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Independence Bay, Deerfield Beach, FL home for sale at 405 LIBERTY Court 405

Independence Bay Deerfield Beach, FL Homes For Sale & Real Estate

Independence Bay, Deerfield Beach, FL, is a waterfront community in Broward County with 6 homes for sale right now. Independence Bay is a gated, waterfront community in Deerfield Beach, Broward County, Florida.

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Live MLS · Updated Oct 28, 2026

Active Inventory
6
New Listings (30d)
1
Pending Sales
1
Median List Price
$275,000
Months of Inventory
3.4
Avg Days on Market
119

Residential MLS data for Independence Bay, updated nightly. View full market reports →

Independence Bay real estate market

There are 6 active listings for sale in Independence Bay right now. The median list price is $275,000, or about $235 per square foot. Listings span $264,900 to $339,000, so there is inventory across most budgets. Homes are averaging 119 days on market. These figures update from the MLS as the market moves.

MLS data updated October 16, 2026
Active Listings
6
Median List Price
$275,000
Median $/Sq Ft
$235
Avg Days on Market
119
Price Range
$264,900 to $339,000
What have homes in Independence Bay sold for?
Thirty-one homes closed between July 2025 and October 2026 at prices from $230,000 to $620,000. The median was $280,000, or about $236 a square foot. Two-bedroom condos of about 1,100 to 1,150 square feet closed between $230,000 and $290,000, and villas on Centennial Court between $275,000 and $350,000.
What are the HOA fees in Independence Bay?
Listings show $360 to $660 a month, with a median of $600. Most say the fee covers grounds maintenance and common areas, and many add recreation facilities, building insurance, exterior maintenance, the roof and trash. Ask for the budget and reserve study of the association that governs the specific unit.
Is Independence Bay gated?
Yes. Thirty-three of the 37 listings describe a gated community, and 26 mention a security guard. Ask the association how guest access and resident entry work, and what the security service costs within the monthly fee.
Is Independence Bay a 55+ community?
No. None of the 37 listings in our data carry a 55+ flag, and listings describe Independence Bay as an all-ages community with a playground. Rules on occupancy and leasing are set by each association, so check the documents for the specific unit you are considering.
Can you keep a boat in Independence Bay?
Some listings mention a community boatyard, dry boat storage, dock options and moorings, and eight list boating among the amenities. Space and rules are set by the association, so ask about availability, any waiting list and fees before you buy with a boat in mind.
Are pets allowed in Independence Bay?
Pets are allowed in most listings, but 21 note a limit on the number of pets and 15 a size limit, and some mention breed restrictions or a pet fee. Rules vary between the associations, so get the current rules for the specific unit in writing before you buy.
Can you rent out a unit in Independence Bay?
Some owners lease, but there were no recent rentals in our data. A handful of listings note no leasing in the first or second year of ownership, six note rental restrictions and five say leasing is allowed. Read the documents for the specific association before buying to rent.
What is for sale in Independence Bay right now?
At the time of writing five homes were for sale, from $275,000 to $339,000, with a median ask of $279,000, and one was under contract. One had been listed for 357 days, so compare each asking price with the recent sales of the same plan before you offer.
How many homes are for sale in Independence Bay?
There are 6 active listings for sale in Independence Bay right now, and these counts update from the MLS as homes come on the market and go under contract. Prices sit in a narrow band here, so homes in Independence Bay tend to compete directly with each other. Ask us to set up a search alert and you will see new Independence Bay listings the day they reach the market.
What is the median home price in Independence Bay?
The median list price in Independence Bay is $275,000, or roughly $235 per square foot. The median is the midpoint of what is currently listed, so about half of Independence Bay homes ask more and half ask less, within a broader range of $264,900 to $339,000. The median sits in the lower part of that range, so most Independence Bay homes are nearer the entry level and a few high-end listings pull the top up. We can pull recent comparable sales to price a specific home more precisely.
What price range do homes in Independence Bay cover?
Homes for sale in Independence Bay currently range from about $264,900 at the entry level to $339,000 at the top of the market. That spread reflects unit size, floor, and finish level across the condos and townhomes here, with the median list price around $275,000. The spread is tight, which usually points to a consistent housing stock rather than a mix of sizes and eras. Tell us your budget and must-haves and we will send the Independence Bay listings that actually fit.
How long do homes take to sell in Independence Bay?
Homes in Independence Bay are averaging 119 days on market, measured from the day a listing goes live to the day it goes under contract. That is a measured pace, which usually leaves buyers room to negotiate and makes pricing at the outset matter more for sellers. Days on market in Independence Bay also shift with the season and with how a home is priced, so a sharply priced listing can still sell well ahead of the average.
Is Independence Bay a gated community?
Yes. Independence Bay is a gated community with controlled access at the entrance.
Are there lakefront homes in Independence Bay?
Yes. Many Independence Bay homes back onto community lakes, and lake-view lots are common in current listings. The water here is inland lake frontage rather than Intracoastal or ocean access, so do not expect navigable water or boat dockage.

