Gated Community · Palm City, FL
Harbour Ridge - Mile Lake Village Palm City, FL Homes For Sale & Real Estate
Harbour Ridge - Mile Lake Village, Palm City, FL, is a gated community in Martin County with 3 homes for sale right now. Harbour Ridge - Mile Lake Village is a large-lot community in Palm City, Martin County, Florida.
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Market Overview
Harbour Ridge - Mile Lake Village real estate market
There are 3 active listings for sale in Harbour Ridge - Mile Lake Village right now. The median list price is $149,000, or about $92 per square foot. Listings span $49,000 to $219,000, so there is inventory across most budgets. Homes are averaging 114 days on market. These figures update from the MLS as the market moves.
Harbour Ridge - Mile Lake Village Market Stats
MLS data updated October 1, 2026- Active Listings
- 3
- Median List Price
- $149,000
- Median $/Sq Ft
- $92
- Avg Days on Market
- 114
- Price Range
- $49,000 to $219,000
Frequently Asked Questions
- How many homes are for sale in Harbour Ridge - Mile Lake Village?
- There are 3 active listings for sale in Harbour Ridge - Mile Lake Village right now, and these counts update from the MLS as homes come on the market and go under contract. The most expensive listing asks about 4 times the least expensive, so budgets vary widely within Harbour Ridge - Mile Lake Village. Ask us to set up a search alert and you will see new Harbour Ridge - Mile Lake Village listings the day they reach the market.
- What is the median home price in Harbour Ridge - Mile Lake Village?
- The median list price in Harbour Ridge - Mile Lake Village is $149,000, or roughly $92 per square foot. The median is the midpoint of what is currently listed, so about half of Harbour Ridge - Mile Lake Village homes ask more and half ask less, within a broader range of $49,000 to $219,000. The median sits near the middle of that range, so Harbour Ridge - Mile Lake Village inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Harbour Ridge - Mile Lake Village cover?
- Homes for sale in Harbour Ridge - Mile Lake Village currently range from about $49,000 at the entry level to $219,000 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $149,000. That is a wide spread, so Harbour Ridge - Mile Lake Village genuinely holds homes at very different budgets rather than one price point. Tell us your budget and must-haves and we will send the Harbour Ridge - Mile Lake Village listings that actually fit.
- How long do homes take to sell in Harbour Ridge - Mile Lake Village?
- Homes in Harbour Ridge - Mile Lake Village are averaging 114 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Harbour Ridge - Mile Lake Village also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
- Is Harbour Ridge - Mile Lake Village a gated community?
- Yes. Harbour Ridge - Mile Lake Village is a gated community with controlled access at the entrance.
- Are there lakefront homes in Harbour Ridge - Mile Lake Village?
- Yes. Many Harbour Ridge - Mile Lake Village homes back onto community lakes, and lake-view lots are common in current listings. The water here is inland lake frontage rather than Intracoastal or ocean access, so do not expect navigable water or boat dockage.
About Harbour Ridge - Mile Lake Village
Harbour Ridge - Mile Lake Village, Palm City, FL, is a gated community in Martin County with 3 homes for sale right now. Harbour Ridge - Mile Lake Village is a large-lot community in Palm City, Martin County, Florida. Parcels and homes are priced from $74,500 to $285,000. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.
Homes & Architecture
Homes for sale in Harbour Ridge - Mile Lake Village
Homes for sale in Harbour Ridge - Mile Lake Village offer 2 to 3 bedrooms and 2 baths. Floor plans span roughly 1,618 to 1,819 square feet. The mix here includes condo homes. Current prices run from $49,000 to $219,000. The homes on the market were built between 1986 and 1987.
HOA
Harbour Ridge - Mile Lake Village HOA fees
- Median HOA fee
- $4,408/mo
- Typical range
- $4,392 to $4,408
- Lowest to highest
- $4,377 to $4,408
- Listings with a fee
- 3 of 3
Across the 3 homes for sale in Harbour Ridge - Mile Lake Village that list an HOA fee, the median is $4,408 a month. Half of them fall between $4,392 and $4,408. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.
The fee most often covers cable TV, common areas, reserve fund, security, hvac and internet. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.
Listings here most often mention boating, clubhouse, dog park, fitness center, golf course and library.
All 3 listings that state a pet policy allow pets, some with size or number limits.
From current MLS listings in Harbour Ridge - Mile Lake Village; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.
