 is currently listed as Sold, and has been on the market 58 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7786 SW 188th Terrace, Cutler Bay, FL 33157?
- With 20% down ($260,000) on the $1,300,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7786 SW 188th Terrace, Cutler Bay, FL 33157 is about $6,832/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7786 SW 188th Terrace, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7786 SW 188th Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7786 SW 188th Terrace, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 7786 SW 188th Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $499 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7786 SW 188th Terrace, Cutler Bay, FL 33157?
- 7786 SW 188th Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7786 SW 188th Terrace, Cutler Bay, FL 33157?
- Often, yes. The right offer on 7786 SW 188th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Coldwell Banker Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$1,339,000
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Listed by Monika M Tefel, Coldwell Banker Realty
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Recent Sales
Recently sold homes in Cutler Cay
These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $260 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,101,000
Sold · October 1, 2026
7965 SW 195th Street
5 bed · 4 bath · 4,717 sqft · $233/sqft
$49,000 under the asking price
Sold$830,000
Sold · September 15, 2026
7753 SW 193rd Street
5 bed · 4 bath · 3,945 sqft · $210/sqft
$58,777 under the asking price
Sold$850,000
Sold · July 20, 2026
19528 SW 79th Place
5 bed · 3.5 bath · 3,061 sqft · $278/sqft
$40,000 under the asking price
Sold$1,100,000
Sold · July 17, 2026
7613 SW 188th Terrace
5 bed · 4 bath · 4,717 sqft · $233/sqft
$100,000 under the asking price
Sold$1,085,000
Sold · June 1, 2026
7996 SW 195th Street
5 bed · 4.5 bath · 3,982 sqft · $272/sqft
$65,000 under the asking price
Sold$900,000
Sold · May 14, 2026
7796 SW 193rd Lane
5 bed · 5.5 bath · 3,459 sqft · $260/sqft
$200,000 under the asking price
See every recorded sale in Cutler Cay or find out what your Cutler Cay home is worth.
