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Investment Properties
4-unit investment properties (also listed as fourplexes) across all eight Florida counties we serve — the largest property type still eligible for residential financing.
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Quadplex Investing
A quadplex, sometimes listed as a fourplex, is the largest property that still counts as residential (1–4 units) for financing purposes. That's the whole appeal: four separate rental incomes on one deed, but you can still finance it with a conventional or FHA loan instead of stepping up to commercial multi-family lending, which typically means stricter terms, larger down payments, and underwriting based purely on the property's income rather than your personal credit and income.
Buy one more unit than a quadplex and you cross into commercial financing entirely, so this is the ceiling for buyers who want maximum unit count without leaving residential loan programs. We help investors weigh a quadplex against buying two duplexes instead, since the financing math, management overhead, and exit strategy can look different than the unit count alone suggests.
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