Gated Community · Palm City, FL
Harbour Ridge Y&CC - Palmetto Village Palm City, FL Homes For Sale & Real Estate
Harbour Ridge Y&CC - Palmetto Village, Palm City, FL, is a gated community in Martin County with 2 homes for sale right now. Harbour Ridge Y&CC - Palmetto Village is a large-lot community in Palm City, Martin County, Florida.
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Market Overview
Harbour Ridge Y&CC - Palmetto Village real estate market
There are 2 active listings for sale in Harbour Ridge Y&CC - Palmetto Village right now. The median list price is $131,900, or about $88 per square foot. Listings span $55,000 to $208,800, so there is inventory across most budgets. Homes are averaging 569 days on market. These figures update from the MLS as the market moves.
Harbour Ridge Y&CC - Palmetto Village Market Stats
MLS data updated September 28, 2026- Active Listings
- 2
- Median List Price
- $131,900
- Median $/Sq Ft
- $88
- Avg Days on Market
- 569
- Price Range
- $55,000 to $208,800
Frequently Asked Questions
- How many homes are for sale in Harbour Ridge Y&CC - Palmetto Village?
- There are 2 active listings for sale in Harbour Ridge Y&CC - Palmetto Village right now, and these counts update from the MLS as homes come on the market and go under contract. The most expensive listing asks about 4 times the least expensive, so budgets vary widely within Harbour Ridge Y&CC - Palmetto Village. Ask us to set up a search alert and you will see new Harbour Ridge Y&CC - Palmetto Village listings the day they reach the market.
- What is the median home price in Harbour Ridge Y&CC - Palmetto Village?
- The median list price in Harbour Ridge Y&CC - Palmetto Village is $131,900, or roughly $88 per square foot. The median is the midpoint of what is currently listed, so about half of Harbour Ridge Y&CC - Palmetto Village homes ask more and half ask less, within a broader range of $55,000 to $208,800. The median sits near the middle of that range, so Harbour Ridge Y&CC - Palmetto Village inventory is spread fairly evenly rather than bunched at one end. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Harbour Ridge Y&CC - Palmetto Village cover?
- Homes for sale in Harbour Ridge Y&CC - Palmetto Village currently range from about $55,000 at the entry level to $208,800 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $131,900. The spread is moderate, so there is real choice here without the extremes some markets show. Tell us your budget and must-haves and we will send the Harbour Ridge Y&CC - Palmetto Village listings that actually fit.
- How long do homes take to sell in Harbour Ridge Y&CC - Palmetto Village?
- Homes in Harbour Ridge Y&CC - Palmetto Village are averaging 569 days on market, measured from the day a listing goes live to the day it goes under contract. That is a slow pace, so sellers here should expect to price carefully and buyers often have time to compare before committing. Days on market in Harbour Ridge Y&CC - Palmetto Village also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
- Is Harbour Ridge Y&CC - Palmetto Village a gated community?
- Yes. Harbour Ridge Y&CC - Palmetto Village is a gated community with controlled access at the entrance.
About Harbour Ridge Y&CC - Palmetto Village
Harbour Ridge Y&CC - Palmetto Village, Palm City, FL, is a gated community in Martin County with 2 homes for sale right now. Harbour Ridge Y&CC - Palmetto Village is a large-lot community in Palm City, Martin County, Florida. Parcels and homes are priced from $55,000 to $208,800. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.
Homes & Architecture
Homes for sale in Harbour Ridge Y&CC - Palmetto Village
Homes for sale in Harbour Ridge Y&CC - Palmetto Village offer 2 bedrooms and 2 baths. Living areas are around 1,498 square feet. The mix here includes condo homes. Current prices run from $55,000 to $208,800.
Market & Value
Harbour Ridge Y&CC - Palmetto Village market and home values
The Harbour Ridge Y&CC - Palmetto Village real estate market reads best through the community's own recent activity, not a county-wide average. The median list price in Harbour Ridge Y&CC - Palmetto Village is around $131,900, or roughly $88 per square foot. That sits about 73% below the Martin County median, which shows where Harbour Ridge Y&CC - Palmetto Village lands in the local market. Recent asking prices have run from $55,000 to $208,800, so the home you choose within Harbour Ridge Y&CC - Palmetto Village matters as much as the community average. Homes here have recently taken about 569 days to go under contract, a useful gauge of how quickly the Harbour Ridge Y&CC - Palmetto Village market is moving. For pricing an offer or a listing, comparable sales within Harbour Ridge Y&CC - Palmetto Village carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Harbour Ridge Y&CC - Palmetto Village so you work from real numbers, not an estimate.
