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Gated Community · Palm City, FL
Recent closed sales in Harbour Pointe — a read on what homes here actually sell for.
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Recently Sold · 3
About Harbour Pointe
Harbour Pointe is a gated community in Palm City, Martin County, Florida. Active listings are priced from $759,000 to $769,900. Homes were built between 1994 and 2005. Pure Equity Realty lists homes in Harbour Pointe for 1% commission and represents buyers at no cost.
Homes & Architecture
Recent listings in Harbour Pointe have offered 3 bedrooms and 2 to 2.5 baths. Floor plans span roughly 1,995 to 2,221 square feet. The mix here includes single family homes. The homes on the market were built between 1992 and 1993.
Amenities & Lifestyle
The community is gated, with controlled access at the entrance.
Location
Harbour Pointe sits in Palm City, part of Martin County, Florida. Residents are close to the shopping, dining, schools, and parks of the Palm City area, with the wider job centers, beaches, and airports of the region within driving distance.
Buying in Harbour Pointe
If a home in Harbour Pointe catches your eye here, the buying process follows the same path as the rest of Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Palm City means you see new listings in Harbour Pointe the day they reach the market.
Selling in Harbour Pointe
Thinking of selling in Harbour Pointe? A successful sale here comes down to pricing, presentation, and marketing. List prices in Harbour Pointe currently center around $759,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Harbour Pointe owners in Palm City, so you can see what your property could sell for before you commit to listing.
Frequently Asked Questions
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