Independence Bay, Deerfield Beach, FL, is a waterfront community in Broward County with 6 homes for sale right now. Independence Bay is a gated, waterfront community in Deerfield Beach, Broward County, Florida. Active listings are priced from $254,900 to $350,000. Homes were built between 1984 and 1987. Pure Equity lists homes in Independence Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Independence Bay is a large gated community of condominiums, villas and a few single-family homes in Deerfield Beach, in the 33442 zip code. It is a master development made up of several smaller associations, and listings use names such as Republic Square, Liberty Square, Ambassador Square, Embassy Square, Patriot Square and Diplomat Square alongside the Independence Bay name. Streets carry the same theme: Congressional Way, Republic Court, Centennial Court, Liberty Court, Lincoln Court and Capitol. Most of the homes were built between 1984 and 1988, and the community is built around a lake: 24 of the 37 listings in our recent data report water frontage, most of it lakefront.

For an owner thinking about selling, the sales record is deep. Thirty-one homes closed between July 2025 and October 2026, at prices from $230,000 to $620,000. The median closing was $280,000, and the median price per square foot was about $236. Because this is a master development, those figures blend condos, villas and a handful of detached homes, so they are best read by property type. Two-bedroom condos of about 1,100 to 1,150 square feet closed between $230,000 and $290,000. Villas on Centennial Court closed between $275,000 and $350,000, and the most recent of them sold in October 2026 at $350,000.

One sale closed at $620,000, far above everything else in the sample, and it should not be used to price a condo or villa. The other sales cluster tightly, and the main differences between them are water view, floor and condition. A three-bedroom, 1,250 square foot condo on Republic Court closed at $325,000, while several 1,100 square foot two-bedrooms on the same court closed at $265,000. Across all 31 sales, the median closed at about 96.6 percent of list, and the median time on market was 71 days. That is a patient market. Buyers here compare several similar units and negotiate.

Competition is moderate. At the time of writing five homes were for sale, from $275,000 to $339,000, with a median ask of $279,000, and one was under contract. The listings include two-bedroom condos on Congressional Way and Republic Court at $279,000, a 1,150 square foot townhouse-style unit on Liberty Court at $275,000, and two three-bedroom units on Liberty Court at $275,000 and $339,000. One of those had been listed for 357 days and another for 166, and the average active listing had been up for about 138 days. Units priced above the recent sales of their plan are the ones sitting. The unit that went under contract shows buyers are still active, but they are choosing carefully among several options.

For a seller, the approach is simple. Find the two or three recent sales of the same plan in the same association, adjust for view and condition, and price there. Lakefront units with an updated kitchen and baths, newer air conditioning and impact windows have a case for the top of their plan's range, and sellers here lead with lake views from screened balconies and patios. Several listings point out vaulted ceilings in upper-floor units. A unit that needs work should be priced to reflect it, since buyers have plenty of updated alternatives at a similar price and the median sale already closes below list.

For buyers, the stock is mostly two-story condo buildings and one-story villas. Of 37 recent listings, 27 are condominiums, 6 are villas, 3 are single-family homes and 1 is a townhouse. Units have two or three bedrooms and run from about 1,050 to 1,619 square feet. Most have no garage, and listings mention designated parking spaces. Construction is concrete block, and some villas have tile or barrel tile roofs. A few homes have private pools, but most owners use the community pools, and one listing counts seven of them spread through the property.

