How do I schedule a tour of 8884 SW 220th Lane, Cutler Bay, FL 33190?

Use the Tour button on this listing to request a showing of 8884 SW 220th Lane, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 8884 SW 220th Lane, Cutler Bay, FL 33190 still available?

8884 SW 220th Lane, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 58 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 8884 SW 220th Lane, Cutler Bay, FL 33190?

With 20% down ($89,000) on the $445,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8884 SW 220th Lane, Cutler Bay, FL 33190 is about $2,339/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 8884 SW 220th Lane, Cutler Bay, FL 33190?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8884 SW 220th Lane, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 8884 SW 220th Lane, Cutler Bay, FL 33190 have an HOA fee?

Yes: 8884 SW 220th Lane, Cutler Bay, FL 33190 carries an HOA fee of about $143 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 8884 SW 220th Lane, Cutler Bay, FL 33190?

8884 SW 220th Lane, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 8884 SW 220th Lane, Cutler Bay, FL 33190?

Often, yes. The right offer on 8884 SW 220th Lane, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

58 Days on Market

All Listings

$445,000

8884 SW 220th Lane

Cutler Bay, FL 33190

LAKES BY THE BAY JAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,705

Living Sq Ft

2006

Year Built

Estimated monthly payment

$2,339 /mo

Principal and interest only, based on $89,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $143/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $445,000
Days on Site: 58 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 1,705 sqft
Total Sq Ft: 2,002 sqft
Year Built: 2006
Property Type: Townhouse
MLS #: A11983628
Property Tax: $9,400 (2025)
HOA Fees: $143 / Monthly
Subdivision: LAKES BY THE BAY JAY
County: Miami Dade
Status: Sold

About This Property

SELLER OFFERING CLOSING COST ASSISTANCE TO QUALIFIED BUYERS — A RARE OPPORTUNITY IN CUTLER BAY! Features include a formal dining area, primary suite with walk-in closet, and private covered patio ideal for outdoor enjoyment. The home is well maintained with ceramic tile on the main level, carpet upstairs, and washer/dryer included. The garage includes air-conditioned flex space suitable for a home office, fitness area, or additional storage. SELLER OFFERING $10,000 CREDIT AT CLOSING FOR RENOVATIONS WITH ACCEPTABLE OFFER. GREAT OPPORTUNITY FOR BUYERS TO CUSTOMIZE THE HOME TO THEIR TASTE. Located in a gated community with amenities including a pool, clubhouse, and fitness center. Convenient Cutler Bay location near shopping, dining, parks, and major highways. Motivated seller — schedule your showing today before it’s gone.

Virtual Tour

General Features

Property Type: Townhouse
Status: Sold
Year Built: 2006
Number of Stories: 2
Levels: Two
Garage Spaces: 1
Parking: Garage / Garage Door Opener
Living Sq Ft: 1,705
Total Sq Ft: 2,002
Structure Type: Townhouse

Interior Features

Appliances: Dryer / Dishwasher / Electric Water Heater / Disposal / Microwave / Washer
Cooling: Electric
Heating: Electric
Flooring: Carpet / Tile
Interior Features: Upper Level Primary

Exterior Features

Construction: Block
Exterior Features: Outdoor Living Area
Architectural Style: Other
Pool Features: Association / Heated
Patio & Porch: Deck
View: Lake / Pool / Water

Community & HOA

HOA Fee: $143 / Monthly
HOA Includes: Maintenance Grounds / Pools / Recreation Facilities / Roof
Association Amenities: Business Center / Clubhouse / Community Kitchen / Picnic Area / Playground / Pool
Community Features: Home Owners Association
Security: Smoke Detectors / Security Guard
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Lakes By The Bay Jay

View Community Details →

Lakes By The Bay Jay is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $405,000 to $479,000. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Lakes By The Bay Jay at 1% listing commission. Free buyer representation.

Homes for Sale: 1
Under Contract: 0
Median List Price: $455,000
Median $/Sq Ft: $267
Avg Days on Market: 0

View all 1 homes for sale in Lakes By The Bay Jay →

Frequently Asked Questions

How do I schedule a tour of 8884 SW 220th Lane, Cutler Bay, FL 33190?: Use the Tour button on this listing to request a showing of 8884 SW 220th Lane, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 8884 SW 220th Lane, Cutler Bay, FL 33190 still available?: 8884 SW 220th Lane, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 58 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8884 SW 220th Lane, Cutler Bay, FL 33190?: With 20% down ($89,000) on the $445,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8884 SW 220th Lane, Cutler Bay, FL 33190 is about $2,339/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8884 SW 220th Lane, Cutler Bay, FL 33190?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8884 SW 220th Lane, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 8884 SW 220th Lane, Cutler Bay, FL 33190 have an HOA fee?: Yes: 8884 SW 220th Lane, Cutler Bay, FL 33190 carries an HOA fee of about $143 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 8884 SW 220th Lane, Cutler Bay, FL 33190?: 8884 SW 220th Lane, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 8884 SW 220th Lane, Cutler Bay, FL 33190?: Often, yes. The right offer on 8884 SW 220th Lane, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Epic Florida Realty LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$445,000