How It Compares
Harbour Ridge Y&CC - Palmetto Village compared to nearby Palm City communities
Harbour Ridge Y&CC - Palmetto Village carries the lowest median of the 7 Palm City communities compared here. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.
| Community | Homes | Median | $/Sq Ft | Days |
|---|---|---|---|---|
| Palm City Farms | 11 | $1,486,500 | $571 | 185 |
| Highlands Reserve | 9 | $850,000 | $228 | 78 |
| Palm Cove Golf & Yacht Club | 13 | $768,000 | $309 | 99 |
| Pipers Landing | 14 | $742,000 | $230 | 106 |
| Newfield Crossroads | 14 | $702,338 | $310 | 50 |
| Pine Ridge At Martin Downs | 15 | $215,000 | $192 | 179 |
| Harbour Ridge Y&CC - Palmetto Village this page | 2 | $131,900 | $88 | 569 |
Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.
Who It Suits
Is Harbour Ridge Y&CC - Palmetto Village right for you?
It helps to know who Harbour Ridge Y&CC - Palmetto Village tends to suit before you tour. Harbour Ridge Y&CC - Palmetto Village works well for families and professionals who want the security and quieter streets of a gated community, often near the schools, shopping, and commuting routes of Palm City. On price, Harbour Ridge Y&CC - Palmetto Village sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Harbour Ridge Y&CC - Palmetto Village is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Harbour Ridge Y&CC - Palmetto Village
The community is gated, with controlled access at the entrance.
Location
Harbour Ridge Y&CC - Palmetto Village location
Harbour Ridge Y&CC - Palmetto Village is located in Palm City, part of Martin County, Florida. Residents are close to the shopping, dining, schools, and parks of the Palm City area, with the wider job centers, beaches, and airports of the region within driving distance.
Buying in Harbour Ridge Y&CC - Palmetto Village
Buying a home in Harbour Ridge Y&CC - Palmetto Village
The buying process in Harbour Ridge Y&CC - Palmetto Village is the one used across Martin County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Martin County is about $3,120. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Palm City means you see new listings in Harbour Ridge Y&CC - Palmetto Village the day they reach the market.
Selling in Harbour Ridge Y&CC - Palmetto Village
Selling a home in Harbour Ridge Y&CC - Palmetto Village
Selling a home in Harbour Ridge Y&CC - Palmetto Village starts with pricing it correctly for current conditions. List prices in Harbour Ridge Y&CC - Palmetto Village currently center around $131,900, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Harbour Ridge Y&CC - Palmetto Village owners in Palm City, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Harbour Ridge Y&CC - Palmetto Village home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Harbour Ridge Y&CC - Palmetto Village.
Listing agents and seller representation in Harbour Ridge Y&CC - Palmetto Village
Thinking about selling in Harbour Ridge Y&CC - Palmetto Village? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Harbour Ridge Y&CC - Palmetto Village sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 569 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Harbour Ridge Y&CC - Palmetto Village. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: listing agents in Palm City · what is an exclusive right of sale listing? · selling a house with open permits
Realtors and real estate agents serving Harbour Ridge Y&CC - Palmetto Village
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Harbour Ridge Y&CC - Palmetto Village is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how much is my house worth in South Florida? · what is a comparative market analysis? · selling and buying at the same time
Buyer's agents in Harbour Ridge Y&CC - Palmetto Village
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Harbour Ridge Y&CC - Palmetto Village, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Martin County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · when a sale falls through · how long it takes to sell a house
Buying Instead?
Search Harbour Ridge Y&CC - Palmetto Village with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Harbour Ridge Y&CC - Palmetto Village?
Ask any listing agent you interview two questions. Which homes have they closed near Harbour Ridge Y&CC - Palmetto Village, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $131,900 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Martin County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Harbour Ridge Y&CC - Palmetto Village?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Harbour Ridge Y&CC - Palmetto Village, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Harbour Ridge Y&CC - Palmetto Village?
You are not legally required to use one, but most buyers in Harbour Ridge Y&CC - Palmetto Village do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Martin County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Harbour Ridge Y&CC - Palmetto Village property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Martin County Property Appraiser
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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