How do I schedule a tour of 8005 SW 198th Terrace, Cutler Bay, FL 33189?

Use the Tour button on this listing to request a showing of 8005 SW 198th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 8005 SW 198th Terrace, Cutler Bay, FL 33189 still available?

8005 SW 198th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 20 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 8005 SW 198th Terrace, Cutler Bay, FL 33189?

With 20% down ($143,000) on the $715,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8005 SW 198th Terrace, Cutler Bay, FL 33189 is about $3,758/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 8005 SW 198th Terrace, Cutler Bay, FL 33189?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8005 SW 198th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 8005 SW 198th Terrace, Cutler Bay, FL 33189 have an HOA fee?

Yes: 8005 SW 198th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $180 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 8005 SW 198th Terrace, Cutler Bay, FL 33189?

8005 SW 198th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 8005 SW 198th Terrace, Cutler Bay, FL 33189?

Often, yes. The right offer on 8005 SW 198th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

20 Days on Market

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$715,000

8005 SW 198th Terrace

Cutler Bay, FL 33189

SAGA BAY SEC 1 PT 6

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Price Check

How this price compares

List price: $715,000
Price per sq ft: $392
Original price: $750,000
Days on market: 20

This 3-bedroom single-family home in Saga Bay Sec 1 Pt 6 is listed at $715,000, or $392 per square foot. The asking price has come down 4.7% from its original $750,000. It has been on the market for 20 days.

Bedrooms

Bathrooms

1,825

Living Sq Ft

1977

Year Built

Estimated monthly payment

$3,758 /mo

Principal and interest only, based on $143,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $715,000
Days on Site: 20 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,825 sqft
Total Sq Ft: 2,381 sqft
Lot Size: 0.2 Acres
Year Built: 1977
Property Type: Single Family
MLS #: A12087565
Property Tax: $4,680 (2025)
HOA Fees: $180 / Quarterly
Subdivision: SAGA BAY SEC 1 PT 6
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay’s most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security—all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 1977
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage / Garage Door Opener / Parking Pad
Direction Faces: South
Lot Size (Acres): 0.2
Living Sq Ft: 1,825
Total Sq Ft: 2,381
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central / Electric
Flooring: Laminate / Tile / Vinyl
Interior Features: Breakfast Bar / Bedroom On Main Level / Dining Area / Separate Formal Dining Room / Dual Sinks / Living Dining Room / Main Level Primary / Separate Shower / Vaulted Ceilings
Laundry: In Garage
Windows: Blinds
Total Rooms: 2

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Shingle
Exterior Features: Lighting / Outdoor Living Area / Room For Pool
Patio & Porch: Patio

Community & HOA

HOA Fee: $180 / Quarterly
Association Amenities: Maintenance / Other
Community Features: Home Owners Association
Security: Smoke Detectors
55+ Community: Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Ok To Lease
MLS Area: 2600

This home's HOA fee works out to $60 a month, 11% above the $54 median across 5 homes for sale in Saga Bay Sec 1 Pt 6. See Saga Bay Sec 1 Pt 6 HOA fees

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Saga Bay

View Community Details →

Saga Bay Sec 1 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $550,000 to $655,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Saga Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 8
Median List Price: $799,000
Median $/Sq Ft: $344
Avg Days on Market: 114

View all 8 homes for sale in Saga Bay →

Frequently Asked Questions

How do I schedule a tour of 8005 SW 198th Terrace, Cutler Bay, FL 33189?: Use the Tour button on this listing to request a showing of 8005 SW 198th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 8005 SW 198th Terrace, Cutler Bay, FL 33189 still available?: 8005 SW 198th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 20 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8005 SW 198th Terrace, Cutler Bay, FL 33189?: With 20% down ($143,000) on the $715,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8005 SW 198th Terrace, Cutler Bay, FL 33189 is about $3,758/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8005 SW 198th Terrace, Cutler Bay, FL 33189?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8005 SW 198th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 8005 SW 198th Terrace, Cutler Bay, FL 33189 have an HOA fee?: Yes: 8005 SW 198th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $180 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 8005 SW 198th Terrace, Cutler Bay, FL 33189?: 8005 SW 198th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 8005 SW 198th Terrace, Cutler Bay, FL 33189?: Often, yes. The right offer on 8005 SW 198th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of South Florida Global R.E. LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 16, 2026.

$715,000

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Listed by Angelo Dilan, South Florida Global R.E. LLC

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Recently sold homes in Saga Bay Sec 1 Pt 6

These are the last 6 recorded closings in Saga Bay Sec 1 Pt 6, with the price each home actually sold for rather than what it was listed at. They closed at a median of $379 per square foot. The most recent closed on August 24, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.