$469,000
Sold · July 15, 2026
8906 SW 221st Terrace
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $469,000
- Vs. list price
- 2.1% under
- Days on market
- 63
- Price per sq ft
- $259
This 3-bedroom townhouse in Lakes By The Bay Jay sold for $469,000 on July 15, 2026. That was 2.1% below its final list price of $479,000. It first came on the market at $499,000, so the price was adjusted before it sold. It spent 63 days on the market. At $259 per square foot, it closed 6.6% above the $243 median of the 6 other townhouse sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $469,000
- Sold On
- July 15, 2026
- Days on Site
- 63 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,812 sqft
- Total Sq Ft
- 2,024 sqft
- Year Built
- 2005
- Property Type
- Townhouse
- MLS #
- A12004792
- Property Tax
- $5,648 (2025)
- HOA Fees
- $145 / Monthly
- Subdivision
- LAKES BY THE BAY JAY
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
BEST VALUE IN LAKES BY THE BAY! Same model as 8905 SW 221st Ter directly across the street, which closed at $500,000 in April 2026, priced $21K below at $479,000. This spacious 1,812 sq ft corner unit townhome offers 3 bedrooms, 2 1/2 bathrooms, and a rare layout that lives like a single-family home, without the single-family price tag.Key upgrades for peace of mind: brand new 2022 HVAC, high-efficiency appliances, durable granite kitchen with center island, walk in pantry, no carpet anywhere, tile and laminate flooring from top to bottom. The spacious primary suite features high ceilings, a soaking tub, and a walk-in closet.Prime location within community directly across from the park, pool, and mailboxes. Resort-style amenities include a gym, clubhouse, spa/hot tub, and bike/jog paths. Minutes to Black Point Marina, Old Cutler Road, US-1, and the new SouthPlace City Center development.SELLERS ARE MOTIVATED and will contribute toward buyer closing costs or a rate buydown with a strong offer. Fast closing available. FHA/VA approved. Don't miss the opportunity to own the best-priced unit in the neighborhood.
MLS media linkGeneral Features
- Property Type
- Townhouse
- Status
- Sold
- Year Built
- 2005
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Parking
- Garage / Garage Door Opener
- Living Sq Ft
- 1,812
- Total Sq Ft
- 2,024
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Disposal / Ice Maker / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Ceramic Tile / Laminate
- Interior Features
- Bathtub / Eat In Kitchen / Garden Tub Roman Tub / Kitchen Island / Living Dining Room / Pantry / Soaking Tub / Separate Shower / Upper Level Primary / Vaulted Ceilings / Walk In Closets
- Windows
- Blinds / Sliding
- Total Rooms
- 1
Exterior Features
- Construction
- Block
- Exterior Features
- Lighting / Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio
- Lot Features
- Fruit Trees
- View
- Garden
Community & HOA
- HOA Fee
- $145 / Monthly
- HOA Includes
- Common Areas / Maintenance Grounds / Pools / Recreation Facilities / Reserve Fund / Security
- Association Amenities
- Clubhouse / Fitness Center / Maintenance Grounds / Playground / Pool / Parking / Spa Hot Tub / Trails
- Community Features
- Home Owners Association
- Security
- Fire Alarm / Other / Smoke Detectors / Security Fence / Security Guard
- Pets Allowed
- No Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Other Restrictions
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Jay is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $405,000 to $479,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay Jay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 2
- Under Contract
- 1
- Median List Price
- $455,000
- Median $/Sq Ft
- $267
- Avg Days on Market
- 18
Frequently Asked Questions
- How do I schedule a tour of 8906 SW 221st Terrace, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 8906 SW 221st Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8906 SW 221st Terrace, Cutler Bay, FL 33190 still available?
- 8906 SW 221st Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 63 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8906 SW 221st Terrace, Cutler Bay, FL 33190?
- With 20% down ($95,800) on the $479,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8906 SW 221st Terrace, Cutler Bay, FL 33190 is about $2,517/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8906 SW 221st Terrace, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8906 SW 221st Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8906 SW 221st Terrace, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 8906 SW 221st Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $145 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8906 SW 221st Terrace, Cutler Bay, FL 33190?
- 8906 SW 221st Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8906 SW 221st Terrace, Cutler Bay, FL 33190?
- Often, yes. The right offer on 8906 SW 221st Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Luxe Properties
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$469,000
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Listed by Maria Tovio Lilly, Luxe Properties
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Recent Sales
Recently sold homes in Lakes By The Bay Jay
These are the last 6 recorded closings in Lakes By The Bay Jay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $250 per square foot. The most recent closed on July 17, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$403,000
Sold · July 17, 2026
22251 SW 88th Path
3 bed · 2.5 bath · 1,705 sqft · $236/sqft
$2,000 under the asking price
Sold$402,000
Sold · April 30, 2026
8884 SW 220th Lane
3 bed · 3 bath · 1,705 sqft · $236/sqft
$43,000 under the asking price
Sold$500,000
Sold · April 24, 2026
8905 SW 221st Terrace
3 bed · 2.5 bath · 1,812 sqft · $276/sqft
Sold$380,000
Sold · April 6, 2026
22168 SW 88th Path
2 bed · 2.5 bath · 1,518 sqft · $250/sqft
$5,000 under the asking price
Sold$395,000
Sold · March 30, 2026
8925 SW 222nd Terrace
3 bed · 2.5 bath · 1,705 sqft · $232/sqft
$10,000 over the asking price
Sold$384,500
Sold · February 27, 2026
22232 SW 88th Path
2 bed · 2.5 bath · 1,518 sqft · $253/sqft
$4,500 over the asking price
See every recorded sale in Lakes By The Bay Jay or find out what your Lakes By The Bay Jay home is worth.
