$500,000
Sold · April 24, 2026
8905 SW 221st Terrace
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $500,000
- Vs. list price
- At list
- Days on market
- 22
- Price per sq ft
- $276
This 3-bedroom townhouse in Lakes By The Bay Jay sold for $500,000 on April 24, 2026. That was exactly its final list price of $500,000. It spent 22 days on the market. At $276 per square foot, it closed 13.6% above the $243 median of the 6 other townhouse sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $500,000
- Sold On
- April 24, 2026
- Days on Site
- 22 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,812 sqft
- Total Sq Ft
- 2,024 sqft
- Year Built
- 2006
- Property Type
- Townhouse
- MLS #
- A11972925
- Property Tax
- $8,502 (2025)
- HOA Fees
- $159 / Monthly
- Subdivision
- LAKES BY THE BAY JAY
- County
- Miami Dade
- Status
- Sold
About This Property
Completely renovated from top to bottom in 2024, this spacious 3-bedroom, 2.5-bathroom corner unit townhome in Lakes by the Bay offers modern luxury with no expense spared. The floor plan was professionally reimagined to open up the living space and add an eat-in kitchen island. High end finishes include custom wood cabinetry, imported quartz counter tops, custom doors and closets, and premium 2024 Café Appliances still under warranty. Features also include high-end laminate wood flooring, a custom glass staircase, Italian ceramic tiles in the bathrooms, floating vanities with glass shower doors. Extensive technical upgrades include new recessed lighting, under counter electrical outlets, smart dimmers/switches, new baseboards, ceiling fans, light fixtures and wood blinds throughout. All major systems are brand new for peace of mind: New A/C (2024), new water heater, and a new washer and dryer. This home includes a one car garage and sits within a resort style community featuring walking paths, a nearby pool, and a main clubhouse with a gym and secondary pool. Excellent craftsmanship throughout this property, it is truly move in ready. Turnpike, Old Cutler Road, US 1, and Black Point Marina are all less then 5 minutes away. New developments of Cutler Bay area include the Legacy Park and Municipal Complex a 16-acre space that will feature a Community Park, Town Hall, Police Station, and Community Center. Also the redevelopment of South Land Mall into SouthPlace City Center.
MLS media linkGeneral Features
- Property Type
- Townhouse
- Status
- Sold
- Year Built
- 2006
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Garage / On Street
- Living Sq Ft
- 1,812
- Total Sq Ft
- 2,024
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central
- Interior Features
- Dual Sinks / Upper Level Primary / Walk In Closets
Exterior Features
- Construction
- Block
- Exterior Features
- Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio
- View
- Garden
Community & HOA
- HOA Fee
- $159 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- Clubhouse / Fitness Center / Other / Pool
- Community Features
- Home Owners Association
- Security
- Other / Security Fence
- Pets Allowed
- No Pet Restrictions / Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- See Remarks
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Jay is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $405,000 to $479,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay Jay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 2
- Under Contract
- 1
- Median List Price
- $455,000
- Median $/Sq Ft
- $267
- Avg Days on Market
- 18
Frequently Asked Questions
- How do I schedule a tour of 8905 SW 221st Terrace, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 8905 SW 221st Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8905 SW 221st Terrace, Cutler Bay, FL 33190 still available?
- 8905 SW 221st Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 22 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8905 SW 221st Terrace, Cutler Bay, FL 33190?
- With 20% down ($100,000) on the $500,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8905 SW 221st Terrace, Cutler Bay, FL 33190 is about $2,628/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8905 SW 221st Terrace, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8905 SW 221st Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8905 SW 221st Terrace, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 8905 SW 221st Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $159 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8905 SW 221st Terrace, Cutler Bay, FL 33190?
- 8905 SW 221st Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8905 SW 221st Terrace, Cutler Bay, FL 33190?
- Often, yes. The right offer on 8905 SW 221st Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Sunshine Brokers
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
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Listed by Gamal Riquelme, Sunshine Brokers
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Recent Sales
Recently sold homes in Lakes By The Bay Jay
These are the last 6 recorded closings in Lakes By The Bay Jay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $250 per square foot. The most recent closed on July 17, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$403,000
Sold · July 17, 2026
22251 SW 88th Path
3 bed · 2.5 bath · 1,705 sqft · $236/sqft
$2,000 under the asking price
Sold$469,000
Sold · July 15, 2026
8906 SW 221st Terrace
3 bed · 2.5 bath · 1,812 sqft · $259/sqft
$10,000 under the asking price
Sold$402,000
Sold · April 30, 2026
8884 SW 220th Lane
3 bed · 3 bath · 1,705 sqft · $236/sqft
$43,000 under the asking price
Sold$380,000
Sold · April 6, 2026
22168 SW 88th Path
2 bed · 2.5 bath · 1,518 sqft · $250/sqft
$5,000 under the asking price
Sold$395,000
Sold · March 30, 2026
8925 SW 222nd Terrace
3 bed · 2.5 bath · 1,705 sqft · $232/sqft
$10,000 over the asking price
Sold$384,500
Sold · February 27, 2026
22232 SW 88th Path
2 bed · 2.5 bath · 1,518 sqft · $253/sqft
$4,500 over the asking price
See every recorded sale in Lakes By The Bay Jay or find out what your Lakes By The Bay Jay home is worth.
