Master-Planned · Sebring, FL
Sun 'n Lake of Sebring Sebring, FL Homes For Sale & Real Estate
Sun 'n Lake of Sebring, Sebring, FL, is a master-planned community in Highlands County with 43 homes for sale right now. Sun 'n Lake of Sebring is one of Central Florida's largest and most established planned communities, offering an affordable lakefront lifestyle on the shores of Lake Josephine.
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Sun 'n Lake of Sebring Market at a Glance
Live MLS · Updated Oct 8, 2026
- Active Inventory
- 43
- New Listings (30d)
- 7
- Pending Sales
- 0
- Median List Price
- $350,000
- Avg Days on Market
- 253
Residential MLS data for Sun 'n Lake of Sebring, updated nightly. View full market reports →
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Market Overview
Sun 'n Lake of Sebring real estate market
There are 43 active listings for sale in Sun 'n Lake of Sebring right now. The median list price is $350,000, or about $187 per square foot. Listings span $286,500 to $525,000, so there is inventory across most budgets. Homes are averaging 253 days on market. These figures update from the MLS as the market moves.
Sun 'n Lake of Sebring Market Stats
MLS data updated October 8, 2026- Active Listings
- 43
- Median List Price
- $350,000
- Median $/Sq Ft
- $187
- Avg Days on Market
- 253
- Price Range
- $286,500 to $525,000
Frequently Asked Questions
- How many homes are for sale in Sun 'n Lake of Sebring?
- There are 43 active listings for sale in Sun 'n Lake of Sebring right now, and these counts update from the MLS as homes come on the market and go under contract. Prices cluster fairly closely, with the top of the market about 1.8 times the entry level. Ask us to set up a search alert and you will see new Sun 'n Lake of Sebring listings the day they reach the market.
- What is the median home price in Sun 'n Lake of Sebring?
- The median list price in Sun 'n Lake of Sebring is $350,000, or roughly $187 per square foot. The median is the midpoint of what is currently listed, so about half of Sun 'n Lake of Sebring homes ask more and half ask less, within a broader range of $286,500 to $525,000. The median sits near the middle of that range, so Sun 'n Lake of Sebring inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Sun 'n Lake of Sebring cover?
- Homes for sale in Sun 'n Lake of Sebring currently range from about $286,500 at the entry level to $525,000 at the top of the market. That spread reflects lot size, square footage, and finish level across the single-family homes here, with the median list price around $350,000. The spread is tight, which usually points to a consistent housing stock rather than a mix of sizes and eras. Tell us your budget and must-haves and we will send the Sun 'n Lake of Sebring listings that actually fit.
- How long do homes take to sell in Sun 'n Lake of Sebring?
- Homes in Sun 'n Lake of Sebring are averaging 253 days on market, measured from the day a listing goes live to the day it goes under contract. That is a slow pace, so sellers here should expect to price carefully and buyers often have time to compare before committing. Days on market in Sun 'n Lake of Sebring also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
About Sun 'n Lake of Sebring
Sun 'n Lake of Sebring, Sebring, FL, is a master-planned community in Highlands County with 43 homes for sale right now. Sun 'n Lake of Sebring is one of Central Florida's largest and most established planned communities, offering an affordable lakefront lifestyle on the shores of Lake Josephine. The community features a mix of single-family homes, manufactured homes, and vacant lots across a friendly neighborhood with an 18-hole golf course, community center, and direct lake access.
Sun 'n Lake of Sebring is a master-planned community in Highlands County, and its scale and variety set it apart from the smaller subdivisions nearby. Buyers here find a broad mix of housing, from single-family homes on quiet residential streets to villas and patio homes, across a wide range of price points. Because Highlands County sits in Florida's interior, value per square foot tends to be considerably more approachable than the coastal markets, which makes Sun 'n Lake popular with retirees, first-time buyers, and anyone seeking more home and land for the money. Lake and golf-oriented lots show up within the community, and the master-planned layout means newer construction sits alongside established homes.
Sebring anchors the central Highlands lifestyle, known for its lakes, its outdoor recreation, and of course the racing heritage at Sebring International Raceway. The community is convenient to US-27, the main north-south artery through the region, which keeps shopping, medical facilities, and everyday errands within easy reach. Lake Jackson and the chain of lakes around Sebring give residents fishing and boating options, and the slower pace of inland Florida appeals to people who want space and quiet rather than beach-town density. Larger metros like Orlando and the Gulf and Atlantic coasts are all reachable by car for day trips.
For buyers and sellers, a master-planned community of this type usually carries an HOA or community district that funds shared amenities and maintenance, so reviewing the current dues and what they cover is a sensible first step. Inland Highlands County generally sees lower flood exposure than the coast, but a property-specific flood-zone check and standard Florida windstorm coverage still belong in the budget. The community fits a wide audience, from active retirees and seasonal residents to families wanting affordable space, which is part of why a master-planned setting with varied housing stock holds steady demand.
- ✓Lakefront living on Lake Josephine
- ✓18-hole golf course within the community
- ✓Community center with pool, tennis & activities
- ✓One of Highlands County's most established neighborhoods
- ✓Affordable entry point with strong rental demand
Homes & Architecture
Homes for sale in Sun 'n Lake of Sebring
Homes for sale in Sun 'n Lake of Sebring offer 3 to 4 bedrooms and 2 to 3 baths. Living areas run from about 1,665 to 2,182 square feet. The mix here includes land and single family homes. Current prices run from $286,500 to $525,000. The homes on the market were built between 2007 and 2026.
HOA
Sun 'n Lake of Sebring HOA fees
- Median HOA fee
- $25/mo
- Typical range
- $14 to $83
- Lowest to highest
- $2 to $141
- Listings with a fee
- 3 of 44
Across the 3 homes for sale in Sun 'n Lake of Sebring that list an HOA fee, the median is $25 a month. Half of them fall between $14 and $83. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.
