Living in Palm Springs, Florida: Central Location, Value Homes and Village Services

Living in Palm Springs, Florida, means a central spot in Palm Beach County, mostly single-family streets and a village government that runs its own police and water service. It is not the desert resort in California. This Palm Springs is a small village west of Lake Worth Beach, and buyers often find it while searching for something more affordable near West Palm Beach. Below, we cover its history, its homes, its taxes and services, and the real pros and cons before you buy.

Key takeaways

• The Village of Palm Springs was chartered on May 31, 1957. Its population grew from 18,928 in 2010 to 26,890 in 2020, helped by annexations that began in 1998.
• It sits north of Atlantis, east of Greenacres, west of Lake Clarke Shores and Lake Worth Beach, and southwest of West Palm Beach.
• The village runs its own police department and utility system. Its share of a typical property tax bill is about 19%, based on the proposed 2027 budget.
• The village millage rate is 3.5 mills, or $3.50 for every $1,000 of taxable value.
• Low-income seniors who qualify can get an extra $25,000 village exemption on top of the county's own $25,000.

Palm Springs, Florida vs. Palm Springs, California

Search for "Palm Springs" and the California city fills the first page. So it helps to be clear. The Florida village is in Palm Beach County, about 61 miles north of Miami. Its main address is in the 33461 ZIP code, and it shares that ZIP with parts of nearby towns.

When you search listings, add "FL" or the ZIP code. Also check the Property Appraiser record for any home you like. Many addresses near the village say "Palm Springs" or "Lake Worth" even when the home sits in unincorporated Palm Beach County. The village keeps a map of its city limits on its website.

A short history of living in Palm Springs

The village began as farmland. In 1927, William A. Boutwell started a dairy on 5 acres, and it grew to about 700 acres before he retired. According to the Historical Society of Palm Beach County, developers bought the dairy farm to build single-family homes.

A piece of that past is still standing. The original farm barn is now part of Christ Community Church on Henthorne Drive. Since 1998, the village has kept growing by annexing nearby land, which is why its borders look uneven on a map today.

Getting around while living in Palm Springs

Location is the main draw. The village sits in the middle of the county's eastern suburbs, so most daily trips are short. Several main roads pass through or along it:

• Lake Worth Road (State Road 802)
• Congress Avenue (State Road 807)
• Military Trail (State Road 809)
• Forest Hill Boulevard (State Road 882)

These roads link you to downtown West Palm Beach to the northeast, to Palm Beach International Airport and to Interstate 95. However, they also carry heavy traffic at rush hour. If you commute, drive the route at the time you would travel before you make an offer.

Homes you will find while living in Palm Springs

Most of the village is residential. The older core grew out of the dairy land as single-family homes, many of them one-story houses on modest lots. In addition, you will find townhouses, villas and condo communities, especially in areas the village annexed over the years.

That mix gives buyers more than one price point. A starter buyer might look at a condo or villa, while a growing family might want a three-bedroom house with a yard. Many homes are several decades old, so the age of the roof, windows and electrical systems matters a lot.

What older homes mean for insurance

Older homes can cost more to insure in Florida. Roof age and wind protection, such as impact windows or shutters, both affect your premium. So ask for the four-point and wind mitigation reports early in your inspection period. Then get an insurance quote before your inspection period ends.

Flood zones

Flood risk varies by street, even inside one village. Check the FEMA flood map for each address, and ask your insurance agent whether flood coverage makes sense. A lender will require it if the home sits in a high-risk zone with a federally backed loan.

Prices and the wider market

We do not publish a village-only median here, because small samples swing from month to month. Instead, use the county figures as context. In August 2026, Palm Beach County's single-family median was $650,000, with homes going under contract in a median of 40 days and 3.5 months of supply, per Miami Realtors. Condos and townhouses had a median of $300,000, 69 days to contract and 6.7 months of supply.

Palm Springs is often part of the search for buyers who want to stay close to the coast at a lower price. To see what homes in the village sell for right now, ask an agent for recent closed sales on the streets you like. Our Palm Springs page is a good place to start.

Village services, taxes and costs of living in Palm Springs

Palm Springs runs more of its own services than some small towns. It has its own police department, based on Cypress Lane, and its own utility system for water and sewer. Village Hall is also on Cypress Lane.

