55+ Community · Stuart, FL
Circle Bay Yacht Club Stuart, FL Homes For Sale & Real Estate
Circle Bay Yacht Club, Stuart, FL, is a 55+ community in Martin County with 17 homes for sale right now. Circle Bay Yacht Club Condo is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA).
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Market Overview
Circle Bay Yacht Club real estate market
There are 17 active listings for sale in Circle Bay Yacht Club right now. The median list price is $325,000, or about $299 per square foot. Listings span $178,888 to $389,000, so there is inventory across most budgets. Homes are averaging 101 days on market. These figures update from the MLS as the market moves.
Circle Bay Yacht Club Market Stats
MLS data updated October 4, 2026- Active Listings
- 17
- Median List Price
- $325,000
- Median $/Sq Ft
- $299
- Avg Days on Market
- 101
- Price Range
- $178,888 to $389,000
Frequently Asked Questions
- How many homes are for sale in Circle Bay Yacht Club?
- There are 17 active listings for sale in Circle Bay Yacht Club right now, and these counts update from the MLS as homes come on the market and go under contract. Prices cluster fairly closely, with the top of the market about 2.2 times the entry level. Ask us to set up a search alert and you will see new Circle Bay Yacht Club listings the day they reach the market.
- What is the median home price in Circle Bay Yacht Club?
- The median list price in Circle Bay Yacht Club is $325,000, or roughly $299 per square foot. The median is the midpoint of what is currently listed, so about half of Circle Bay Yacht Club homes ask more and half ask less, within a broader range of $178,888 to $389,000. The median sits near the middle of that range, so Circle Bay Yacht Club inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Circle Bay Yacht Club cover?
- Homes for sale in Circle Bay Yacht Club currently range from about $178,888 at the entry level to $389,000 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $325,000. The spread is moderate, so there is real choice here without the extremes some markets show. Tell us your budget and must-haves and we will send the Circle Bay Yacht Club listings that actually fit.
- How long do homes take to sell in Circle Bay Yacht Club?
- Homes in Circle Bay Yacht Club are averaging 101 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Circle Bay Yacht Club also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
- Is Circle Bay Yacht Club a 55+ community?
- Yes. Circle Bay Yacht Club is an age-restricted, 55-and-over active adult community, which generally means at least one resident per home must be 55 or older and the community is built around an active adult lifestyle. These communities usually pair lower-maintenance homes with amenities such as a clubhouse, pool, fitness center, and a full social calendar. Rules on age, occupancy, leasing, and pets are set by the HOA and vary, so confirm the current governing documents for Circle Bay Yacht Club before you write an offer.
- Are there waterfront homes in Circle Bay Yacht Club?
- Yes. Circle Bay Yacht Club includes waterfront homes with canal, lake, or Intracoastal frontage.
About Circle Bay Yacht Club
Circle Bay Yacht Club, Stuart, FL, is a 55+ community in Martin County with 17 homes for sale right now. Circle Bay Yacht Club Condo is an age-restricted 55+ community in Stuart, Martin County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $298,000 to $400,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Circle Bay Yacht Club and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
Homes & Architecture
Homes for sale in Circle Bay Yacht Club
Homes for sale in Circle Bay Yacht Club offer 1 to 2 bedrooms and 1.5 to 2 baths. Floor plans span roughly 900 to 1,281 square feet. The mix here includes condo homes. Current prices run from $178,888 to $389,000. The homes on the market were built between 1979 and 1982.
Schools
Schools near Circle Bay Yacht Club
Homes for sale in Circle Bay Yacht Club are typically zoned for the Stuart public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the Martin County school district before you buy.
- Elementary School
- J.D. Parker
- Middle School
- Stuart
- High School
- Jensen Beach
HOA
Circle Bay Yacht Club HOA fees
- Median HOA fee
- $671/mo
- Typical range
- $661 to $697
- Lowest to highest
- $598 to $884
- Listings with a fee
- 17 of 17
Across the 17 homes for sale in Circle Bay Yacht Club that list an HOA fee, the median is $671 a month. Half of them fall between $661 and $697. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.
The fee most often covers cable TV, common areas, sewer, reserve fund, pool upkeep and internet. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.
Listings here most often mention pool, boating, clubhouse, shuffleboard court, spa hot tub and sauna.
None of the 17 listings that state a pet policy allow pets.
From current MLS listings in Circle Bay Yacht Club; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.
Recent Sales
Recently sold homes in Circle Bay Yacht Club
These are the last 6 recorded closings in Circle Bay Yacht Club, with the price each home actually sold for rather than what it was listed at. They closed at a median of $308 per square foot. The most recent closed on September 24, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$308,000
Sold · September 24, 2026
1950 SW Palm City Road 8-302
2 bed · 2 bath · 1,001 sqft · $308/sqft
$4,000 under the asking price
Sold$320,000
Sold · September 10, 2026
1950 SW Palm City Road Apt 8-203
2 bed · 2 bath · 1,004 sqft · $319/sqft
$19,000 under the asking price
Sold$290,000
Sold · August 3, 2026
1950 SW Palm City Road 2-102
2 bed · 2 bath · 922 sqft · $315/sqft
$8,000 under the asking price
Sold$159,000
Sold · July 30, 2026
1950 SW Palm City Road 10106
1 bed · 1.5 bath · 900 sqft · $177/sqft
Sold$239,000
Sold · June 2, 2026
1950 SW Palm City Road 6204
1 bed · 1.5 bath · 984 sqft · $243/sqft
$900 under the asking price
Sold$310,000
Sold · April 17, 2026
1950 SW Palm City Road 7101
2 bed · 2 bath · 1,137 sqft · $273/sqft
$15,000 under the asking price
See every recorded sale in Circle Bay Yacht Club or find out what your Circle Bay Yacht Club home is worth.
