How do I schedule a tour of 8913 SW 220th Street, Cutler Bay, FL 33190?

Use the Tour button on this listing to request a showing of 8913 SW 220th Street, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 8913 SW 220th Street, Cutler Bay, FL 33190 still available?

8913 SW 220th Street, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 127 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 8913 SW 220th Street, Cutler Bay, FL 33190?

With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8913 SW 220th Street, Cutler Bay, FL 33190 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 8913 SW 220th Street, Cutler Bay, FL 33190?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8913 SW 220th Street, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 8913 SW 220th Street, Cutler Bay, FL 33190 have an HOA fee?

Yes: 8913 SW 220th Street, Cutler Bay, FL 33190 carries an HOA fee of about $154 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 8913 SW 220th Street, Cutler Bay, FL 33190?

Often, yes. The right offer on 8913 SW 220th Street, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

127 Days on Market

All Listings

$415,000

8913 SW 220th Street

Cutler Bay, FL 33190

LAKES BY THE BAY JAY

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,705

Living Sq Ft

2006

Year Built

Estimated monthly payment

$2,181 /mo

Principal and interest only, based on $83,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $154/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $415,000
Days on Site: 127 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 1,705 sqft
Total Sq Ft: 2,002 sqft
Year Built: 2006
Property Type: Townhouse
MLS #: A11740419
Property Tax: $8,283 (2024)
HOA Fees: $154 / Monthly
Subdivision: LAKES BY THE BAY JAY
County: Miami Dade
Status: Sold
Special Conditions: Listed As Is

About This Property

TOWNHOME with 1-Car Garage LOCATED AT LAKES BY THE BAY COMMUNITY, WHICH OFFERS 2 LARGE POOLS, A CLUBHOUSE, A GYM, A PLAYGROUND, AND JOG/BIKE PATHS. HOA INCLUDES LANDSCAPING FOR THE HOME. Features wood laminate flooring throughout. All bedrooms upstairs. Washer and Dryer on the second floor for ease. Master bedroom with walk-in closet and master bath en-suite with walk-in shower and separate tub. Near Black Point Park and Marina and the FL Turnpike. Hurricane Shutters.

Virtual Tour

General Features

Property Type: Townhouse
Status: Sold
Year Built: 2006
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 1
Attached Garage: Yes
Parking: Attached / Garage
Direction Faces: South
Living Sq Ft: 1,705
Total Sq Ft: 2,002
Structure Type: Townhouse

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air
Heating: Central
Flooring: Laminate / Wood
Interior Features: Bedroom On Main Level / Bathtub / Soaking Tub / Separate Shower / Walk In Closets

Exterior Features

Construction: Block
Exterior Features: Outdoor Living Area
Pool Features: Association
View: Garden

Community & HOA

HOA Fee: $154 / Monthly
HOA Includes: Common Areas / Maintenance Structure / Security
Association Amenities: Clubhouse / Fitness Center / Picnic Area / Pool / Spa Hot Tub
Community Features: Home Owners Association
Security: Security Fence
Pets Allowed: Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
MLS Area: 2600

About the Community

Lakes By The Bay Jay

View Community Details →

Lakes By The Bay Jay is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $405,000 to $479,000. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Lakes By The Bay Jay at 1% listing commission. Free buyer representation.

Homes for Sale: 1
Under Contract: 0
Median List Price: $455,000
Median $/Sq Ft: $267
Avg Days on Market: 0

View all 1 homes for sale in Lakes By The Bay Jay →

Frequently Asked Questions

How do I schedule a tour of 8913 SW 220th Street, Cutler Bay, FL 33190?: Use the Tour button on this listing to request a showing of 8913 SW 220th Street, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 8913 SW 220th Street, Cutler Bay, FL 33190 still available?: 8913 SW 220th Street, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 127 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8913 SW 220th Street, Cutler Bay, FL 33190?: With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8913 SW 220th Street, Cutler Bay, FL 33190 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8913 SW 220th Street, Cutler Bay, FL 33190?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8913 SW 220th Street, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 8913 SW 220th Street, Cutler Bay, FL 33190 have an HOA fee?: Yes: 8913 SW 220th Street, Cutler Bay, FL 33190 carries an HOA fee of about $154 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 8913 SW 220th Street, Cutler Bay, FL 33190?: Often, yes. The right offer on 8913 SW 220th Street, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of K & A Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$415,000