$397,000
8423 SW 209th Street
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- Asking price
- $397,000
- Price per sq ft
- $323
- Vs. nearby sales
- 31.3% above
- Days on market
- 53
This 3-bedroom townhouse in Saga Bay Townhomes went under contract with an asking price of $397,000, or $323 per square foot. It spent 53 days on the market before going under contract. The 5 most recent townhouse sales in the closings shown below sold at a median of $246 per square foot, so the asking price was 31.3% above what comparable homes here actually sold for.
Estimated monthly payment
$2,086 /mo
Principal and interest only, based on $79,400 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $67/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $397,000
- Days on Site
- 53 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,229 sqft
- Total Sq Ft
- 1,229 sqft
- Year Built
- 1995
- Property Type
- Townhouse
- MLS #
- A12020587
- Property Tax
- $5,661 (2025)
- HOA Fees
- $67 / Monthly
- Subdivision
- SAGA BAY TOWNHOMES
- County
- Miami Dade
- Status
- Under Contract
- Special Conditions
- Listed As Is
About This Property
3/2 Corner Townhome in Desirable Saga Bay! This spacious residence in the sought-after Saga Bay Townhomes community offers a perfect blend of comfort and value. The home features impact windows and a brand-new roof. With a low monthly HOA fee, residents enjoy a well-maintained, tranquil neighborhood that provides a truly serene and comfortable living experience. Exceptional opportunity! Seller is offering incentives that may help reduce your upfront costs or monthly payment—making this home even more attainable.
MLS media linkGeneral Features
- Property Type
- Townhouse
- Status
- Under Contract
- Year Built
- 1995
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Living Sq Ft
- 1,229
- Total Sq Ft
- 1,229
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dishwasher / Electric Range / Electric Water Heater
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Tile
- Interior Features
- Other / Walk In Closets
- Laundry
- Washer Hookup / Dryer Hookup
Exterior Features
- Construction
- Block
- Exterior Features
- Outdoor Living Area / Other
- Patio & Porch
- Patio
Community & HOA
- HOA Fee
- $67 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- None
- Community Features
- Home Owners Association
- Security
- None
- Pets Allowed
- No Pet Restrictions / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 2600
This home's HOA fee works out to $67 a month, in line with the $70 median across 5 homes for sale in Saga Bay Townhomes. See Saga Bay Townhomes HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Townhomes is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $397,000 to $429,000. Homes were built between 1991 and 1995. Pure Equity lists homes in Saga Bay Townhomes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 5
- Under Contract
- 4
- Median List Price
- $410,000
- Median $/Sq Ft
- $308
- Avg Days on Market
- 75
Frequently Asked Questions
- How do I schedule a tour of 8423 SW 209th Street, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 8423 SW 209th Street, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8423 SW 209th Street, Cutler Bay, FL 33189 still available?
- 8423 SW 209th Street, Cutler Bay, FL 33189 is currently listed as Under Contract, and has been on the market 53 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8423 SW 209th Street, Cutler Bay, FL 33189?
- With 20% down ($79,400) on the $397,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8423 SW 209th Street, Cutler Bay, FL 33189 is about $2,086/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8423 SW 209th Street, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8423 SW 209th Street, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8423 SW 209th Street, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 8423 SW 209th Street, Cutler Bay, FL 33189 carries an HOA fee of about $67 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8423 SW 209th Street, Cutler Bay, FL 33189?
- 8423 SW 209th Street, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8423 SW 209th Street, Cutler Bay, FL 33189?
- Often, yes. The right offer on 8423 SW 209th Street, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Cityside Realty Group
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$397,000
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Listed by Javier Zambrano, Cityside Realty Group
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Recent Sales
Recently sold homes in Saga Bay Townhomes
These are the last 5 recorded closings in Saga Bay Townhomes, with the price each home actually sold for rather than what it was listed at. They closed at a median of $246 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$410,000
Sold · June 18, 2026
20934 SW 84th Avenue
4 bed · 3 bath · 1,293 sqft · $317/sqft
$10,000 under the asking price
Sold$376,000
Sold · December 5, 2025
20979 SW 84th Court
4 bed · 3.5 bath · 1,293 sqft · $291/sqft
$14,500 under the asking price
Sold$415,000
Sold · September 5, 2025
20935 SW 84th Avenue 20935
3 bed · 2.5 bath · 1,731 sqft · $240/sqft
$5,000 over the asking price
Sold$425,000
Sold · August 25, 2025
20912 SW 81st Place
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$10,000 over the asking price
See every recorded sale in Saga Bay Townhomes or find out what your Saga Bay Townhomes home is worth.