Association fees run $360 to $660 a month in our data, with a median of $600. Most listings say the fee includes grounds maintenance and common areas, and many add the recreation facilities, building insurance, exterior maintenance, the roof, trash, pools, security and a reserve fund. Because several associations sit under the Independence Bay name, ask for the budget, reserve study and insurance details of the association that governs the unit, and of any master association, before you buy. Ask about planned assessments too, since the buildings date from the 1980s. Roofs, balconies, plumbing and parking areas are the usual sources of large bills in buildings of that age, and the association's recent minutes will show whether any of them are under discussion.

The amenities are extensive. Listings describe a clubhouse, a fitness center, multiple pools, basketball, tennis, pickleball and racquetball courts, a hot tub, a playground, picnic areas and walking trails. Boating is a real feature for some owners: listings mention a boatyard, dry boat storage, dock options and moorings. The community is gated, and 26 listings mention a security guard. Pets are allowed in most listings, but 21 note a limit on the number of pets and 15 a size limit. Schools listed are Quiet Waters Elementary, Lyons Creek Middle and Monarch High.

Independence Bay suits buyers who want a lake view, a guarded gate and a full set of amenities at a condo price, and listings describe it as an all-ages community. Rules vary by association. Some listings note leasing limits in the first years of ownership, buyer approval and bans on motorcycles and trailer parking, and there were no recent rentals in our data. For sellers, the large number of comparable sales makes pricing easy to defend, provided the price follows the recent sales of the same plan rather than the community median.

  • ✓Guard-gated entry
  • ✓Clubhouse and fitness center
  • ✓Several community pools and a hot tub
  • ✓Tennis, pickleball, basketball and racquetball courts
  • ✓Boatyard and dry boat storage
  • ✓Playground, picnic areas and trails
  • ✓Lakefront homes

Homes for sale in Independence Bay

Homes for sale in Independence Bay offer 2 to 3 bedrooms and 2 baths. Living areas run from about 1,100 to 1,300 square feet. The mix here includes condo and townhouse homes. Current prices run from $264,900 to $339,000. The homes on the market were built between 1984 and 1987.

Schools near Independence Bay

Homes for sale in Independence Bay are typically zoned for the Deerfield Beach public schools below, based on current MLS listings. Confirm the exact attendance zone for any specific address with the Broward County school district before you buy.

Elementary School
Quiet Waters
Middle School
Lyons Creek
High School
Monarch

Where Independence Bay is in Deerfield Beach

Centred on the homes listed and recently sold in Independence Bay.

Independence Bay HOA fees

Median HOA fee
$644/mo
Typical range
$619 to $644
Lowest to highest
$573 to $644
Listings with a fee
6 of 6

Across the 6 homes for sale in Independence Bay that list an HOA fee, the median is $644 a month. Half of them fall between $619 and $644. Fees quoted quarterly or yearly are converted to a monthly figure so they compare directly.

The fee most often covers common areas, grounds maintenance, recreation facilities, pool upkeep, building insurance and building maintenance. Coverage differs from one building or section to the next, so read what a specific listing includes before comparing it with another.

Listings here most often mention clubhouse, fitness center, pool, parking, picnic area and playground.

All 6 listings that state a pet policy allow pets, some with size or number limits.

From current MLS listings in Independence Bay; the figures change as homes come and go. Confirm the fee, any special assessments and the association's rules with the HOA before you buy.

