Community · St. Cloud, FL
Palm Gardens Condo St. Cloud, FL Homes For Sale & Real Estate
Palm Gardens Condo, St. Cloud, FL, is a community in Osceola County with 3 homes for sale right now. Construction dates to 1972.
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Palm Gardens Condo Market at a Glance
Live MLS · Updated Oct 13, 2026
- Active Inventory
- 3
- New Listings (30d)
- 0
- Pending Sales
- 0
- Median List Price
- $165,000
- Avg Days on Market
- 25
Residential MLS data for Palm Gardens Condo, updated nightly. View full market reports →
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Market Overview
Palm Gardens Condo real estate market
There are 3 active listings for sale in Palm Gardens Condo right now. The median list price is $165,000, or about $210 per square foot. Listings span $165,000 to $165,000, so there is inventory across most budgets. Homes are averaging 25 days on market. These figures update from the MLS as the market moves.
Palm Gardens Condo Market Stats
MLS data updated October 13, 2026- Active Listings
- 3
- Median List Price
- $165,000
- Median $/Sq Ft
- $210
- Avg Days on Market
- 25
- Price Range
- $165,000 to $165,000
Frequently Asked Questions
- How many homes are for sale in Palm Gardens Condo?
- There are 3 active listings for sale in Palm Gardens Condo right now, and these counts update from the MLS as homes come on the market and go under contract. Prices sit in a narrow band here, so homes in Palm Gardens Condo tend to compete directly with each other. Ask us to set up a search alert and you will see new Palm Gardens Condo listings the day they reach the market.
- What is the median home price in Palm Gardens Condo?
- The median list price in Palm Gardens Condo is $165,000, or roughly $210 per square foot. The median is the midpoint of what is currently listed, so about half of Palm Gardens Condo homes ask more and half ask less, within a broader range of $165,000 to $165,000. Treat it as a gauge of the Palm Gardens Condo market rather than a valuation for any one home, since price turns on size, condition and location. We can pull recent comparable sales to price a specific home more precisely.
- What price range do homes in Palm Gardens Condo cover?
- Homes for sale in Palm Gardens Condo currently range from about $165,000 at the entry level to $165,000 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $165,000. The spread is tight, which usually points to a consistent housing stock rather than a mix of sizes and eras. Tell us your budget and must-haves and we will send the Palm Gardens Condo listings that actually fit.
- How long do homes take to sell in Palm Gardens Condo?
- Homes in Palm Gardens Condo are averaging 25 days on market, measured from the day a listing goes live to the day it goes under contract. At that pace Palm Gardens Condo is moving quickly, and well-priced homes here can go under contract before a buyer has finished touring the alternatives. Days on market in Palm Gardens Condo also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
About Palm Gardens Condo
Palm Gardens Condo, St. Cloud, FL, is a community in Osceola County with 3 homes for sale right now. Construction dates to 1972. Listings update from the MLS nightly.
Homes & Architecture
Homes for sale in Palm Gardens Condo
Homes for sale in Palm Gardens Condo offer 2 bedrooms and 1 bath. Living areas are around 784 square feet. The mix here includes condo homes.
Map
Where Palm Gardens Condo is in St. Cloud
Centred on the homes listed and recently sold in Palm Gardens Condo.
HOA
Palm Gardens Condo HOA fees
- Median HOA fee
- $300/mo
- Typical range
- N/A
- Lowest to highest
- $300 to $300
- Listings with a fee
- 3 of 3
Across the 3 homes for sale in Palm Gardens Condo that list an HOA fee, the median is $300 a month. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.
The fee most often covers electricity, sewer and water. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.
Listings here most often mention none.
1 of the 3 listings that state a pet policy allow pets, often with limits.
From current MLS listings in Palm Gardens Condo; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.
Market & Value
Palm Gardens Condo market and home values
Values in Palm Gardens Condo track the community's own sales more closely than any broad regional number. The median list price in Palm Gardens Condo is around $165,000, or roughly $210 per square foot. That sits about 61% below the Osceola County median, which shows where Palm Gardens Condo lands in the local market. Homes here have recently taken about 25 days to go under contract, a useful gauge of how quickly the Palm Gardens Condo market is moving. For pricing an offer or a listing, comparable sales within Palm Gardens Condo carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Palm Gardens Condo so you work from real numbers, not an estimate.