From current MLS listings in Sun 'n Lake of Sebring; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.
Recent Sales
Recently sold homes in Sun 'n Lake of Sebring
These are the last 6 recorded closings in Sun 'n Lake of Sebring, with the price each home actually sold for rather than what it was listed at. They closed at a median of $195 per square foot. The most recent closed on July 31, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$375,000
Sold · July 31, 2026
7322 Granada Boulevard
4 bed · 3 bath · 1,927 sqft · $195/sqft
$14,900 under the asking price
Sold$313,700
Sold · July 17, 2026
6823 Dickinson Drive
4 bed · 2 bath · 1,860 sqft · $169/sqft
$4,700 over the asking price
Sold$14,900
Sold · July 7, 2026
8377 Mantua Avenue
0 bed · 0 bath
Sold$369,900
Sold · April 23, 2026
4737 Myrtle Beach Drive
4 bed · 3 bath · 1,990 sqft · $186/sqft
Sold$342,900
Sold · February 2, 2026
5810 Columbus Boulevard
3 bed · 2 bath · 1,640 sqft · $209/sqft
Sold$40,000
Sold · January 9, 2026
5501 Sopera Drive
0 bed · 0 bath
$3,000 under the asking price
See every recorded sale in Sun 'n Lake of Sebring or find out what your Sun 'n Lake of Sebring home is worth.
Market & Value
Sun 'n Lake of Sebring market and home values
Values in Sun 'n Lake of Sebring track the community's own sales more closely than any broad regional number. The median list price in Sun 'n Lake of Sebring is around $350,000, or roughly $187 per square foot. That sits about 17% above the Highlands County median, which shows where Sun 'n Lake of Sebring lands in the local market. Recent asking prices have run from $286,500 to $525,000, so the home you choose within Sun 'n Lake of Sebring matters as much as the community average. Homes here have recently taken about 253 days to go under contract, a useful gauge of how quickly the Sun 'n Lake of Sebring market is moving. For pricing an offer or a listing, comparable sales within Sun 'n Lake of Sebring carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Sun 'n Lake of Sebring so you work from real numbers, not an estimate.
How It Compares
Sun 'n Lake of Sebring compared to nearby Sebring communities
Sun 'n Lake of Sebring sits 3 of 7 on median price among these Sebring communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.
| Community | Homes | Median | $/Sq Ft | Days |
|---|---|---|---|---|
| Orange Blossom | 34 | $630,000 | $302 | 192 |
| Spring Lake Vill | 16 | $429,900 | $215 | 198 |
| Sun 'n Lake of Sebring this page | 43 | $350,000 | $187 | 253 |
| Sun N Lake Est Of Sebring | 67 | $333,500 | $216 | 175 |
| Sun N Lk Seb | 26 | $312,500 | $172 | 183 |
| Sun Lake Estates Of | 7 | $299,995 | $136 | 292 |
| Sebring Hills So | 8 | $255,000 | - | 317 |
Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.
Who It Suits
Is Sun 'n Lake of Sebring right for you?
A quick read on who fits Sun 'n Lake of Sebring saves time before you visit. Sun 'n Lake of Sebring suits a range of buyers, from first-time owners to move-up families, who want a home in Sebring with the everyday conveniences of the area close by. On price, Sun 'n Lake of Sebring lands in the middle of the market, a common fit for move-up buyers and full-time residents. Whether Sun 'n Lake of Sebring is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Sun 'n Lake of Sebring
Sun 'n Lake of Sebring is a residential neighborhood, and its homeowners association maintains the shared areas and community standards.
Location
Sun 'n Lake of Sebring location
Sun 'n Lake of Sebring is located in Sebring, part of Highlands County, Florida. The Sebring area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Sun 'n Lake of Sebring
Buying a home in Sun 'n Lake of Sebring
Buying in Sun 'n Lake of Sebring follows the same path as the rest of Highlands County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Highlands County is about $1,295. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Sebring means you see new listings in Sun 'n Lake of Sebring the day they reach the market.
Selling in Sun 'n Lake of Sebring
Selling a home in Sun 'n Lake of Sebring
A successful sale in Sun 'n Lake of Sebring comes down to pricing, presentation, and marketing. List prices in Sun 'n Lake of Sebring currently center around $350,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Sun 'n Lake of Sebring owners in Sebring, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Sun 'n Lake of Sebring home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Sun 'n Lake of Sebring.
Listing agents and seller representation in Sun 'n Lake of Sebring
Thinking about selling in Sun 'n Lake of Sebring? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Sun 'n Lake of Sebring sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 253 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Sun 'n Lake of Sebring. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: how to cancel a listing agreement · short sales in Florida, and when they make sense
Realtors and real estate agents serving Sun 'n Lake of Sebring
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Sun 'n Lake of Sebring is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: does a busy street lower your home value? · how much is my house worth in South Florida? · when and how to price your home
Buyer's agents in Sun 'n Lake of Sebring
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Sun 'n Lake of Sebring, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Highlands County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · timing a listing in the Florida market · buying and selling at the same time
Buying Instead?
Search Sun 'n Lake of Sebring with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Sun 'n Lake of Sebring?
Ask any listing agent you interview two questions. Which homes have they closed near Sun 'n Lake of Sebring, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $350,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Highlands County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Sun 'n Lake of Sebring?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Sun 'n Lake of Sebring, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Sun 'n Lake of Sebring?
You are not legally required to use one, but most buyers in Sun 'n Lake of Sebring do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Highlands County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Sun 'n Lake of Sebring property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Highlands County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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