Not Ready for 55+? All Age Communities in Florida With Resort Amenities in Palm Beach County and Port St. Lucie

All age communities in Florida give you the pools, clubhouses and trails that draw people to 55+ living, without an age rule on who can buy or live there. That matters if you are in your 40s or early 50s, if grown kids or grandkids may move in, or if you simply want a wider pool of future buyers when you sell. This guide compares all-age options in Westlake, Palm Beach Gardens and Port St. Lucie with age-restricted ones, using clear criteria: clubhouse access, fees, district assessments, schools and resale flexibility.

Key takeaways

• A 55+ community can limit residents by age only if at least 80% of occupied units house someone 55 or older and it follows HUD's rules. All-age communities have no such limit.
• Westlake, built by Minto in western Palm Beach County, is centered on a $22 million amenity campus open to residents of all ages.
• Tradition in Port St. Lucie mixes all-age neighborhoods with a 55+ section, so you can compare both inside one master plan.
• Many new master-planned communities carry both HOA dues and a community development district assessment. Florida requires the CDD notice in the first sales contract.
• All-age homes can be sold to any buyer, which can mean a larger resale market than a 55+ home.

What all age communities in Florida offer

The phrase "resort-style amenities" used to point mostly to 55+ communities. Today, many new master-planned communities in South Florida build the same features for everyone. Think lagoon pools, fitness centers, sports courts, event lawns and miles of trails.

The key difference is who can live there. Federal law lets "housing for older persons" turn away younger buyers. To qualify as 55+ housing, at least 80% of occupied units must have at least one resident 55 or older. The community must also publish age policies and verify ages. An all-age community has none of these limits.

So the choice is less about amenities and more about lifestyle and flexibility. Some buyers want the quiet of a 55+ setting. Others want neighbors of every age, or need room for a child or parent to move in.

Westlake: one of the all age communities in Florida built around amenities

Westlake sits in western Palm Beach County and was planned by Minto Communities. Minto has announced that it finished the final phase of its $22 million Westlake Adventure Park, which it calls the centerpiece of the 3,800-acre master-planned community.

According to Minto, the park includes a resort-style lagoon pool with a tower water slide, a splash pad, a BMX pump park, a children's playground, a lawn and concert pavilion, bocce courts, grilling stations and a dog park. In other words, it is built with kids and adults in mind. Our article on what is inside Westlake Adventure Park covers the details.

Westlake is still a small market. According to Pure Equity's MLS data as of October 1, 2026, it had 107 active listings, a small sample, with a median list price of $749,000 and a median of $312 per square foot. See current listings on our Westlake page.

Palm Beach Gardens: all-age options at a higher price

Palm Beach Gardens has many gated and golf communities, and most are open to all ages. The newest large project is Avenir, a master-planned community in the western part of the city with several builders and a central clubhouse.

Avenir mixes neighborhood types. Some enclaves have their own clubs, and buyers should ask which sections, if any, carry age rules. Because each builder sets its own amenity and fee structure, compare the specific enclave rather than Avenir as a whole.

Prices here run higher than in Westlake or Port St. Lucie. Pure Equity's MLS data as of October 1, 2026 shows a median list price of $899,000 in Palm Beach Gardens, at $419 per square foot.

Port St. Lucie: all-age and 55+ in one master plan

Tradition, master-planned by Mattamy Homes, is a useful place to compare all-age and 55+ living side by side. Mattamy's site describes it as an 8,300-acre community with a town center and a trail, the T Trail, that links neighborhoods, the town center and Cleveland Clinic.

In early October 2026, Mattamy listed four all-age neighborhoods in Tradition: Cadence, Cadence Townhomes, Kenley and Seville. Starting prices ranged from $330,990 for a Cadence townhome to $470,990 in Seville, which Mattamy describes as having a beach club pool and clubhouse. It also listed Telaro, a 55+ active adult neighborhood, from $395,990.

Citywide, Port St. Lucie had a median list price of $429,000 as of October 1, 2026, per Pure Equity's MLS data. You can browse current homes on our Port St. Lucie page.

How to compare all age communities in Florida

Builders and sales centers all promise "resort living." So use the same five criteria for every community on your list.

