Waterfront Community · North Bay Village, FL
Pending Homes in Harbor Island
Homes in Harbor Island that are under contract or pending sale.
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Currently Pending · 3
About Harbor Island
Harbor Island is a luxury waterfront, luxury community in North Bay Village, Miami-Dade County, Florida. Properties are priced from $2,000,000 to $6,000,000. Pure Equity lists homes in Harbor Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
Currently Pending in Harbor Island
Pending sales in Harbor Island
A home in Harbor Island goes pending once a buyer and seller agree to terms and the sale moves toward closing. Pending homes are not final, and a deal can still change during inspections, financing, or the appraisal, but pending activity is a useful read on demand because it shows what buyers are committing to now rather than what sellers are asking. When homes in Harbor Island go under contract quickly, competition is strong and buyers should be ready to move. When they sit before going pending, there is usually more room to negotiate. Because pending status turns over as deals close or fall through, the best read on Harbor Island is a live one. Pure Equity can tell you what is currently under contract, what recently closed, and what is still available to buy before it goes pending.
Homes & Architecture
Pending homes in Harbor Island
Recent listings in Harbor Island have offered 2 to 3 bedrooms and 2.5 to 3.5 baths. Living areas run from about 1,820 to 2,240 square feet. The mix here includes land and condo homes. Current prices run from $1,995,000 to $5,995,000.
Market & Value
Harbor Island market and home values
Recent activity is the clearest guide to value in Harbor Island. The median list price in Harbor Island is around $2,700,000, or roughly $1,425 per square foot. That sits about 352% above the Miami-Dade County median, which shows where Harbor Island lands in the local market. Recent asking prices have run from $1,995,000 to $5,995,000, so the home you choose within Harbor Island matters as much as the community average. Homes here have recently taken about 460 days to go under contract, a useful gauge of how quickly the Harbor Island market is moving. For pricing an offer or a listing, comparable sales within Harbor Island carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Harbor Island so you work from real numbers, not an estimate.
Who It Suits
Is Harbor Island right for you?
Whether Harbor Island fits you comes down to how you plan to live here. Harbor Island appeals to boaters and buyers who want to be on the water, whether a canal, lake, or the Intracoastal. Waterfront homes carry their own insurance and maintenance considerations, so factor wind and flood coverage into the budget from the start. On price, Harbor Island sits at the luxury end of the market, where buyers weigh the specific home, its finishes, and its setting closely. Whether Harbor Island is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Harbor Island
Waterfront homes here offer canal, lake, or Intracoastal frontage, and some sites include private dockage.
Location
Harbor Island location
Harbor Island sits in North Bay Village, part of Miami-Dade County, Florida. The North Bay Village area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Harbor Island
Buying a home in Harbor Island
Watching Harbor Island for your next home? The buying process here is the one used across Miami-Dade County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Miami-Dade County is about $3,516. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows North Bay Village means you see new listings in Harbor Island the day they reach the market.
Selling in Harbor Island
Selling a home in Harbor Island
If recent activity in Harbor Island has you thinking about selling, it starts with pricing the home correctly for current conditions. List prices in Harbor Island currently center around $2,700,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Harbor Island owners in North Bay Village, so you can see what your property could sell for before you commit to listing.
Frequently Asked Questions
- How many homes are for sale in Harbor Island?
- There are 5 active listings for sale in Harbor Island right now, and these counts update from the MLS as homes come on the market and go under contract. The most expensive listing asks about 3 times the least expensive, so budgets vary widely within Harbor Island. Ask us to set up a search alert and you will see new Harbor Island listings the day they reach the market.
- What is the median home price in Harbor Island?
- The median list price in Harbor Island is $2,700,000, or roughly $1425 per square foot. The median is the midpoint of what is currently listed, so about half of Harbor Island homes ask more and half ask less, within a broader range of $1,995,000 to $5,995,000. The median sits in the lower part of that range, so most Harbor Island homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Harbor Island cover?
- Homes for sale in Harbor Island currently range from about $1,995,000 at the entry level to $5,995,000 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $2,700,000. The spread is moderate, so there is real choice here without the extremes some markets show. Tell us your budget and must-haves and we will send the Harbor Island listings that actually fit.
- How long do homes take to sell in Harbor Island?
- Homes in Harbor Island are averaging 460 days on market, measured from the day a listing goes live to the day it goes under contract. That is a slow pace, so sellers here should expect to price carefully and buyers often have time to compare before committing. Days on market in Harbor Island also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
- Are there waterfront homes in Harbor Island?
- Yes. Harbor Island includes waterfront homes with canal, lake, or Intracoastal frontage.
Thinking of Selling?
What is your Harbor Island home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Harbor Island.
Listing agents and seller representation in Harbor Island
Thinking about selling in Harbor Island? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Harbor Island sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 460 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Harbor Island. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: how to choose a listing agent · selling a Florida house from another state
Realtors and real estate agents serving Harbor Island
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Harbor Island is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: home value after a renovation: what actually adds · how waterfront homes are valued · Florida seller disclosures and inspections
Buyer's agents in Harbor Island
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Harbor Island, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Miami-Dade County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · seller concessions, and when to offer them · repair before listing, or sell as it stands?
Buying Instead?
Search Harbor Island with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Harbor Island?
Ask any listing agent you interview two questions. Which homes have they closed near Harbor Island, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $2,700,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Miami-Dade County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Harbor Island?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Harbor Island, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Harbor Island?
You are not legally required to use one, but most buyers in Harbor Island do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Miami-Dade County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Harbor Island property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Miami-Dade County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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