Who It Suits
Is Palm Gardens Condo right for you?
A quick read on who fits Palm Gardens Condo saves time before you visit. Palm Gardens Condo suits a range of buyers, from first-time owners to move-up families, who want a home in St. Cloud with the everyday conveniences of the area close by. On price, Palm Gardens Condo sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Palm Gardens Condo is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.
Amenities & Lifestyle
Living in Palm Gardens Condo
Palm Gardens Condo is a residential neighborhood, and its homeowners association maintains the shared areas and community standards.
Location
Palm Gardens Condo location
Palm Gardens Condo is located in St. Cloud, part of Osceola County, Florida. The St. Cloud area's shopping, dining, schools, and parks are all nearby, and the region's job centers, beaches, and airports are within driving distance.
Buying in Palm Gardens Condo
Buying a home in Palm Gardens Condo
Buying in Palm Gardens Condo follows the same path as the rest of Osceola County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Property taxes factor into the monthly payment: the median annual property tax in Osceola County is about $2,498. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows St. Cloud means you see new listings in Palm Gardens Condo the day they reach the market.
Selling in Palm Gardens Condo
Selling a home in Palm Gardens Condo
A successful sale in Palm Gardens Condo comes down to pricing, presentation, and marketing. List prices in Palm Gardens Condo currently center around $165,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Palm Gardens Condo owners in St. Cloud, so you can see what your property could sell for before you commit to listing.
Thinking of Selling?
What is your Palm Gardens Condo home worth?
Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Palm Gardens Condo.
Listing agents and seller representation in Palm Gardens Condo
Thinking about selling in Palm Gardens Condo? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.
Conditions in Palm Gardens Condo sit close to balanced, which rewards sellers who price against real closed sales instead of neighboring asking prices. Homes here are averaging about 25 days from listing to accepted offer, so build that into your moving timeline.
Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.
Pure Equity is a licensed Florida brokerage serving Palm Gardens Condo. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.
More on this: how to cancel a listing agreement · selling a house with hurricane damage
Realtors and real estate agents serving Palm Gardens Condo
People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.
What separates real estate professionals in Palm Gardens Condo is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.
More on this: how waterfront homes are valued · how South Florida condos are valued · when and how to price your home
Buyer's agents in Palm Gardens Condo
A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.
Where buyers have room to negotiate, as they do in Palm Gardens Condo, the leverage is only worth something if you know where it exists and what to ask for. If you are buying and selling at the same time, which is common for people moving within Osceola County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.
What representation costs
Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.
Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.
More on this: how commission is actually structured · staging, and what it is actually for · listing photographs, and why they decide the outcome
Buying Instead?
Search Palm Gardens Condo with someone local
We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.
Frequently asked questions
How do I find a listing agent in Palm Gardens Condo?
Ask any listing agent you interview two questions. Which homes have they closed near Palm Gardens Condo, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $165,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Osceola County. You can reach the broker directly at (561) 835-5400.
What does a seller's agent actually do?
A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.
How much does a real estate agent cost in Palm Gardens Condo?
Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.
What is the difference between a realtor, a real estate agent, and a broker?
A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Palm Gardens Condo, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?
Do I need an agent to buy a home in Palm Gardens Condo?
You are not legally required to use one, but most buyers in Palm Gardens Condo do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. Even in a slower market, negotiating room is only useful if you know where it exists.
Can one agent help me sell my current home and buy the next one?
Yes. For people moving within Osceola County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.
Public Records
Look up Palm Gardens Condo property records
Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.
Florida property appraisers by county
Assessed value, homestead exemption status, and recorded sales history for any parcel.
FEMA Flood Map Service Center
Look up the official flood zone for an address before you budget for insurance.
Florida Department of Revenue, property taxes
How Florida assesses property, and which exemptions you can claim.
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