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Country Club · Palm City, FL
Harbour Ridge Yacht & Country Club is a private, gated golf-and-yacht community on 885 acres along the North Fork of the St. Lucie River in Palm City. Two championship courses (a Pete Dye and a Joe Lee design), three marinas with protected slips, and a nature preserve define the equity-membership club.
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Market Overview
There are 2 active listings for sale in Harbour Ridge right now. The median list price is $877,944, or about $313 per square foot. Listings span $360,000 to $1,395,888, so there is inventory across most budgets. Homes are averaging 84 days on market. These figures update from the MLS as the market moves.
Harbour Ridge Market Stats
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About Harbour Ridge
Harbour Ridge Yacht & Country Club is a private, gated golf-and-yacht community on 885 acres along the North Fork of the St. Lucie River in Palm City. Two championship courses (a Pete Dye and a Joe Lee design), three marinas with protected slips, and a nature preserve define the equity-membership club. Homes range from club condos to single-family estates with water, golf, and preserve views.
Harbour Ridge is a private country club community in the Stuart area of Martin County, and country club communities of this type are built around club amenities with a mix of single-family homes, attached villas, and condos set among golf, water, and preserve. Buyers here typically find homes oriented toward an amenity-rich lifestyle, with views of fairways, lakes, or natural areas and layouts designed for indoor-outdoor living. Pricing in established Martin County club communities generally sits at the upper end of the Treasure Coast market, reflecting the gated setting, the club lifestyle, and Martin County's reputation as one of the more exclusive corners of the region.
The location pairs a private-club setting with Martin County's prized natural surroundings near the St. Lucie River and the larger Treasure Coast waterways. Stuart anchors the area with a historic downtown, dining, marinas, and shopping, and access to I-95 and US-1 connects residents up and down the coast. Martin County is known for its lower-density, preservation-minded character and its proximity to the water, which is much of why communities here command a premium. The beaches and the river are part of the regional draw, with the club community offering a private, amenity-focused base within that setting.
Buyers should plan carefully for the club and HOA structure, which in country club communities is often the largest ongoing cost after the mortgage. Many such communities require club membership with initiation and recurring dues on top of HOA fees that fund the gate, common areas, and amenities, so confirm the full financial picture, including any equity membership and reserves, before buying. South Florida insurance and flood considerations apply, and waterfront or low-lying homes warrant a close flood-zone review. Harbour Ridge suits buyers seeking a private, amenity-driven country club lifestyle in an established, preservation-minded part of Martin County.
Homes & Architecture
Homes for sale in Harbour Ridge offer 3 bedrooms and 2 to 3.5 baths. Living areas run from about 1,934 to 3,168 square feet. The mix here includes condo and single family homes. Current prices run from $360,000 to $1,395,888. The homes on the market were built between 1986 and 1987.
Amenities & Lifestyle
Waterfront homes here offer canal, lake, or Intracoastal frontage, and some sites include private dockage.
Location
Harbour Ridge is located in Palm City, part of Martin County, Florida. Residents are close to the shopping, dining, schools, and parks of the Palm City area, with the wider job centers, beaches, and airports of the region within driving distance.
Buying in Harbour Ridge
Buying in Harbour Ridge follows the same path as the rest of Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Palm City means you see new listings in Harbour Ridge the day they reach the market.
Selling in Harbour Ridge
A successful sale in Harbour Ridge comes down to pricing, presentation, and marketing. List prices in Harbour Ridge currently center around $877,944, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Harbour Ridge owners in Palm City, so you can see what your property could sell for before you commit to listing.
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