1. Clubhouse access and rules

Ask who can use each amenity and when. Some all-age communities set adult-only pool hours or fitness rooms. Others have a separate club with its own membership and dues. Also ask about guest rules if family visits often.

2. HOA dues and what they cover

Get the current HOA budget, not just the monthly figure. Check what it covers, such as lawn care, cable, security or amenity staff. Florida law requires a disclosure summary before you sign, and if you do not get it, you can cancel within 3 days of receiving it, before closing.

3. CDD assessments

Many new master-planned communities use a community development district to pay for roads, water and other infrastructure. Under Florida law, the first sales contract must include a bold notice that the district may levy taxes or assessments. Those charges appear on the property tax bill, separate from HOA dues. Ask for the yearly amount and how many years of bond payments remain.

4. School proximity

For families, the zoned schools matter as much as the clubhouse. Check each address with the School District of Palm Beach County or St. Lucie Public Schools. Also ask whether any new schools are planned inside the community, and confirm the timeline with the district rather than the sales office.

5. Resale flexibility

An all-age home can be sold to any buyer. A 55+ home is limited to buyers who fit the community's age policy. That smaller pool is not always a problem, but it can matter in a slow market. Also check rental rules, since some communities limit leasing in the first year or cap the number of rentals.

All age communities in Florida vs 55+ communities

Here is how the two usually compare. Every community is different, so confirm each point with the documents.

• Who can live there: Anyone in an all-age community. In a 55+ community, at least 80% of occupied units must include someone 55 or older, and the community's own rules may be stricter.
• Activity and noise: All-age communities have school buses, youth sports and busier pools. 55+ communities tend to be quieter, with more organized adult clubs and events.
• Amenities: Both can be large. All-age amenities lean toward splash pads, playgrounds and sports fields, while 55+ clubs often add card rooms, classes and social staff.
• Buyer pool at resale: All-age is open to everyone. 55+ is limited by age policy.
• Family stays: Many 55+ communities set limits on how long younger relatives can stay. All-age communities usually have no such rule.

If you are still deciding, read the age policy and rules of any 55+ community closely, since each one sets its own details within the federal limits.

Questions to ask when you tour

A sales center tour shows a community at its best. So bring a short list and ask the same questions everywhere you go.

• Which amenities are open now, and which are still planned? Ask for dates in writing.
• Are any amenities run by a separate club with its own dues or initiation fee?
• What are the HOA dues this year, and how have they changed since the community opened?
• Is there a CDD assessment, and what is the yearly amount for this lot?
• When does the developer plan to turn the HOA over to residents?
• What are the rules on rentals, boats, trucks, fences and pools?
• Which public schools serve this address today?

Then visit at a busy time, such as a Saturday afternoon or a weekday after school. That shows you how the pool, gym and parking actually feel when residents are home. If a quieter setting matters to you, it is better to learn that before you sign than after you move in.

Frequently asked questions

What are all age communities in Florida?

They are neighborhoods with no age limit on who can buy or live there. Many new ones offer the same resort-style amenities found in 55+ communities, such as large pools, clubhouses and trails.

Can a master-planned community have both all-age and 55+ sections?

Yes. Tradition in Port St. Lucie is one example, with all-age neighborhoods and Telaro, a 55+ section, inside the same master plan.

Do all-age communities cost more in fees than 55+ communities?

Not by rule. Fees depend on the amenities, staff and services each community provides. Compare the HOA budget and any CDD assessment for each one.

Are homes in all age communities in Florida easier to resell?

They can be, since any buyer can purchase them. However, price, location and condition still matter far more than the age rule alone.

Which all-age community has the most amenities near Palm Beach?

It depends on what you value. Westlake's Adventure Park is a large shared campus, while some Palm Beach Gardens enclaves have their own private clubs. Tour each one at the times you would actually use it.

Sources

• Minto Communities, Final phase of Westlake Adventure Park completed
• Mattamy Homes, Tradition
• 42 U.S. Code section 3607 (housing for older persons)
• Florida Statutes, section 190.048 (CDD disclosure)
• Florida Statutes, section 720.401 (HOA disclosure summary)
• School District of Palm Beach County

Selling a home to move into a new community? We will price your current home and plan the timing around your build. Talk with a listing agent. Buying? Get a new construction vs. resale comparison from a Pure Equity agent.