How do I schedule a tour of 7786 SW 188th Terrace, Cutler Bay, FL 33157?

Use the Tour button on this listing to request a showing of 7786 SW 188th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 7786 SW 188th Terrace, Cutler Bay, FL 33157 still available?

7786 SW 188th Terrace, Cutler Bay, FL 33157 is currently listed as Sold, and has been on the market 58 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 7786 SW 188th Terrace, Cutler Bay, FL 33157?

With 20% down ($260,000) on the $1,300,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7786 SW 188th Terrace, Cutler Bay, FL 33157 is about $6,832/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 7786 SW 188th Terrace, Cutler Bay, FL 33157?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7786 SW 188th Terrace, Cutler Bay, FL 33157. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 7786 SW 188th Terrace, Cutler Bay, FL 33157 have an HOA fee?

Yes: 7786 SW 188th Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $499 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 7786 SW 188th Terrace, Cutler Bay, FL 33157?

7786 SW 188th Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 7786 SW 188th Terrace, Cutler Bay, FL 33157?

Often, yes. The right offer on 7786 SW 188th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

58 Days on Market

All Listings

$1,300,000

7786 SW 188th Terrace

Cutler Bay, FL 33157

CUTLER CAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

3,945

Living Sq Ft

2005

Year Built

Estimated monthly payment

$6,832 /mo

Principal and interest only, based on $260,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $499/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $1,300,000
Days on Site: 58 Days
Bedrooms: 5
Total Baths: 4
Full Baths: 4
Living Area: 3,945 sqft
Total Sq Ft: 5,039 sqft
Lot Size: 0.29 Acres
Year Built: 2005
Property Type: Single Family
MLS #: A11941149
Property Tax: $11,539 (2025)
HOA Fees: $499 / Monthly
Subdivision: CUTLER CAY
Development: Cutler Cay
County: Miami Dade
Status: Sold
Special Conditions: Listed As Is

About This Property

Life is better by the water, especially when every evening ends with breathtaking lakefront sunsets. This one of a kind 5 bedroom, 4 bath residence is tucked away on a quiet cul-de-sac in the gated community of Cutler Cay, offering the perfect blend of privacy, comfort, and timeless style. Step inside to soaring ceilings, dual staircases, and sun filled living spaces designed for both everyday living and effortless entertaining. The updated kitchen features quartz countertops, modern appliances, and a cozy breakfast nook overlooking 150 feet of waterfront. A first floor bedroom adds flexibility for guests, multigenerational living, or a home office. Upstairs, the primary suite is a true retreat, complete with dual walk in closets, dual vanities, a soaking tub, walk in shower and a private balcony: the perfect place to unwind while enjoying serene lake views. A 15’ x 30’ pool design and quote with financing options are available upon request, allowing you to create your own backyard oasis.. Residents enjoy resort style amenities, including cable, internet and alarm service, plus a spectacular clubhouse with pool, spa, fitness center, tennis, pickleball, basketball courts and playground. All just minutes from the marina, parks, top schools, shopping and major expressways. Homes like this rarely come available, schedule your private showing and experience it for yourself. This is the one you’ve been waiting for!

Virtual Tour

General Features

Property Type: Single Family
Status: Sold
Year Built: 2005
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage / Garage Door Opener
Direction Faces: Southwest
Lot Size (Acres): 0.29
Living Sq Ft: 3,945
Total Sq Ft: 5,039
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Tile
Interior Features: Breakfast Bar / Bedroom On Main Level / Breakfast Area / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Main Level Primary / Sitting Area In Primary / Storage / Soaking Tub / Separate Shower / Upper Level Primary

Exterior Features

Construction: Block
Roof: Spanish Tile
Exterior Features: Room For Pool
Architectural Style: Mediterranean
Private Pool: Yes
Pool Features: In Ground / Association
Lot Features: Cul De Sac
Waterfront Features: Lake Front / None
Frontage: Waterfront
Frontage Length: 150.00 ft
View: Lake / Water

Community & HOA

HOA Fee: $499 / Monthly
Association Amenities: Clubhouse / Fitness Center / Gated / Maintenance / Pool / Sauna / Spa Hot Tub / Security / Tennis Courts
Community Features: Home Owners Association / Street Lights
Security: Smoke Detectors / Security Guard
Utilities: Cable Available
Pets Allowed: Pet Restrictions / Yes
Financing Terms: Cash / Conventional / Va Loan
Restrictions: Limited Number Vehicles
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Cutler Cay

View Community Details →

Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity Realty lists homes in Cutler Cay for 1% commission and represents buyers at no cost.

Homes for Sale: 26
Median List Price: $1,094,500
Median $/Sq Ft: $280
Avg Days on Market: 117

View all 26 homes for sale in Cutler Cay →

Frequently Asked Questions

How do I schedule a tour of 7786 SW 188th Terrace, Cutler Bay, FL 33157?: Use the Tour button on this listing to request a showing of 7786 SW 188th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 7786 SW 188th Terrace, Cutler Bay, FL 33157 still available?: 7786 SW 188th Terrace, Cutler Bay, FL 33157 is currently listed as Sold, and has been on the market 58 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7786 SW 188th Terrace, Cutler Bay, FL 33157?: With 20% down ($260,000) on the $1,300,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7786 SW 188th Terrace, Cutler Bay, FL 33157 is about $6,832/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7786 SW 188th Terrace, Cutler Bay, FL 33157?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7786 SW 188th Terrace, Cutler Bay, FL 33157. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7786 SW 188th Terrace, Cutler Bay, FL 33157 have an HOA fee?: Yes: 7786 SW 188th Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $499 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7786 SW 188th Terrace, Cutler Bay, FL 33157?: 7786 SW 188th Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7786 SW 188th Terrace, Cutler Bay, FL 33157?: Often, yes. The right offer on 7786 SW 188th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$1,300,000