Market & Value
Circle Bay Yacht Club market and home values
The Circle Bay Yacht Club real estate market reads best through the community's own recent activity, not a county-wide average. The median list price in Circle Bay Yacht Club is around $325,000, or roughly $299 per square foot. That sits about 35% below the Martin County median, which shows where Circle Bay Yacht Club lands in the local market. Recent asking prices have run from $178,888 to $389,000, so the home you choose within Circle Bay Yacht Club matters as much as the community average. Homes here have recently taken about 101 days to go under contract, a useful gauge of how quickly the Circle Bay Yacht Club market is moving. For pricing an offer or a listing, comparable sales within Circle Bay Yacht Club carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Circle Bay Yacht Club so you work from real numbers, not an estimate.
How It Compares
Circle Bay Yacht Club compared to nearby Stuart communities
Circle Bay Yacht Club sits 4 of 7 on median price among these Stuart communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.
| Community | Homes | Median | $/Sq Ft | Days |
|---|---|---|---|---|
| Sailfish Point | 18 | $3,445,000 | $1,028 | 120 |
| Mariner Sands | 25 | $635,000 | $255 | 142 |
| Port Salerno | 14 | $502,944 | $321 | 179 |
| Circle Bay Yacht Club this page | 17 | $325,000 | $299 | 101 |
| Miles Grant | 18 | $189,900 | $168 | 86 |
| Kingswood | 13 | $140,000 | $133 | 131 |
| Vista Del Lago | 18 | $117,000 | $152 | 174 |
Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.
Who It Suits
Is Circle Bay Yacht Club right for you?
It helps to know who Circle Bay Yacht Club tends to suit before you tour. As an age-restricted community, Circle Bay Yacht Club fits active adults, downsizers, and seasonal residents who want a lock-and-leave home and a full social calendar. At least one resident usually needs to meet the age requirement, so confirm the specific age rule and any younger-spouse provision before you buy. On price, Circle Bay Yacht Club sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Circle Bay Yacht Club is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Circle Bay Yacht Club
Waterfront homes here offer canal, lake, or Intracoastal frontage, and some sites include private dockage. As an age-restricted community, Circle Bay Yacht Club centers on an active adult lifestyle, with amenities and a social calendar built for residents 55 and over.
Location
Circle Bay Yacht Club location
Circle Bay Yacht Club is located in Stuart, part of Martin County, Florida. The Stuart area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Circle Bay Yacht Club
Buying a home in Circle Bay Yacht Club
The buying process in Circle Bay Yacht Club is the one used across Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Stuart means you see new listings in Circle Bay Yacht Club the day they reach the market.
Selling in Circle Bay Yacht Club
Selling a home in Circle Bay Yacht Club
Selling a home in Circle Bay Yacht Club starts with pricing it correctly for current conditions. List prices in Circle Bay Yacht Club currently center around $325,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Circle Bay Yacht Club owners in Stuart, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Circle Bay Yacht Club home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Circle Bay Yacht Club.
Listing agents and seller representation in Circle Bay Yacht Club
Thinking about selling in Circle Bay Yacht Club? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Circle Bay Yacht Club sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 101 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Circle Bay Yacht Club. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in Stuart · how to cancel a listing agreement · selling a house with an HOA violation
Realtors and real estate agents serving Circle Bay Yacht Club
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Circle Bay Yacht Club is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how a special assessment affects your sale · how a flood zone affects your home value · when and how to price your home
Buyer's agents in Circle Bay Yacht Club
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Circle Bay Yacht Club, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Martin County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · timing a listing in the Florida market · buying and selling at the same time
Buying Instead?
Search Circle Bay Yacht Club with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Circle Bay Yacht Club?
Ask any listing agent you interview two questions. Which homes have they closed near Circle Bay Yacht Club, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $325,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Martin County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Circle Bay Yacht Club?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Circle Bay Yacht Club, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Circle Bay Yacht Club?
You are not legally required to use one, but most buyers in Circle Bay Yacht Club do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Martin County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Circle Bay Yacht Club property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Martin County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
More Communities in Stuart
Leisure Village
55+ Community
Mariner Sands
Gated Community
Miles Grant
55+ Community
Vista Del Lago
55+ Community
Sailfish Point
Waterfront Community
Port Salerno
New Construction
Kingswood
55+ Community
King Mountain Condo (Aka Monterey Yacht & Country
55+ Community
King Mountain Condo Monterey Yacht & Country Club
55+ Community
Martins Crossing
Community
Sailfish Cay
Community
Poppleton Creek
Waterfront Community
Nearby Communities in Martin County
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