The village's Amendment 3 page breaks down a typical tax bill under the proposed 2027 budget. Of each bill, the village receives about 19.02%. Meanwhile, the school board gets 32.57%, the county 23.36%, fire rescue 17.82% and special districts 7.23%. With a millage rate of 3.5 mills, the village projects about $8.07 million in property tax revenue against about $16.63 million in public safety spending.

Amendment 3 on the November ballot

Florida voters will decide Amendment 3 on November 3, 2026. If it passes with at least 60% of the vote, the homestead exemption for non-school taxes would rise to up to $150,000 in 2027 and up to $250,000 in 2028. The village has warned that a large revenue loss could affect parks, recreation, planning and road work. So keep an eye on the result if you plan to buy in the village.

Exemptions for seniors

The Palm Beach County Property Appraiser lists Palm Springs among the cities that offer the limited income senior exemption. A qualifying homeowner 65 or older can get $25,000 from the village and $25,000 from the county. For the 2026 exemption, household income must be no more than $38,686, and you must already have a homestead exemption.

Parks, library and schools

Palm Springs has eight municipal parks. Among them, the Village Center Complex offers baseball, basketball, tennis, volleyball and a splash pad. The Jeanette J. Guerty Palm Springs Library opened in 1978 and offers free cards to residents.

Three public schools sit inside the village: Palm Springs Elementary, Palm Springs Community Middle School and Clifford O. Taylor/Kirklane Elementary. School boundaries can change, so confirm the zoned school for any address with the School District of Palm Beach County.

Living in Palm Springs vs. nearby towns

Buyers who look here often compare a few neighbors.

• Greenacres lies to the west. It is also a suburban city with a mix of homes and condos.
• Lake Worth Beach lies to the east. It has a historic downtown, older cottages and a beach. Our guide to living in Lake Worth Beach covers it in detail.
• Lake Clarke Shores is a small town on the Chain of Lakes, mostly single-family homes.
• Atlantis, to the south, is a small city built around a golf club.

In short, Palm Springs sits in the middle of all of them. It trades a beach or a downtown for central access and village services.

Pros and cons of living in Palm Springs

Pros

• Central location with quick access to main roads, the airport and I-95
• A mix of single-family homes, villas and condos
• Its own police department and utility system
• Eight parks and a village library
• A $25,000 village senior exemption for those who qualify

Cons

• Heavy traffic on Lake Worth Road, Congress Avenue and Military Trail at peak times
• Many older homes, which can mean higher insurance and repair costs
• No beach or large downtown inside village limits
• Uneven borders that make it easy to confuse village and county addresses

Who tends to like living in Palm Springs

Every buyer weighs things differently. Still, a few groups often find the village a good fit.

First-time buyers like the range of condos, villas and smaller houses. Workers who drive to West Palm Beach or the airport like the short trips. Retirees on a fixed income may value the senior exemption and the one-story homes.

On the other hand, buyers who want to walk to the beach or live near a busy downtown may prefer Lake Worth Beach or West Palm Beach. Likewise, buyers who want newer construction and large lots usually look farther west. So make a short list of your must-haves, then tour at the times you would actually drive, shop and commute.

Frequently asked questions

Is living in Palm Springs, Florida affordable?

Many buyers see it as a lower-cost option close to the coast, though prices depend on the home type and street. Ask for recent closed sales before you set a budget.

Does Palm Springs have its own police department?

Yes. The village runs its own police department on Cypress Lane. Fire rescue appears as a separate line on the tax bill.

How do I know if a home is inside the village?

Check the Property Appraiser record or the village's city limits map. A Palm Springs mailing address does not always mean the home is inside the village.

What schools serve Palm Springs?

Three public schools sit inside the village. Confirm the zoned school for any address with the school district, since boundaries can change.

Sources

• Village of Palm Springs, Amendment 3 and budget breakdown
• Village of Palm Springs, FAQs
• Village of Palm Springs, Police Department
• Historical Society of Palm Beach County, Palm Springs
• Wikipedia, Palm Springs, Florida (census and history summary)
• Palm Beach County Property Appraiser, limited income senior exemption
• Miami Realtors, Palm Beach County August 2026 home sales

Own a home in Palm Springs? Find out what it is worth today with a free home valuation from Pure Equity. Thinking of moving here instead? Request a free relocation consultation for Palm Springs, and we will walk you through streets, home types and recent sales. Talk with our team.