Recently sold homes in Independence Bay

These are the last 24 recorded closings in Independence Bay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $241 per square foot. The most recent closed on October 2, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

Earlier closed sales in Independence Bay
AddressClosedSold forBeds / bathsSq ft$/sq ft
808 Republic Court 808June 3, 2026$265,0002 / 21,100$241
302 Liberty CourtMay 29, 2026$260,0002 / 21,350$193
204 Lincoln Court 204May 26, 2026$235,0002 / 21,150$204
1005 Republic 1005May 14, 2026$290,0002 / 21,100$264
1102 Republic CourtMay 11, 2026$325,0003 / 21,250$260
206 Congressional Way 206April 27, 2026$250,0002 / 21,150$217
903 Congressional Way 903April 24, 2026$230,0002 / 21,150$200
114 Centennial Court 114March 3, 2026$315,0002 / 21,093$288
406 Republic Court 406February 24, 2026$265,0002 / 21,100$241
18 Capitol CourtDecember 22, 2025$620,0003 / 2.51,619$383
208 Lincoln Court 208December 5, 2025$239,0002 / 21,150$208
2612 Congressional WayDecember 1, 2025$230,0002 / 21,130$204
801 Freedom Court 801November 17, 2025$290,0003 / 21,300$223
23 Capitol CourtOctober 16, 2025$535,0003 / 21,584$338
1403 Congressional WaySeptember 30, 2025$250,0002 / 21,150$217
301 Congressional Way 301September 12, 2025$270,0003 / 21,300$208
112 Liberty Court 112August 22, 2025$315,0003 / 21,300$242
3 Independence CourtJuly 8, 2025$615,5003 / 21,551$397

See every recorded sale in Independence Bay or find out what your Independence Bay home is worth.

Homes under contract in Independence Bay

One home in Independence Bay is under contract right now. A buyer and seller have agreed to terms and the sale has not closed yet. Pending homes are a read on demand rather than on asking prices, and because they have not closed they show it earlier than sold comps do. If you are deciding what to list for in Independence Bay, this is what buyers are committing to today.

See what your Independence Bay home would sell for in this market, or track every pending sale in Independence Bay.

Independence Bay market and home values

Values in Independence Bay track the community's own sales more closely than any broad regional number. The median list price in Independence Bay is around $275,000, or roughly $235 per square foot. That sits about 29% below the Broward County median, which shows where Independence Bay lands in the local market. Recent asking prices have run from $264,900 to $339,000, so the home you choose within Independence Bay matters as much as the community average. Homes here have recently taken about 119 days to go under contract, a useful gauge of how quickly the Independence Bay market is moving. For pricing an offer or a listing, comparable sales within Independence Bay carry more weight than any headline number, since homes of the same type and size set the real range. Pure Equity can pull the active and recently sold homes in Independence Bay so you work from real numbers, not an estimate.

Independence Bay compared to nearby Deerfield Beach communities

Independence Bay sits 2 of 7 on median price among these Deerfield Beach communities. Price per square foot is the fairer comparison between communities, because it adjusts for the fact that one neighborhood builds bigger homes than another. Days on market shows how quickly each one is actually selling.

CommunityHomesMedian$/Sq FtDays
Crystal Lake18$362,450$262103
Independence Bay this page6$275,000$235119
Deerfield Beach Gardens13$199,000$205147
Natura14$172,450$19891
Heritage Circle23$149,000$180217
Century Village East42$125,000$171146
Century Village117$124,900$160152

Medians come from active listings in each community and move as inventory turns over. They describe the homes currently for sale, not what any one home is worth.

Is Independence Bay right for you?

A quick read on who fits Independence Bay saves time before you visit. Independence Bay works well for families and professionals who want the security and quieter streets of a gated community, often near the schools, shopping, and commuting routes of Deerfield Beach. A lake view is a common ask here, since many Independence Bay lots back onto water without the flood exposure of a coastal address. On price, Independence Bay sits toward the more attainable end of the market, which draws first-time buyers, downsizers, and investors. Whether Independence Bay is right for you depends on how you plan to use the home, full time or seasonally, and Pure Equity can walk you through the tradeoffs before you commit.

Living in Independence Bay

Daily life in Independence Bay is built around the lake and the recreation areas. Most homes look over the water from a screened balcony or patio, and listings describe a clubhouse, a fitness center and several pools spread through the community, so most residents have one close by. Courts for tennis, pickleball, basketball and racquetball, a playground and walking trails round out the amenities. Owners with boats can use the community's boatyard and dry storage, according to listings. The community is guard-gated, and listings describe it as open to all ages, so the pools and playground see a mix of residents through the week.

