Loading…
Loading…
Master-Planned · Sebring, FL
Sun 'n Lake of Sebring is one of Central Florida's largest and most established planned communities, offering an affordable lakefront lifestyle on the shores of Lake Josephine. The community features a mix of single-family homes, manufactured homes, and vacant lots across a friendly neighborhood with an 18-hole golf course, community center, and direct lake access.
Get Pre-Approved →Get Listings Alerts
Be the first to know when a new home hits the market in Sun 'n Lake of Sebring.
Available Now
Market Overview
There are 23 active listings for sale in Sun 'n Lake of Sebring right now. The median list price is $350,000, or about $188 per square foot. Listings span $304,770 to $399,999, so there is inventory across most budgets. Homes are averaging 185 days on market. These figures update from the MLS as the market moves.
Sun 'n Lake of Sebring Market Stats
Live MLSFrequently Asked Questions
About Sun 'n Lake of Sebring
Sun 'n Lake of Sebring is one of Central Florida's largest and most established planned communities, offering an affordable lakefront lifestyle on the shores of Lake Josephine. The community features a mix of single-family homes, manufactured homes, and vacant lots across a friendly neighborhood with an 18-hole golf course, community center, and direct lake access.
Sun 'n Lake of Sebring is a master-planned community in Highlands County, and its scale and variety set it apart from the smaller subdivisions nearby. Buyers here find a broad mix of housing, from single-family homes on quiet residential streets to villas and patio homes, across a wide range of price points. Because Highlands County sits in Florida's interior, value per square foot tends to be considerably more approachable than the coastal markets, which makes Sun 'n Lake popular with retirees, first-time buyers, and anyone seeking more home and land for the money. Lake and golf-oriented lots show up within the community, and the master-planned layout means newer construction sits alongside established homes.
Sebring anchors the central Highlands lifestyle, known for its lakes, its outdoor recreation, and of course the racing heritage at Sebring International Raceway. The community is convenient to US-27, the main north-south artery through the region, which keeps shopping, medical facilities, and everyday errands within easy reach. Lake Jackson and the chain of lakes around Sebring give residents fishing and boating options, and the slower pace of inland Florida appeals to people who want space and quiet rather than beach-town density. Larger metros like Orlando and the Gulf and Atlantic coasts are all reachable by car for day trips.
For buyers and sellers, a master-planned community of this type usually carries an HOA or community district that funds shared amenities and maintenance, so reviewing the current dues and what they cover is a sensible first step. Inland Highlands County generally sees lower flood exposure than the coast, but a property-specific flood-zone check and standard Florida windstorm coverage still belong in the budget. The community fits a wide audience, from active retirees and seasonal residents to families wanting affordable space, which is part of why a master-planned setting with varied housing stock holds steady demand.
Homes & Architecture
Homes for sale in Sun 'n Lake of Sebring offer 3 to 4 bedrooms and 2 to 3 baths. Living areas run from about 1,550 to 2,182 square feet. The mix here includes single family and land homes. Current prices run from $304,770 to $399,999. The homes on the market were built between 1995 and 2026.
Amenities & Lifestyle
Sun 'n Lake of Sebring is a residential neighborhood, and its homeowners association maintains the shared areas and community standards.
Location
Sun 'n Lake of Sebring is located in Sebring, part of Highlands County, Florida. The Sebring area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Sun 'n Lake of Sebring
Buying in Sun 'n Lake of Sebring follows the same path as the rest of Highlands County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Highlands County is about $1,295. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Sebring means you see new listings in Sun 'n Lake of Sebring the day they reach the market.
Selling in Sun 'n Lake of Sebring
A successful sale in Sun 'n Lake of Sebring comes down to pricing, presentation, and marketing. List prices in Sun 'n Lake of Sebring currently center around $350,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Sun 'n Lake of Sebring owners in Sebring, so you can see what your property could sell for before you commit to listing.
More Communities in Sebring
Related Reading
