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22130 SW 89th Court, Cutler Bay, FL 33190
Sold
102 Days on Market
Virtual Tour
1 / 30
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$430,000

Sold · July 23, 2025

22130 SW 89th Court

Cutler Bay, FL 33190

LAKES BY THE BAY JAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

What this home sold for

Sold price
$430,000
Vs. list price
3.4% under
Days on market
102
Price per sq ft
$252

This 3-bedroom townhouse in Lakes By The Bay Jay sold for $430,000 on July 23, 2025. That was 3.4% below its final list price of $444,990. It first came on the market at $450,000, so the price was adjusted before it sold. It spent 102 days on the market. At $252 per square foot, it closed 3.7% above the $243 median of the 6 other townhouse sales in the recent closings shown below.

3
Bedrooms
3
Bathrooms
1,705
Living Sq Ft
2005
Year Built

Listing Snapshot

Sold Price
$430,000
Sold On
July 23, 2025
Days on Site
102 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,705 sqft
Total Sq Ft
2,002 sqft
Year Built
2005
Property Type
Townhouse
MLS #
A11759275
Property Tax
$5,762 (2024)
HOA Fees
$165 / Monthly
Subdivision
LAKES BY THE BAY JAY
County
Miami Dade
Status
Sold

About This Property

Seller motivated, Located in desirable Cutler Bay, this 3-bedroom, 2-bath townhouse features a converted garage for an additional room or office. Enjoy breathtaking sunset views, high-volume ceilings, and a split floor plan with the primary suite upstairs. With tile flooring on the first floor and updated laminate upstairs, this home offers resort-style living in a gated community with fantastic amenities and 24/7 security.

MLS media link

General Features

Property Type
Townhouse
Status
Sold
Year Built
2005
Property Condition
Resale
Number of Stories
1
Levels
One
Garage Spaces
1
Attached Garage
Yes
Parking
Attached Carport / Attached / Carport / Garage / Guest
Direction Faces
Southwest
Living Sq Ft
1,705
Total Sq Ft
2,002
Structure Type
Townhouse

Interior Features

Appliances
Dishwasher / Microwave / Refrigerator / Washer
Cooling
Central Air
Heating
Central
Flooring
Laminate / Tile
Interior Features
Bedroom On Main Level / Breakfast Area / Family Dining Room / Living Dining Room / Main Level Primary / Separate Shower

Exterior Features

Construction
Block
Exterior Features
Outdoor Living Area
Private Pool
Yes
Pool Features
Private / Association
Patio & Porch
Patio / Porch
Waterfront Features
Lake Front / None / Other
View
Garden / Lake

Community & HOA

HOA Fee
$165 / Monthly
HOA Includes
Common Areas / Maintenance Grounds / Pools / Recreation Facilities / Security
Association Amenities
Clubhouse / Maintenance Grounds / Playground / Pool
Community Features
Home Owners Association
Security
Security Fence / Security Guard
Utilities
Cable Available
Pets Allowed
Yes
55+ Community
Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Limited Number Vehicles
MLS Area
2600

Schools

Elementary School
Dr. Edward L. Whigham

Lakes By The Bay Jay is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $405,000 to $479,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay Jay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
2
Under Contract
1
Median List Price
$455,000
Median $/Sq Ft
$267
Avg Days on Market
18
View all 2 homes for sale in Lakes By The Bay Jay →
How do I schedule a tour of 22130 SW 89th Court, Cutler Bay, FL 33190?
Use the Tour button on this listing to request a showing of 22130 SW 89th Court, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 22130 SW 89th Court, Cutler Bay, FL 33190 still available?
22130 SW 89th Court, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 102 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 22130 SW 89th Court, Cutler Bay, FL 33190?
With 20% down ($88,998) on the $444,990 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 22130 SW 89th Court, Cutler Bay, FL 33190 is about $2,339/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 22130 SW 89th Court, Cutler Bay, FL 33190?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 22130 SW 89th Court, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 22130 SW 89th Court, Cutler Bay, FL 33190 have an HOA fee?
Yes: 22130 SW 89th Court, Cutler Bay, FL 33190 carries an HOA fee of about $165 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 22130 SW 89th Court, Cutler Bay, FL 33190?
22130 SW 89th Court, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 22130 SW 89th Court, Cutler Bay, FL 33190?
Often, yes. The right offer on 22130 SW 89th Court, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Real Estate Empire Group, Inc.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

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Listed by Alesy Delgado, Real Estate Empire Group, Inc.

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