Independence Bay location

Independence Bay has a Deerfield Beach address in the 33442 zip code, in Broward County. Streets include Congressional Way, Republic Court, Centennial Court, Liberty Court, Lincoln Court, Freedom and Capitol. Listings describe quick access to major highways, shopping and dining, and a short drive to the beaches. Current MLS listings show Quiet Waters Elementary, Lyons Creek Middle and Monarch High for the community. Confirm the school assignment for a specific address with Broward County Public Schools before you buy, since attendance zones can change.

Buying a home in Independence Bay

Buying in Independence Bay follows the same path as the rest of Broward County. Getting a mortgage pre-approval first tells you your real budget and lets you move quickly when the right home comes up. Ask for the association's governing documents, budget, and reserve study before you write an offer. Association fees, any club or membership costs, and rules on rentals, pets, and leasing vary by community and materially affect the true cost of ownership. Property taxes factor into the monthly payment: the median annual property tax in Broward County is about $3,610. Florida's homestead exemption lowers the taxable value of a primary residence, and the Save Our Homes cap limits how fast that assessed value can rise from year to year. Budget for homeowners insurance as well. Rates in Florida reflect wind and flood exposure, so gather quotes early and check whether a specific address sits in a FEMA flood zone. Once you are under contract, plan for a home inspection and, if you are financing, a lender appraisal, both of which fall inside the inspection period. Working with an agent who knows Deerfield Beach means you see new listings in Independence Bay the day they reach the market.

Selling a home in Independence Bay

A successful sale in Independence Bay comes down to pricing, presentation, and marketing. List prices in Independence Bay currently center around $275,000, which is a starting reference for where a comparable home might be positioned. Homes that are decluttered, professionally photographed, and priced to recent comparable sales tend to draw the most interest in the first two weeks, when a listing is newest and gets the most views. Buyers in an association community also want to see the HOA or condo docs, the reserve study, and any pending or special assessments up front, so having those ready before you list avoids delays once you are under contract. Florida sellers usually pay the documentary stamp tax on the deed, currently $0.70 per $100 of the sale price in most counties, along with prorated property taxes and, by local custom in many areas, the owner's title insurance policy. We provide a no-obligation home valuation for Independence Bay owners in Deerfield Beach, so you can see what your property could sell for before you commit to listing.

What is your Independence Bay home worth?

Online estimates miss what makes a home different. Tell us about yours and a licensed listing agent will send you a pricing opinion based on what has actually closed near you in Independence Bay.

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Listing agents and seller representation in Independence Bay

Thinking about selling in Independence Bay? The agent you pick shapes two numbers: what your home closes for, and how long it takes. A listing agent, also called a seller's agent, prices the property against what has actually closed nearby. They also prepare and market it, screen the offers that arrive, and negotiate the terms rather than just the price.

Conditions in Independence Bay currently favor sellers, which is exactly when overpricing does the most damage. A strong market still punishes a listing that starts too high, because the early weeks draw the most qualified buyers and a home that goes stale invites lower offers later. Homes here are averaging about 119 days from listing to accepted offer, so build that into your moving timeline.

Community-level detail matters most here. Association rules, what the fees cover, and which buildings sell fastest all affect your outcome. So does whether a buyer needs board approval before closing. None of it appears in a listing description. All of it decides whether a sale closes on time.

Pure Equity is a licensed Florida brokerage serving Independence Bay. Onias Derilus is the broker of record, Florida Real Estate Broker license BK3276618. A broker holds a higher license than an agent working under one. In practice that means the person advising you on price is also the one legally responsible for the file. That matters most when a deal gets complicated.

More on this: listing agents in Deerfield Beach · what is an exclusive right of sale listing? · selling a house with a pool

Realtors and real estate agents serving Independence Bay

People search for realtors, real estate agents, and real estate brokers more or less interchangeably. For most purposes the job title matters less than licensing and representation. Every licensed agent in Florida works under a broker. That broker carries final responsibility for the transaction.

