How do I schedule a tour of 7914 SW 199th Terrace, Cutler Bay, FL 33189?

Use the Tour button on this listing to request a showing of 7914 SW 199th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 7914 SW 199th Terrace, Cutler Bay, FL 33189 still available?

7914 SW 199th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 54 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 7914 SW 199th Terrace, Cutler Bay, FL 33189?

With 20% down ($220,000) on the $1,100,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7914 SW 199th Terrace, Cutler Bay, FL 33189 is about $5,781/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 7914 SW 199th Terrace, Cutler Bay, FL 33189?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7914 SW 199th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 7914 SW 199th Terrace, Cutler Bay, FL 33189 have an HOA fee?

Yes: 7914 SW 199th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $180 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 7914 SW 199th Terrace, Cutler Bay, FL 33189?

7914 SW 199th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 7914 SW 199th Terrace, Cutler Bay, FL 33189?

Often, yes. The right offer on 7914 SW 199th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

54 Days on Market

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$1,100,000

7914 SW 199th Terrace

Cutler Bay, FL 33189

SAGA BAY SEC 1 PT 9

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Price Check

How this price compares

List price: $1,100,000
Price per sq ft: $343
Original price: Unchanged
Days on market: 54

This 4-bedroom single-family home in Saga Bay Sec 1 Pt 9 is listed at $1,100,000, or $343 per square foot. It has been on the market for 54 days.

Bedrooms

Bathrooms

3,206

Living Sq Ft

1979

Year Built

Estimated monthly payment

$5,781 /mo

Principal and interest only, based on $220,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $1,100,000
Days on Site: 54 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 3,206 sqft
Total Sq Ft: 4,339 sqft
Lot Size: 0.22 Acres
Year Built: 1979
Property Type: Single Family
MLS #: A12065395
Property Tax: $14,509 (2025)
HOA Fees: $180 / Quarterly
Subdivision: SAGA BAY SEC 1 PT 9
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Completely transformed and better than new, this stunning 4-bedroom, 3-bath lakefront residence offers over 3,000 square feet of luxurious living in one of the area's most desirable single-family communities. Every inch of this home has been thoughtfully renovated with high-end finishes and premium craftsmanship, creating a truly move-in-ready masterpiece. Enjoy breathtaking lake views from the expansive living areas, where large windows fill the home with natural light and seamlessly connect the indoors with the beautiful waterfront setting. The open-concept floor plan is ideal for both everyday living and entertaining, while the spacious backyard provides the perfect space to relax and enjoy the tranquil surroundings. Recent upgrades include a complete luxury renovation throughout the home, brand-new impact windows and doors, elegant new garage doors, designer finishes, and top-quality materials in every room. This is a rare opportunity to own a fully remodeled waterfront home where no detail has been overlooked. Experience luxury, comfort, and exceptional value all in one extraordinary property.

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General Features

Property Type: Single Family
Status: Active
Year Built: 1979
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage / Garage Door Opener
Direction Faces: North
Lot Size (Acres): 0.22
Living Sq Ft: 3,206
Total Sq Ft: 4,339
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Ice Maker / Microwave / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: None
Flooring: Concrete / Ceramic Tile
Interior Features: Bedroom On Main Level / Closet Cabinetry / Kitchen Island / Main Level Primary / Other / Storage / Upper Level Primary / Walk In Closets
Windows: Bay Windows / Other
Total Rooms: 6

Exterior Features

Construction: Block
Roof: Shingle
Exterior Features: Balcony / Outdoor Living Area / Room For Pool
Patio & Porch: Open / Patio / Balcony
Waterfront: Yes
Waterfront Features: Lake Front / Lake Privileges / Other
Frontage: Waterfront
Frontage Length: 75.00 ft
View: Lake

Community & HOA

HOA Fee: $180 / Quarterly
Association Amenities: Other
Community Features: Home Owners Association
Pets Allowed: Yes
Financing Terms: Cash / Conventional
MLS Area: 2600

This home's HOA fee works out to $60 a month, 11% above the $54 median across 5 homes for sale in Saga Bay Sec 1 Pt 9. See Saga Bay Sec 1 Pt 9 HOA fees

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Saga Bay

View Community Details →

Saga Bay Sec 1 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $550,000 to $655,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Saga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 8
Median List Price: $799,000
Median $/Sq Ft: $344
Avg Days on Market: 114

View all 8 homes for sale in Saga Bay →

Frequently Asked Questions

How do I schedule a tour of 7914 SW 199th Terrace, Cutler Bay, FL 33189?: Use the Tour button on this listing to request a showing of 7914 SW 199th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 7914 SW 199th Terrace, Cutler Bay, FL 33189 still available?: 7914 SW 199th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 54 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7914 SW 199th Terrace, Cutler Bay, FL 33189?: With 20% down ($220,000) on the $1,100,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7914 SW 199th Terrace, Cutler Bay, FL 33189 is about $5,781/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7914 SW 199th Terrace, Cutler Bay, FL 33189?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7914 SW 199th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7914 SW 199th Terrace, Cutler Bay, FL 33189 have an HOA fee?: Yes: 7914 SW 199th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $180 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7914 SW 199th Terrace, Cutler Bay, FL 33189?: 7914 SW 199th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7914 SW 199th Terrace, Cutler Bay, FL 33189?: Often, yes. The right offer on 7914 SW 199th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Chez Realty, LLC.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 7, 2026.

$1,100,000

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Listed by Ruben Grana, Chez Realty, LLC.

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Recently sold homes in Saga Bay Sec 1 Pt 9

These are the last 6 recorded closings in Saga Bay Sec 1 Pt 9, with the price each home actually sold for rather than what it was listed at. They closed at a median of $379 per square foot. The most recent closed on August 24, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.