Market & Value
Harbour Ridge - Mile Lake Village market and home values
The Harbour Ridge - Mile Lake Village real estate market reads best through the community's own recent activity, not a county-wide average. The median list price in Harbour Ridge - Mile Lake Village is around $149,000, or roughly $92 per square foot. That sits about 70% below the Martin County median, which shows where Harbour Ridge - Mile Lake Village lands in the local market. Recent asking prices have run from $49,000 to $219,000, so the home you choose within Harbour Ridge - Mile Lake Village matters as much as the community average. Homes here have recently taken about 114 days to go under contract, a useful gauge of how quickly the Harbour Ridge - Mile Lake Village market is moving. For pricing an offer or a listing, comparable sales within Harbour Ridge - Mile Lake Village carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Harbour Ridge - Mile Lake Village so you work from real numbers, not an estimate.
How It Compares
Harbour Ridge - Mile Lake Village compared to nearby Palm City communities
Harbour Ridge - Mile Lake Village carries the lowest median of the 7 Palm City communities compared here. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.
| Community | Homes | Median | $/Sq Ft | Days |
|---|---|---|---|---|
| Palm City Farms | 11 | $1,486,500 | $571 | 185 |
| Highlands Reserve | 9 | $850,000 | $228 | 78 |
| Palm Cove Golf & Yacht Club | 13 | $768,000 | $309 | 99 |
| Pipers Landing | 14 | $742,000 | $230 | 106 |
| Newfield Crossroads | 14 | $702,338 | $310 | 50 |
| Pine Ridge At Martin Downs | 15 | $215,000 | $192 | 179 |
| Harbour Ridge - Mile Lake Village this page | 3 | $149,000 | $92 | 114 |
Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.
Who It Suits
Is Harbour Ridge - Mile Lake Village right for you?
It helps to know who Harbour Ridge - Mile Lake Village tends to suit before you tour. Harbour Ridge - Mile Lake Village works well for families and professionals who want the security and quieter streets of a gated community, often near the schools, shopping, and commuting routes of Palm City. A lake view is a common ask here, since many Harbour Ridge - Mile Lake Village lots back onto water without the flood exposure of a coastal address. On price, Harbour Ridge - Mile Lake Village sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Harbour Ridge - Mile Lake Village is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Harbour Ridge - Mile Lake Village
The community is gated, with controlled access at the entrance. Many homesites in Harbour Ridge - Mile Lake Village back onto community lakes, so lake views and water frontage are common here even though the community sits inland.
Location
Harbour Ridge - Mile Lake Village location
Harbour Ridge - Mile Lake Village is located in Palm City, part of Martin County, Florida. The Palm City area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Harbour Ridge - Mile Lake Village
Buying a home in Harbour Ridge - Mile Lake Village
The buying process in Harbour Ridge - Mile Lake Village is the one used across Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Palm City means you see new listings in Harbour Ridge - Mile Lake Village the day they reach the market.
Selling in Harbour Ridge - Mile Lake Village
Selling a home in Harbour Ridge - Mile Lake Village
Selling a home in Harbour Ridge - Mile Lake Village starts with pricing it correctly for current conditions. List prices in Harbour Ridge - Mile Lake Village currently center around $149,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Harbour Ridge - Mile Lake Village owners in Palm City, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Harbour Ridge - Mile Lake Village home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Harbour Ridge - Mile Lake Village.
Listing agents and seller representation in Harbour Ridge - Mile Lake Village
Thinking about selling in Harbour Ridge - Mile Lake Village? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Harbour Ridge - Mile Lake Village sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 114 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Harbour Ridge - Mile Lake Village. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in Palm City · how to choose a listing agent · selling a house with hurricane damage
Realtors and real estate agents serving Harbour Ridge - Mile Lake Village
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Harbour Ridge - Mile Lake Village is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: home value after a renovation: what actually adds · how waterfront homes are valued · selling in a difficult situation
Buyer's agents in Harbour Ridge - Mile Lake Village
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Harbour Ridge - Mile Lake Village, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Martin County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · what Florida sellers have to disclose · showings, access and what buyers notice
Buying Instead?
Search Harbour Ridge - Mile Lake Village with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Harbour Ridge - Mile Lake Village?
Ask any listing agent you interview two questions. Which homes have they closed near Harbour Ridge - Mile Lake Village, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $149,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Martin County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Harbour Ridge - Mile Lake Village?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Harbour Ridge - Mile Lake Village, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Harbour Ridge - Mile Lake Village?
You are not legally required to use one, but most buyers in Harbour Ridge - Mile Lake Village do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Martin County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Harbour Ridge - Mile Lake Village property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Martin County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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