What separates real estate professionals in Independence Bay is specificity. Can they answer questions about your street, not just your city? Ask what they have closed nearby and how they arrived at a price. A grounded answer cites particular recent sales. It also explains why those homes compare to yours. Vague reassurance is the warning sign.

More on this: how to look up property value by address · how much is my house worth in South Florida? · selling in a difficult situation

Buyer's agents in Independence Bay

A buyer's agent represents the purchaser rather than the owner. They identify properties that actually fit and research what comparable homes sold for, not what they asked. They also advise on offer strategy. Finally, they manage inspection and financing deadlines through to closing.

Where sellers hold leverage, as they do in Independence Bay, buyers often get one chance to put a well-structured offer forward, so preparation counts more than patience. If you are buying and selling at the same time, which is common for people moving within Broward County, sequencing the two is its own skill: contingencies, timing, and what happens if one closing slips all need planning before either home goes on the market.

What representation costs

Real estate commissions are negotiable. No law, multiple listing service, or association sets them. If an agent tells you there is a standard rate, they are misinforming you. What you pay is agreed between you and the brokerage you hire. Get it in writing before the work begins.

Industry rules changed in 2024. Now a buyer and their agent must put compensation in a written buyer agreement before touring homes together. Sellers may still offer to contribute toward the buyer's side. However, that is negotiated rather than assumed. It is worth thinking through with your listing agent before you go live.

More on this: how commission is actually structured · tax on the sale, and who actually answers it · timing a listing in the Florida market

Search Independence Bay with someone local

We will tell you which listings are worth your time, what comparable homes actually closed for, and how to structure an offer that holds up through inspection and financing.

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Frequently asked questions

How do I find a listing agent in Independence Bay?

Ask any listing agent you interview two questions. Which homes have they closed near Independence Bay, and how did they arrive at their suggested price? A grounded answer names recent closed sales. It also explains why those homes compare to yours. With a median around $275,000 here, the gap between realistic pricing guidance and optimistic guidance is real money. Verify the license too. Florida licenses are public and searchable through the state's DBPR portal. Pure Equity is a licensed brokerage serving Broward County. You can reach the broker directly at (561) 835-5400.

What does a seller's agent actually do?

A seller's agent prices the home against comparable closed sales. Before it goes live, they advise on repairs and presentation. Then they handle photography and marketing, and put the home in front of buyers and other agents. When offers arrive, they screen them and negotiate both price and terms. Terms matter as much as the number, because inspection windows, financing contingencies, and closing dates all affect whether an offer reaches the closing table.

How much does a real estate agent cost in Independence Bay?

Commissions are fully negotiable. No law or real estate board sets them. What you pay is whatever you and your brokerage agree to in writing before work begins. Since the 2024 rule changes, buyers and their agents must agree compensation in a written buyer agreement before touring homes. Any seller contribution toward the buyer's side is negotiated rather than automatic. Ask any agent you interview to put their fee in writing.

What is the difference between a realtor, a real estate agent, and a broker?

A real estate agent holds a state license to represent buyers and sellers. A broker holds a higher-level license and can operate a brokerage. That broker also carries final legal responsibility for the office's transactions. Realtor is a membership term for agents belonging to the National Association of Realtors. For someone buying or selling in Independence Bay, three practical questions matter. Is the person licensed, who do they represent in your transaction, and what can they actually tell you about your local market?

Do I need an agent to buy a home in Independence Bay?

You are not legally required to use one, but most buyers in Independence Bay do. A buyer's agent handles the parts that are easy to get wrong. That means identifying what comparable homes actually closed for, spotting condition or association issues early, and managing inspection and financing deadlines. In a competitive market that guidance matters more, because you often get one chance to put your best offer forward.

Can one agent help me sell my current home and buy the next one?

Yes. For people moving within Broward County it is often the more practical route, because one person coordinates both timelines. Sequencing is the hard part. Should your purchase be contingent on your sale? How would you cover a gap if the closings do not line up? What happens if one side is delayed? Plan all of that before either home is listed, rather than after an offer arrives.

Look up Independence Bay property records

Anything on this page that affects what a home costs to own, assessed value, exemptions, flood zone, is published by a public agency. These are the official sources, not our summaries of them.

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