How do I schedule a tour of 7926 SW 195th Terrace, Cutler Bay, FL 33157?

Use the Tour button on this listing to request a showing of 7926 SW 195th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 7926 SW 195th Terrace, Cutler Bay, FL 33157 still available?

7926 SW 195th Terrace, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 66 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 7926 SW 195th Terrace, Cutler Bay, FL 33157?

With 20% down ($200,000) on the $999,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7926 SW 195th Terrace, Cutler Bay, FL 33157 is about $5,255/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 7926 SW 195th Terrace, Cutler Bay, FL 33157?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7926 SW 195th Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 7926 SW 195th Terrace, Cutler Bay, FL 33157 have an HOA fee?

Yes: 7926 SW 195th Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $508 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 7926 SW 195th Terrace, Cutler Bay, FL 33157?

7926 SW 195th Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 7926 SW 195th Terrace, Cutler Bay, FL 33157?

Often, yes. The right offer on 7926 SW 195th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

66 Days on Market

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$999,999

7926 SW 195th Terrace

Cutler Bay, FL 33157

CUTLER CAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Price Check

How this price compares

List price: $999,999
Price per sq ft: $253
Original price: Unchanged
Days on market: 66

This 5-bedroom single-family home in Cutler Cay is listed at $999,999, or $253 per square foot. It has been on the market for 66 days.

Bedrooms

Bathrooms

3,945

Living Sq Ft

2006

Year Built

Estimated monthly payment

$5,255 /mo

Principal and interest only, based on $200,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $508/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $999,999
Days on Site: 66 Days
Bedrooms: 5
Total Baths: 4
Full Baths: 4
Partial Baths: 0
Living Area: 3,945 sqft
Total Sq Ft: 5,039 sqft
Lot Size: 0.25 Acres
Year Built: 2006
Property Type: Single Family
MLS #: A12061919
Property Tax: $19,371 (2025)
HOA Fees: $508 / Monthly
Subdivision: CUTLER CAY
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Spacious 5BR/4BA, two story home in the prestigious gated community of Cutler Cay. This exceptional floor plan features soaring ceilings, formal living and dining rooms, and a first-floor guest bedroom with full bath, ideal for guests, an office, or playroom. The kitchen offers an island, snack bar, breakfast nook, and opens to the family room. Upstairs, the primary suite boasts a private balcony, sitting area, walk-in closets, and luxurious bath with dual water closets, soaking tub, and separate shower. Oversized fenced yard features a paver patio, beach-entry pool, spa, and two covered terraces. Additional highlights include a 2-car garage, indoor laundry room, accordion shutters, and resort-style community amenities with 24-hour guard gate, pool, playground, tennis & basketball courts, and walking paths.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 2006
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage / Paver Block
Direction Faces: North
Lot Size (Acres): 0.25
Living Sq Ft: 3,945
Total Sq Ft: 5,039
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Carpet / Tile / Vinyl
Spa: Yes
Spa Features: In Ground
Interior Features: Breakfast Bar / Bidet / Built In Features / Breakfast Area / Bathtub / Closet Cabinetry / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / High Ceilings / Main Level Primary / Multiple En Suite Bathrooms / Pantry / Split Bedrooms / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
Laundry: Laundry Tub
Windows: Blinds
Furnished: Unfurnished

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Barrel
Exterior Features: Balcony / Outdoor Living Area
Private Pool: Yes
Pool Features: In Ground / Association
Patio & Porch: Open / Patio / Balcony
Lot Features: Quarter To Half Acre Lot
View: Pool

Community & HOA

HOA Fee: $508 / Monthly
HOA Includes: Common Areas / Cable Tv / Internet / Recreation Facilities / Security
Association Amenities: Clubhouse / Fitness Center / Gated / Pool / Tennis Courts
Community Features: Home Owners Association / Street Lights
Utilities: Cable Available
Pets Allowed: Yes
Financing Terms: Cash / Conventional
MLS Area: 2600

This home's HOA fee works out to $508 a month, in line with the $508 median across 26 homes for sale in Cutler Cay. See Cutler Cay HOA fees

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Cutler Cay

View Community Details →

Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 26
Under Contract: 5
Median List Price: $1,149,500
Median $/Sq Ft: $279
Avg Days on Market: 101

View all 26 homes for sale in Cutler Cay →

Frequently Asked Questions

How do I schedule a tour of 7926 SW 195th Terrace, Cutler Bay, FL 33157?: Use the Tour button on this listing to request a showing of 7926 SW 195th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 7926 SW 195th Terrace, Cutler Bay, FL 33157 still available?: 7926 SW 195th Terrace, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 66 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 7926 SW 195th Terrace, Cutler Bay, FL 33157?: With 20% down ($200,000) on the $999,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7926 SW 195th Terrace, Cutler Bay, FL 33157 is about $5,255/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 7926 SW 195th Terrace, Cutler Bay, FL 33157?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7926 SW 195th Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 7926 SW 195th Terrace, Cutler Bay, FL 33157 have an HOA fee?: Yes: 7926 SW 195th Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $508 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 7926 SW 195th Terrace, Cutler Bay, FL 33157?: 7926 SW 195th Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 7926 SW 195th Terrace, Cutler Bay, FL 33157?: Often, yes. The right offer on 7926 SW 195th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of BHHS EWM Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 1, 2026.

$999,999

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Listed by Drew Kern, BHHS EWM Realty

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Recently sold homes in Cutler Cay

These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $272 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.